Usatenga TIPS Kusvikira Waverenga Izvi
Maitiro Avanoita
MAZANO anobudiswa mumagariro mashanu, gumi nemakumi matatu emakore. Sezvimwe zvikwereti zveHurumende , nhamba yekutengeserana inogadzira chikamu chekufarira.
Hezvino kuti zvibatanidza izvi zvinokudzivirira sei kubva kuhupfumi .
Kaviri pagore, Dhipatimendi reMari yeUnited States inomutsa kana kuderedza kukosha kwechibvumirano. Inotangira kuwedzera kwekutengeswa kwemutengo kunotaurwa neIndekisi yeVatengi . Uyu mushumo, wakaparidzirwa mwedzi umwe neBusiness of Labor Statistics , kuenzanisa kutengesa kwenyika kana kutarisa . Kana kutengesa kwenyika kuchikwira, kukosha kwesungano kunowedzerawo.
Ramba uchifunga kuti chido chekufarira hachichinje . Asi iwe unogamuchira mubhadharo mukuru. Izvozvo ndezvokuti chimiro chakatarwa chechido chinoshandiswa kune mukuru mukuru.
Kusiyana kwechokwadi ndekwechokwadi munguva dzerusarudzo . Kana mitengo inodonha, yakaenzana neCPI, kukosha kweTIPS kuchaderera zvakare. Ikozvino chikwata chakanaka chekufarira chiri kushandiswa kune mukuru wepamusoro.
Iwe unogona kutenga TIPS zvakananga kubva kuUnited States yeUnited States kana ukazarura iyo AccountableDirect account. Iwe unogona kubata TIPS kusvikira vakura. Iwe unogonawo kuvatengesa pamusika wechipiri. Iwe unogona kufunga nezvokutengesa kana iwe uchiona kusagadzikana kuri kusvika pakatarisa.
Kubatsirana kweZVO
Sezvaunotarisira, MAZANO anoita zvakanaka panguva yekutengesa, kana kunyange kana kutengesa kwezvinhu kunotarisirwa. Vanhu vari pamusika wechipiri vanobhadhara zvakawanda nokuda kwekuchengetedzwa kweTIPS kana vachitya kutengesa. Nokuda kwechikonzero ichi, MAZANO anoitawo zvakanaka kana kukosha kwedhora kuri kuderera. Izvozvo ndezvokuti kuderedza dhora kunowanzoendesa kuhutachiona.
Izvozvo ndezvokuti mutengo wemitengo unomuka sezvo dhora rinotenga zvishomanana.
Heino rubatsiro rwakanaka rweZIMA. Pavanokura, unogamuchira mukuru mukuru wakagadziriswa. Iwe hauzombofi wakagamuchira zvishomanana kupfuura mukuru wepakutanga. Iyi urongwa inokuchengetedza pamusana pekudzivirira, nokuti hauzombogoni kuwana zvishoma kunyange kana mitengo inodonha.
Semuenzaniso, kana pane chidimbu chechipiri chechipiri mune imwe nguva munguva yeTIPS, kukosha kwayo kunowedzera. Apo MAZANO akakura, unogamuchira kukosha ikoko. Izvi zvinotendeseka kunyange kana kupererwa kwechibvumirano kuchibviswa pamukuru mukuru mumakore anotevera.
Chimwe chikomborero ndechokuti hauzombofi wakarasikirwa nomukuru wako. MAZANO, kufanana nehupfumi hwose hweMari, ndeye 100 muzana inotsigirwa nehurumende yeUnited States.
Kukanganiswa kweZVO
Chikamu chekutanga chemashoko akaipa ndechokuti MAZANO anokubhadhara iwe mari yakatarwa . Zvinogona kunge zvisina kufanira kushandiswa sezvo zvibvumirano izvi zvine mutengo wemari inotaridzika inowanzosimudza uye inowira ne federal mari inoshandiswa. Izvo zvinonyanya kuitika ikozvino sezvo hurumende yehurumende inofungidzira kusimudza mitengo yemari. Kunyange zvazvo mutengo wakatarwa unogona kushandiswa kune mukuru wepamusoro, MAZANO haasi seanoshanduka sezvisungo pamwe nehuwandu hwekuchinja.
