Heino Kuti Zvinotengesa Zvakawanda Sei Vakaroorana Vakaroorana Kuti Vave nevana?

Kutanga, kunouya rudo, zvino kunouya kuroorana, zvino kunouya - kuronga mhuri ! Nhamba inokura yevanhu vanogara vachida kuva nevana. Prudential's 2016-2017 LGBT Financial Experience Ongororo yakaratidza kuti "23 kubva muzana yevabhangi uye 7 muzana yevarume vevakomana vevakadzi ndivo vane mutoro wemari kune mwana ari pasi pemakore 18. Pakati peGen Y vanoongorora vagovani, 11 muzana vanenge vaine vana uye imwe yepakati ye 49% vana munguva yemberi. "

Zvinosuruvarisa, tsika dzetsika hadziwanikwi nevarume vanoita zvepabonde vanofanirwa kukura mhuri dzavo, saka kutanga mhuri semudzimai wevakadzi vanogona kunodhura. Uye izvi zvisati zvaitika iwe usati wanyorera nezvemari yekurera vana - maererano neA USDA, inodhura madhora 233 610 kurera mwana muUnited States kusvika kune makore gumi nemasere - nekuvatumira kuchikoroji . Pasina kuronga kwakanaka, vanhu vanoita zvepabonde vanogona kuzviisa mune zvemari nhasi kana munguva yemberi. Saka queer vanhu uye vakaroorana vanoita zvakanaka kuita chirwere chakadzika mukuronga kwemhuri kuitira kuti vazive chavanotarisira.

Ndezvipi Zvinotarisirwa Kuti Queer Vanhu Vakure Mhuri Yadzo?

Zvichienderana nenzira iyo munhu kana vaviri vanosarudzwa kusarudza kuwedzera mhuri yavo, mari inogona kutanga sechinhu chisina maturo-kuburikidza nekugadziriswa kwehurumende-kana kudarika $ 150,000, kuburikidza nehutano hwekuzvipira.

Heino kuputsika kwemari yenzira imwe neimwe.

Adoption

Sangano reHuman Rights Campaign rinotaura kuti zvinyorwa zvemagariro ega pega zvinogona kutenga pakati pe $ 5,000 uye $ 40,000.

Kune nzira dzakawanda dzekutora mwana uye mari dzakawanda dzinobatanidzwa nemari yakawanda, kusanganisira mari yekudzidza kumba uye mari yepamutemo. Zvakakosha kuziva kuti zvichienderana nekugadziriswa kunoitwa navanaamai vanoberekwa, vamwe kana kuti zvose zvese zvekurapa zvinogona kubhadharwa nemubereki anogamuchira kana vabereki.

Mhando dzeZvibvumirano uye Inofungidzirwa Mari

Foster Care Adoptions

$ 0 - $ 2,500 +

IpaIndaneti Private Agency Adoptions

$ 5,000 - $ 40,000 +

Kuzvimiririra Kuzvipira

$ 8,000 - $ 40,000 +

Yakagadziriswa / Kusabvumirwa Kubvumirwa

$ 5,000 - $ 40,000 +

International Adoptions

$ 7,000 - $ 30,000

Kunobva: FindLaw.com

Zvimwe Kubvuma Kubhadhara Mitengo

Iko mari yakasiyana kune vakawanda vanoita zvepabonde vakaroorana uye kwete vezera ravo yakarurama ndiyo mari yekubereka kwechipiri-mubereki. Vazhinji vehurumende havangabvumi vanhu vaviri vekuita zvepabonde imwechete kuti vawane mwana mumwe chete. Nokudaro, mumwe mudiwa anofanira kukumbira uye agamuchire mwana, uye ipapo mumwe wevamwe anofanirwa kuisa kumubvumirano wechipiri wemubereki wemwana iyeye. Mutengo wekubereka kwechipiri-mubereki uri pakati pe $ 2,000 ne $ 3,000.

Kuzvidzivirira

Kune vanhu vanoda vana vezvisikwa, kuzvipira kunogona kuve pakati pe $ 100 000 kusvika kune $ 150,000 pamwana zvichienderana nerudzi rwekuzvidzivirira kunosarudzwa kana kuti rudzi rwekuzvidzivirira kunowanika. Iko kune marudzi maviri makuru evanhu vanoita zvekuzvidzivirira: Chimiro uye gestational.

