Chii chaicho nguva yenguva?
Nenguva yenyasha inguva yenguva yaunofanirwa kuita yako inshuwarheni kubhadhara mushure mekuda kwako zuva rakakodzera.
Kubhadhara mukati memugove wenyasha ugobvumira inshuwarisi yako kuti ienderere mberi pasina kupera mu inshuwarisi yekuvhara .
Inguva yakadini nguva yenguva yakazara?
Zvinosuruvarisa, hakuna imwe nguva yenguva yakanaka inopiwa nevose inshuwarisi vatakuri. Iko inonyatsosiyana neinishuwarenti nehurumende. Imwe yveshuwarisi mitemo inouya nenyasha nguva dzemazuva matatu, asi vamwe vanopa kusvika mazuva makumi matatu. Mamwe makambani anopa nguva pfupi yenyasha isina mari yakaderera uye nguva yakawedzerwa yenyasha inosanganisira nguva inononoka.
Unofunga nhuse yehushuwarisi inopa nguva yenyasha here?
Zvinosuruvarisa, havasi vatakuri vese inshuwarisi kana mitemo inopa nyasha nguva. Vamwe vanoti, dzakadai seNew York, uyewo hazvipi kupa nguva nguva. Iwe uchange uine ruzivo rwakanaka apo iwe unobhadharwa nemusarudzo wemakambani inshuwarisi yepamusoro nepamusoro-panjodzi yemotokari yemishuwarenzi. Izvo-pangozi mitemo inowanzopa nguva shoma shoma uye inouya nemari yakakwirira yakaderera.
Nenguva yenyasha inguva yega yega, kwete chidimbu. Usazvifungidzira iwe une nguva yenguva refu nemotokari yako inishuwarenzi.
Ndinokwanisa kushandisa nguva yengoni mwedzi woga woga here?
Vamwe vanotakura inshuwarisi vanobvumira vatengi kushandisa nguva yavo yenyasha mwedzi wose. Zvisinei, haisi iyo pfungwa yakanaka kuita kudaro.
Kubhadhara mukati memunyasha yako mwedzi woga woga kunogona kuva nemigumisiro yakaipa zvikuru kumutemo wako munguva yemberi.
- Mari dzinotora nguva yakawanda dzinowedzera kubhadharo yako kana iwe uchibhadhara munguva yako yenyasha. Mari dzemazuva mashoma dzinogona kuenzana kubva zviviri kusvika kumadhora makumi maviri. Kuwedzera iyo mari yekubhadhara pamotokari yako yveshuwarisi premium inogona kuita kusiyana kukuru mumari yveshuwarensi yako yegore negore .
- Kubhadhara munguva yako yenyasha kunogona kunonoka chero zvipi zvako zvekushandurwa kwako. Vazhinji vehushuwarisi vanotakura havazogadziri chikumbiro chenyu chekushandura kusvikira mutero wenyu wemwedzi mumwe nomumwe waitwa. Kubata pabhadharo yako kunogona kuwedzera kukanganisa pamotokari yako yemotokari nokuti shanduko haigone kuitwa pakarepo.
- Kana iwe wakanonoka kubhadhara kwako zvinogona kukanganisa urongwa hwako hwekubhadharwa munguva yemberi. Mazuva mazhinji chete ari mumwedzi uye kambani yveshuwarisi inotarisirwa kukutumira iwe mushumo une mazuva mazhinji anocherechedza. Kubhadhara mukati memwaka wako wenyasha mwedzi woga woga kunogona kukanda hurongwa urege kukusiya iwe nekubhadharwa kaviri mumwedzi unotevera kuti akubate iwe.
- Inishuwarenzi yakasarudzwa inotakura inogona kunge isingakwanisi kudzorera yako motokisi yemainishuwarenzi kana iwe uchibhadhara panguva yako yenyasha mwedzi woga woga. Kana hurongwa hwako huri kukanganisa, unoda kukuratidza iwe waiva mutengi akanaka uyo aigara achibhadhara panguva yakakodzera. Kubhadhara munguva yako yenyasha nekudzoka kunogona kuderedza mukana wako wekudzorerwa.
Chenjererai inishuwarensi vanotakura vanobvumira mubhadharo munguva yenguva chete kunze kwekuvandudzwa kwekubhadhara uye dzimwe nguva kubhadhara kwokupedzisira mubhadharo yekubhadhara. Kuipa kwezvinhu zvakadai kuita izvi kunopedzisira kwapera mukana wokuwedzera. Ziva nguva yako yenyuchi yechiphuwarisi yenyasha uye iva nechokwadi chekuvatevera.
Ko kana ndiine njodzi panguva yangu yenyasha?
Njodzi inogona kuitika chero nguva, kunyange panguva yenguva yako yenyasha. Nenzira yako iwe, zvinodaro zvinowanzovharwa, zvisinei, makambani mazhinji haazoenderera mberi nekutaura kusvikira iwe wabatwa pamusoro pekubhadhara kwako. Ronga kuripa kubhadhara kwako kwekupedzisira, kubhadhara kwemwedzi wako wezvino, uye yako deductible kana iwe une imwe yekuda kwako. Iko mari yakawanda yekuuya nezvose kamwechete. Ndicho chikonzero chimwe chete chekuita shure kwekubhadhara kwako uye kushandisa nguva yako yenguva dzose haisi pfungwa yakanaka.
Chii chinoitika kana ndikapfuura nguva yangu yenyasha?
Pakupera kwenyasha nguva yemotokari yako inoshandiswa inogona kumira nemubhizimisi wako: mune mamwe mazwi, iwe hausisina motokari yerimisi, uye mune imwe nyika asi New Hampshire neVirginia, izvi zvinoreva kuti uri kuputsa mutemo. Kana njodzi inowanikwa kunyange zuva rimwe chete mushure mekunge nguva yako yenyasha, iwe uri woga, pasina ruzivo kubva pamutemo wako wekare. Vazhinji vemuhurumende vanobhadharawo zororo zuva rega rega kana iwe uchibatwa pasina motokari yerimari.
Kuti uwane inshuwarisi yako yekudzoka kumashure yemotokari yako pane dzimwe nguva pane dzimwe chirango, izvo zvinowanzoreva chiyero chapamusoro kana chirongwa chakasimba chokubhadhara chirongwa. Iwe pachako uchange uine ruzivo rwakanakisisa ruchishanda zvakananga neinishuwarenzi yako yehushuwaruriko kupfuura iwe kana makwai achikutumira muripo usina tsanangudzo. Pakupedzisira, iri kune mumwe munhu wehuturasi kana iwe kana kuti usadzosera mutemo wako.
Nenguva yenyasha iripo yekukubatsira iwe munguva yekukurumidzira kwekuda, kwete se-de-facto itsva zuva rakakodzera. Kana iwe usingadi zuva rako rekubhadhara kana kuti risina kuipa rakapiwa nzira yako yekubhadhara inowanikwa mwedzi woga woga, bvunza sendimi yako ye inshuwarisi kuti ikubatsire kuchinja zuva rako rakakodzera. Kana tsamba mubhadharo yako inotambudza, tarisa mubhadharo paIndaneti ne direct directit kana kadhi rechikwereti. Usavimba nenguva yako yenyasha mwedzi woga woga; iyo nguva dzose inodhura mari yakawanda pakupedzisira.