MAZANO haasi hutano hukuru munguva yehupfumi hwakasimba. Vachadzoka nharaunda yakabatanidzwa yepamusoro padzimba huru apo hupfumi huri kuita zvakanaka, uye naizvozvo hausati uwana inflation yakawanda. Izvi zvinorondedzera hupfumi hweUnited States kubva kuma1970.Iyo ndiyo nguva yekupedzisira nguva inosvika mairi inotengesa kuwedzera.
Kana iwe uchida kurova kutengesa kwezvinhu, iwe unenge uri nani pane imwe nzvimbo yakasiyana-siyana inosanganisira zvikwata . Nenzira iyo, iwe unogona kugadzirisa zvinhu zvako zvekugoverwa mukuchengetedza nekuchinja kwebhizinesi rezvebhizimisi .
MAZANO anopesana neni Zvikwereti
Ini zvisungo ndeChitsauko I kuchengetedza zvibvumirano, apo mazano ari Treasury bonds. Izvi zvinoreva kuti zvisungo hazvigone kutengeswa pamusika wechipiri. Ini zvisungo zvinogona kutengwa nemari shomanana ne $ 25 kana ichitengwa nemagetsi kuburikidza neHararealthDirect. Iwe haumbofi wakarasikirwa nomukuru wako. Nharaunda inobhadharwa inobhadharwa mutero wehurumende nemunharaunda. Iwe uchiri kubhadhara mitero yemari yemari, asi, kunze kwekuti iwe ukashandisa zvikwereti kuti ubhadherere dzidzo.
Rimwe risina kukodzera ine zvisungo nderekuti haugamuchiri chikwereti chaunofarira kusvikira iwe uchidzikinura chisungo. Mari yako yakasungirirwa zvakare kwegore. Izvo zvandinosungirwa zvinoreva kuti ndezvekutsvaga kwenguva refu.
Mari yeUnited States haigoni kukubvumira kuti uidzikinure iko kwemwedzi 12. Pane chirango kana iwe uchidzikinura iwe wandinosunga mushure memakore mashanu. Chirango chiri munyoro, zvakadaro. Ndiyo chete kufarira kwakawanikwa mumwedzi mitatu yapfuura.
Imwe misiyano yakakosha ndeyekuti inokudzivirira sei kubva kune kuwedzera kwezvinhu. Inhara yekutambira pane iyo ini ndinosungirirwa inongorongedza kuwedzera kwekutengo. Chinoshanda sei? Kutanga, iwe unobvumirwa kuti unotarirwa huwandu hwekudzoka husingachinji. Chechipiri, chiyero chichawedzera kana pane kutengesa. Izvi zvinogona kuitika kaviri pagore musi waMay naNovember. Asi hazvizoperi kana pane kusarura. MunaMeyi, mutengo ucharatidza kuchinja kweCPI kune vose veMugodhi Vashandi kubva munaSeptember wegore risati raMarch. MunaNovember, chiyero chicharatidza shanduko muCPI-U kubva muna March kusvika kuSeptember.
Nzira yakareruka yekutenga ine zvisungo ndeyokutenga muIndaneti kubva kuhurumende yeUnited States kuburikidza neHarare Direct Direct. Izvo zvose zvemagetsi, saka haufaniri kunetseka nezvekurasikirwa nezvisungo. Iwe unogona zvakare kutenga pepa I zvisungo kubva kubhangi rako kana wezvigadziri zvemari. Chero chaunenge uchiita, usatengesa bhadha kana humwe humwe hurumende yeUnited States kuBay kana mumwe wechitatu. Ihwo hutano hwezvisungo izvi huchiri muridzi wepakutanga, sezvo hurumende yehurumende inofunganya. Muridzi wacho haagoni kutengesa kodzero yake yehutano kwauri. Zvose zvamunotenga chikamu chepurairi chamusingazokwanisi kudzikinura. (Mhedziso: "MITIRO inopesana neI Zvikwereti")