Kuzvidzivirira kwechizvarwa kunosanganisira kuisa amai vakatarwa kuburikidza nekudzivirira maitiro kana kuti in-vitro fertilization, uye inogona kuva nehutano hwababa baba kana hwemunhu anopa mbeu. Insemination yezvipembenene inowanzozivikanwa se "iyo turkey baster method" uye zvinonyanya kurongedza mazai eamai vane chinangwa chepamusoro.

Gestational surrogacy inosanganisira kufungira mazai nemumvuri kunze kwechibereko kuitira kuti muve nemukomana, iyo inobva yasimwa muchibereko chechipiri.

Iyo nzira inozivikanwa se-in vitro fertlization (dzimwe nguva inonzi "test test method"), uye inogona kusanganisira zvose mbeu / mazai eimwe yevabereki uye yeye mupi. Neve in vitro fertilization kana kushandiswa kwekuita zvepabonde nemurume mumwe chete, mubereki mumwe chete haazovi nehupenyu hwehupenyu hwemwana.

Mhando dzeKutsvaga uye Inofungidzirwa Mitengo

Kuzvidzivirira kwemazuva ano kuburikidza neIn Vitro Fertilization

$ 12,000 - $ 15,000 +

Traditional Suritar & Donor Sperm

$ 12,300 - $ 19,000 +

Gestational Kuongorora

$ 45,000 - $ 70,000 +

Gestational Surrogacy & Egg Donations

$ 58,500 - $ 83,500 +

Gestational Surrogacy & Sprint Sperm

$ 45,300 - $ 74,000 +

Gestational Kuzviongororwa & Donor Embryo

$ 63,000 - $ 100,000

Zvimwe zvinodhura zvinogona kudiwa, zvichienderana nechibvumirano pakati pemapoka ose, zvinosanganisira inshurensi yekuberekwa, rubatsiro rwepfungwa, uye mari yekufamba.

Zvichienderana nemashandisirwo akashandiswa uye zvibvumirano zvakaitwa, mubereki wekutanga uye wechipiri mubereki kutora mari inogona kudiwa.

Ndezvipi Zvimwe Vanhu Vane Queer Vanofanira Kufunga Pavanokura Mhuri dzavo?

Kuroorana kwechimiro chepabonde chete kwakanyorerwa zviri pamutemo muhurumende yehurumende muUnited States munaJune 2015, uye mitemo yakawanda yehurumende neyematongerwo enyika haisati ichishandurwa. Nyika dzakawanda dzisina kudzokorora mutauro mumasangano avo enyika uye mazano ekugadzirisa zvose zvinokonzera kugadzirisa kuroorana kwepabonde imwechete.

Somuenzaniso, pashure peJune 2015 yakave yakawanikwa kuti nyika yeFlorida yakanga isati yakashandurwa mutauro wakakosha kubvumira vanhu vaviri vemusikana mumwe chete kuti vagove nezvikwereti zvekuberekwa kwomwana mumwe. Mutongo wakapiwa nyika yeFlorida, uye mutemo wakaputirwa.

"Zvino kupfuura kare kose, mhuri dzeLGBT dzinoda kuvhara kodzero dzavo dzevabereki, uye izvo zvinogona kuva zvinodhura," anodaro Elizabeth Schwartz, gweta uye munyori wePamberi II: Inotungamirira Mutemo weNyuro, Gay & Otherwise . "Vabereki vanofanira kuve nekugamuchirwa kunoitwa kunyange kana vari vaviri vari kutori chechipiri chekuberekwa, nokuti dzimwe nyika uye nyika dzisingatauri kufungidzira kwemhuri kuti ibatsire mhuri yako."

Mitemo ichavandudzwa nekushandurwa kwemazuva uye kutongwa kwemhosva hakuzodiwi kuvandudza mitemo yose nemitemo. Mhuri yeva Queer inoda kungoziva nezvezvipingamupinyi zvinogona kuita.

Kana izvi zvose zvichiita sezvinotyisa uye zvinokanganisa, ndizvo zvazviri. Mhuri yeva Queer haifanire kuenda nayo yoga kana ikagona kuidzivisa. Kuita kuti urongwa uhwu huve nyore, kukoka unyanzvi, seyavo mutemo wenhengo yemhuri. Nyanzvi dzakawanda dzehutano hwemhuri dzichabatsira kuderedza zvirongwa zvako zvekuronga mhuri kuitira kuti uwane zvakakodzera zvaunoda. Vanogona kukubatsira iwe kufamba nenzira yekuronga mhuri.

