Ndezvipi "Zvinonzwisisika" Mari Yechikwereti Yevadzidzi?
Sally, Mudzidzi, anosiya State University ne $ 60,000 mune chikwereti. Anokwanisawo kuwana basa, uye kuisa faira kuti apedzisire - kuti aone kuti chikwereti chemudzidzi hachikwanisi kubudiswa mubhadhadzi.
Iyi nhau dzinotyisa iwe wakatya nokuda kwehupenyu hwako hwevana.
Chii chaungaita?
Danho Rokutanga: Zorora
Nhau dzinotyisa iwe unonzwa paTV ndiyo nhau dzezvekunze. Vaviri-vashanu vevadzidzi vepassyduate vakapedza kudzidza vasina chikwereti, uye vatatu vevashanu vakapedza chikamu chinopfuura $ 10 000 mumudzidzi wechikwereti chikwereti, maererano nekuongorora kwakaitwa naMark Kantrowitz weFinAid.org muna 2011.
Vakasara vakwegura vanopedza chikwereti vane chikamu chemari chikwereti che $ 35,000. Icho chiri kure kwazvo kubva pamabhadharo e $ 50,000 + anotyisa munonzwa munhau.
Uyewo, usakanganwa: zvikwereti zvevadzidzi zvinowanzova chikwereti chisingabatsiri nemutero-deductible interest. Ndiyo imwe yenzvimbo dzakanakisisa dzezvikwereti iwe unogona kutarisira kuwana.
Nhanho II: Ongorora
Usati watumira Junior kuenda kukoroji, tora nguva yekufungisisa kuti chii chaanogona kuwana kana achinge apedza kudzidza.
Ivhareji yekoroji yemari inowana $ 1 mamiriyoni akawanda kupfuura ausina-kojiji akatarisa nguva yeupenyu hwake, asi iyo data yakazara zvokuti hazvina maturo. Iyo inobvumira magetsi emagetsi majors muchikamu chakafanana sezvematongerwo enyika majors.
Izvo zvinoita kuti Harvard apedza kudzidza kune imwechete sevamwe vose vakadzidza.
Zvinonyanya kukosha kuzvibvunza pachako mari yakawanda yaJunior ichawana kubva pane yake huru uye sarudzo yake yekoroji. Muzvikamu zviviri zvinotevera, tichatarisa zvose zviri zviviri.
Chii Chavanoda Kuwanda?
Vavhigirisi veChikorojiji chuteji yepurogiramu ye 2015 nechidimbu muunyanzvi hwemagetsi vanowana mari yekunyorera ye $ 57,000, maererano neForbes Magazine.
Zvechokwadi, pane kusiyana pakati pemhando dzakasiyana dzeunyanzvi. Computer engineering engineering vanogona kutanga pa $ 56,600, asi ingano yekugadzira zvidzidzo inotanga pa $ 56,000. Asi panguva ino, zvakaoma kufanotaura kuti bazi reijini Junior richada kupinda mukati. Zviri nyore kutaurira kuti achazonyora mu "College of Engineering."
Kana mwana wako achida kusimba mune chimwe chinhu - kunyanya chimwe chinhu chisingatauriki-kana chekombiki-inofanirwa - ona izvo zvingaitwa nemwana kutanga mahora zvichave. Vadzidzi vekuchikoro vari kushanda mukutengeserana kwekutengesa vanotanga kutanga misha ye $ 27,900, Forbes Magazine yakashuma.
Zvakadini neKiraji Kusarudza?
Mukurumbira wekoroji kana yunivhesiti inogonawo kuita kuti mudzidzi awane mukana wokuwana basa mukati memunda wavo uye kutanga kwavo mubhadharo. Mumwe akapedza kudzidza kuFlorida State University achawana mamiriyoni anotangira misha ye $ 38,500, maererano newebhu yeFSU. Mumwe mudzidzi akapedza chikoro kubva kuYunivhesiti yeItaly kuUbbana - Champaign achawana mamiriyoni anotangira misha ye $ 51,500.
Yeuka kuti data Forbes yakataura pamusoro pejinijini majors kutanga kutanga miriyoni ye $ 56,000? Ndiyo yakawandisa munyika yose. Mumwe mudzidzi akapedza kudzidza kubva kuchikoro chepamusoro-soro seMIT
vachawana mubayiro wokutanga we $ 67,270 - yakazara $ 14,000 mamwe.
Iwe Unokwereta Zvii?
Chimbofunga "mutemo wokutanga" mutemo wechigunwe: usakwereta kupfuura zvaunotarisira kutanga mubhadharo.
Maererano nemurairo uyu wechigunwe, unogona kururamisa chikwereti kusvika madhora 67,270 kana mwana wako achizoshandura unyanzvi paMIT Kana Junior ari kutsvaga ruzivo rwehurukuro kuFlorida State, unogona kufunga kuti kuvhara chikwereti kune $ 38,500.
Inongova mutemo wegunwe, kwete mutemo wakaoma. Nhungamiro inotungamirira mushoko iri ndechokuti uyo akapedza kudzidza anogona kudzorera chikwereti chemudzidzi wavo anenge makore gumi kana akashandisa 10 muzana yemari yavo yakawanda yokutanga mubhadharo kubhadhara chikwereti.
Nokufamba kwenguva, vapedza kudzidza vangangowana kuwedzera kwekubhadhara kunozovabvumira kuti kukurumidze kubhadhara chikwereti chevadzidzi vavo. Asi zvitsva zvinoshandiswa sekuroora uye vacheche zvingada kuti vakawanda vadzore.