Apo Mashopu Ari Pose-Time Highs, Ndiyo Nguva Yokutsvaga Kune Dzimwe Nyika

International Diversification Inogona Kubatsira Pasi Chengetani, Kuvandudza Kudzoka

Mutevedzeri wevatengesi ane inenge 85 muzana inotsvaga kuUnited States equity pasinei nokuti iyo inodarika pasi pehafu yepasi rese yemari yemari. Ichi chinoshamisa, chinozivikanwa senyika yekugara-nyika , inogona kudhura nguva refu. Kunyange zvazvo zvikwata zveUnited States zvave vashandi vakasimba, mutengo wepamusoro-mitsva uye mutengo-mabhuku anotora zvinowanzoita kuti udzoke kumakore gumi ekudzoka uye mikana yakawanda yekuderedza pasi uye zvigadzirwa zvepasi rose zvinogona kubatsira kudzoka kwakanaka.

Vashandi vangave vachida kufungidzira kuwedzera kwavanoita munyika yose , kunyanya apo misika yemabhizimisi inotengesa inotengesa pamutengo mukuru-mibairo yehuwandu.

Sei Uchifanira Kuisa Kune Misika Dzekumwe Nyika?

Vashandi vakawanda vanongotarisa kudzokera kwese kana vachiongorora zvikwereti zvakasiyana. Semuenzaniso, unogona kuenzanisa mari mbiri pamwe chete maererano nekushanda kwavakaita pane zvakaitika kare 1-, 5-, uye 10-makore uye osarudza mari yakanakisisa yekuita mari yepodfolio yavo.

Dambudziko nenzira iyi ndeyokuti rinorega ngozi . Semuenzaniso, mutori we 120 muzana anodzoka mugore anokwanisa kutarisa-kusvikira iwe uchiona kuti inowanikwa mune penny mashizha! Mutevedzeri uyu aigona kuve negore rakashata zvikuru kana richizoenderera mberi kuita zvikwereti izvi zvinotyisa. Iwe unofanirwa kutarisa hutano -hugadziriswa hutano hunoisa pangozi muakaunti uye unovimbisa kuti nzvimbo yako yepasitori haifaniri kukurumidza kuwedzera.

Maererano naVanguard , vatengesi vane 20 kubva muzana vakagoverwa kumakambani ehurumende vaine 70 kubva muzana yehuwandu hwakakosha huripo apo avo vane 30 muzana vakagoverwa vane 90 muzana yehuwandu hwekusiyana.

Ikoko kwave kunewo maverengeka emaawa ose munhoroondo apo mararamiro emarudzi ose akatora slack mumusika weU.S., zvakadai semakore ekuma1980, kwekupedzisira-1970, uye kutanga-2000, kuvandudza kudzoka kwevose-kwete kungova pangozi.

Nei Uchitsvaga Pazvinotengeswa?

Vanguard yakawana kuti mutengo-kuwana mari yakagadziriswa yakambova imwe yezvakanakira zviratidzo zvenguva refu yekudzoka, kutsanangura pamusoro pe40 muzana remangwana makore gumi anouya.

Nyeredzi Yepamusoro yakazosimbiswa kuti iyi yakanga iriwo mamiriro ekunge mamwe 16 emamwe mararamiro ezvokutengeserana enyika. Mutengo-mibairo yezvikwereti inopesana kana inoreva-kudzorera hukama nehupenyu hwemangwana rezvemabhizimisi, izvo zvinoita kuti zvive zvakanaka pakutsvaga mikana inokwanisa.

IUnited States yakatengesa purogiramu ine mwero kune dzimwe nyika yose mumakore gumi adarika, izvo zvichida nekuda kwehutungamiri hwakasimba, mutemo wemitemo, nezvimwe zvinhu. Asi, pane dzimwe nguva apo musika weUnited States wakatengesa purogiramu yakawanda zvikuru kumisika yepasi rese. Munguva idzi, vatengesi vangave vachida kufungidzira kuwedzera kwavo kusiyanisa muzvikwereti zvepasi pose kuti vawedzere kuve neanoreva-reversion tendencies.

Panoongorora nhanho-yekuwana ratios, chiyero cheP / E chechipiri-kana chikwata cheCAPE-inowanzotorwa kuti ndiyo yakarurama. Chikamu cheCAPE chinokwana mari inoshandiswa pamubhadharo pane makore gumi-siyana kuti ibudirire kuchinja kwepurogiramu inowanikwa panguva dzakasiyana dzebhizimisi. Izvi zvinounza chiyero chakanyatsoruramisa chekuwanda kwezviyero kunze kwekushandisa mutengo-kuwanikwa kwehuwandu pane imwe nguva panguva.

Nzira Dzakanakisisa dzekudzikisa kune dzimwe nyika

Kune nzira dzakasiyana-siyana dzekusiyana-siyana mune zvekutsvaga kwemarudzi ose, asi mari inoshandiswa-kutengeserana (ETFs) uye mari pamwe chete ndiyo inoshandiswa nyore.

Nenzira yakawanda, vatengesi vangave vachida kufunga nezvemari iyi seyo nzira shoma yekutengesa kuenzanisa nekutsvaga purofiti yeAmerican Depositary Receipts (ADRs) kana zvigadzirwa zvekunze. Zvakakoshawo kusarudza mari nemari shoma dzinodhura kuti kuwedzere nguva refu inodzoka.

Vashandi vanochengeta S & P 500 index index vangada kufungidzira kuwedzera mhirizhonga yepasi rose kune zvikwata zvavo. Semuenzaniso, Vanguard FTSE All-World yekare yeU.S. ETF (VEU) inobata hutano hwakasiyana-siyana hwakasiyana-siyana hwakakwira muEurope , Asia-Pacific, uye Asia . I-iShares Core MSCI Total International Stock ETF (IXUS) imwe imwe sarudzo inobata inenge zviuru zvina zvezvikwereti munzvimbo dzakasiyana-siyana nechokuwedzera zvikuru kuNorth America (Canada).

Vanguard inokurudzira kuti vashandi vanofunga kugovera 20 muzana kusvika makumi mana kubva muzana emahofisi avo kune dzimwe nyika.

Imwe nyanzvi inotaura kuti izvi zvakagoverwa zvinofanira kunge zvichibva pamusika wepamusoro pamakambani ekutengeserana kwenyika, iyo ikozvino inomirira anenge 50 muzana. Izvi zvinoreva kuti kana zvikwereti zvepasi rose zvichikura kune chikamu chikuru chemazana emari yemakethe, iwe unofanira kuwedzerwa kusarudzwa kwavo kune dzimwe nyika.