Kugadzirira Mari Yenyu Yekubereki

Kuti kugadzirire mari inobatanidza nekuva nekumutsa vana, zvepabonde imwechete vakaroorana vanofanirwa kuita chimwe chinhu chinowanzonzi-mari yevanhu pachavo mari inofamba.

Kutanga, unofanirwa kuzarura kambani yekuchengetedza kune chikwereti kubato kana bhangi apo iwe unosarudza kuva nevana. Gadzira kana mari yako inowanzopiwa kubva kune waunoshandira kana kuwedzerwa kwemari yemagetsi (EFT) kubva pane imwe nhoroondo kupinda ino nhoroondo itsva. Zvadaro, kukanganwa nezvazvo.

"Zvishoma nezvishoma kuvaka 'chikwata chepamutemo chehondo' kana uchida kutanga mhuri, [uye] uite chikamu chebhadha yako yenguva dzose," anodaro mutariri wezvemari, Cathy Pareto. "Tsvaga rubatsiro rwepamutemo nemari kubva kune GLBT-chaiyo kana kuti GLBT-yakasununguka masangano ekutsigira seA lambda Legal, ACLU uye Legal Aid."

Zvakakoshawo kubhadhara chikwereti chako usati watanga rwendo urwu - chikwereti chiduku chaunacho usati wava nevana, zviri nyore kuti uchengetedze mari yemhuri yako. Uye iwe unodawo kuve nechokwadi chekuti chikwereti chako chikoro chakanaka: Iwe unotsvaga chikwereti chako kuti uve nemwana wako, kugadziridza kugadzirira mwana wako, kana kuwana chikwereti kuti uende kune imwe imba nekuti iwe unoda zvakawanda nzvimbo yekurera mwana, iwe unoda chikoro chakanaka chekwereti kuti uwane mukana wakanakisisa.

Inishuwarenzi uye Mafungiro Emitero

Inishuwarenzi yehutano inonyanya kukosha, sezvo zvirongwa zvinopa humwe ruzivo rwekutarisira mhuri. Kana ukasarudza kushandiswa kwemahofisi kana kuzvipira, somuenzaniso, wako wehutano wehutano hupi hunogona kuvharidza zvakabhadhara mari. Zvikwereti zvinowanzova zviduku, asi zvinobatsira kuwana chero rubatsiro rwaunogona. Kana iwe usati watoita zvakadaro, tora inshuwarisi yehupenyu , zvakare.

Unofanirwawo kuva nemafungiro ekuti mitero yako ichachinja sei. I IRS inopa kuderedzwa kwekunze kwemahomwe ezvokurapa mune zvemishonga kune mafirimu anokonzera purogiramu yavo A. Mienzaniso inosanganisira kubuda kwechikwata chechiremba, maitiro ekudzivirira kuchengetedza, ultrasound uye zvikwereti zvinokonzera iwe uye amai vanozvara pasinei nokuti zvakadini amai vanoberekwa vanogara muhupenyu hwemwana.

Kana iwe mwana paunosvika, unogona kuona zvimwe zvakabhadhara mutero. Semuenzaniso, iyo Earned Income Tax Credit inopa avo vanofanirwa kubhadhara mari yechikwereti kupfuura $ 3,000 nokuda kwevana vavo vokutanga uye zvimwe zvikwereti zvevamwe vana. Imwe Imari Imba inogona kuderedza mitero yako kusvika ku $ 1 000 pagore pamwana nekuda kwemafuta anokodzera. Uye Mwana neChirongwa chekuchengetedza chikwereti chinogona kuderedza mitero yako ye $ 3,000 pagore pamwana kuti awane mari yakadai sezuva.

Pakupedzisira, iwe unofanira kufanirwa nekambani yekuberekwa kwevana vako yekuberekwa / paternity. Mhuri yeAradic Medical Leave Act (FMLA) inoshanda-inoenda pasina kubhadhara iyo inopa vashandi vhiki 12 dzezororo rekuberekwa risina kubhadharwa, asi kambani yako inogona kuva nehutano hwekuberekwa uye hutungamiri hwemhuka dzinobhadharwa paunenge uine uye ukamutsira mwana wako mutsva.