Unofanira Kubatanidza Nhoroondo kana Kuti Chengeta Mari Yakapararira Here?
Wakawana VaMnu kana Madz right, wakatamira pamwe chete uye uri kutanga kugoverana hupenyu hwako. Asi iwe unofanira kugovera kanha yako yebhangi here? Igovana makadhi emakadhi? Vhura kambani yekubatira mari yomubatanidzwa?
Ngatitarisei nezvep pro uye con yekubatanidza mari yako.
Pro yekubatanidza mari yako pamwe chete
Zvinangwa Zvimwe - Iwe nemumwe wako muchada kugovana zvinangwa zvemari. Zvichida iwe wose unovimbisa kubhadhara chikwereti chako mukati memakore gumi.
Zvichida imi mose munoda kusununguka pamwe chete mugore ra2035. Kana kuti zvimwe munongoda kuchengetedza $ 5,000 musati mava nemwana. Paunenge uchiuya nemari yako, iwe unowanikwa zvakanyanya pakubudirira kwevamwe.
Kuchengetwa kwekodhidhiyo - Kuchengeta mutero wemari yevanhu vaviri kunogona kutyisa, kunyanya kana uri kuedza kuva ultra-yakananga. Fungidzira kukurukurirana uku nemumwe wako: "Unondipa chikwereti chehafu yezvikwereti zvinoshandiswa, iwe unondipa chikamu chezvokudya uye handina kumboda Fido, iyo dogfood ichibuda mubhadharo chako."
Kuchengetedza mari kunowedzera nyore apo iwe unokanda mari yako muhari imwe yakagoverwa.
Inovaka Ushamwari - Kubatana nemari kunogona kukubatsira iwe nemumwe wako kuti muwane manzwiro e "isu" pane "iye" uye "hers". Icho chiratidzo chokuti iwe unoswedera kuhupenyu seboka kana chikwata.
Ipa-uye-Kutora - Sezvaunofamba muupenyu, iwe nemumwe wako muchatoona zvose ebbs uye inoyerera mumari yako.
Pane dzimwe nguva, unogona kuwana zvakawanda kupfuura zvaunofambidzana naye, uye pane dzimwe nguva, wako wega angave ari mukuru wezvokudya. Kubatana nemari yako kunokudzivirira kubva "kuchengeta zvikwata" kune mumwe nemumwe.
Kuvaka Mhuri - Vana ndivo vanoita basa rekubatana. Ichazonzwa kuti haigoni kugoverana mari yaunopedza paJunior.
Kana urongwa hwehutano hwehutano hwemwana wako hunobva kubasa rababa, zvino izvozvo zvinoverenga sechikamu chekupa kwaBaba here? Kana Amai vanowanzotarisa mwana asi nhasi anoda muchecheti, anobhadhara here, kana kuti iyo inodhura mari?
Inoderedza kusaenzana - Ukama hwako huchaguma huchinzwa hwakashata kana mumwe wenyu aine mari yekufambisa kuHawaii apo imwe inotamburira kusvika. Kuenzanisa nhepfenyuro yako kunoderedza ngozi yokuti mumwe wako azonzwa kuomeswa kwe "kugara pamwe chete" kana "bhajeti kusvika kune" yepamusoro yeimwe.
Makomborero - Zvikwereti zvakawanda zvekwereti zvinopa mibairo mikuru apo iwe unopedza pamusoro peimwe chidimbu chiduku. Kana iwe uchibhadhara makadhi ako ekwereti zvakakwana mwedzi wega wega (usambofa unotakura!), Unogona kubatsirwa nekugovana kadhi rechikwereti nekukurumidza kuita mitezo yako. Izvi zvingaita sechinhu chisina maturo - hachisi chokwadi chakasimba chechikonzero chekutonga kugovera kadhi rechikwereti nemumwe munhu - asi sezvo vazhinji vakaroorana vachifarira ropafadzo iyi, ndakafunga kuti ndingataura.
Con's of Co-Kuenzanisa Mari Yako
Kurasikirwa Kwemunhu Mumwe Nomumwe Kuita Zvisarudzo - Mumwe munhu achayera mukutenga kwako kwose. Kunyange zvazvo shamwari yako zvichida isingatauri pamusoro pezvinodiwa mari, waunofambidzana wako angaedza kutsvaga chishuwo chako chekushandisa $ 150 pamabvudzi emakona kana $ 400 kuti uwane motokari itsva ye stereo.
Uya kuIndangariro - Iwe newawakaroorana naye munogona kuve nekuda kukurukurirana kusati kwaitika musati mauya nemari yenyu. Iwe unoda kuzokurukura mafungiro akaita seokuti: "Mari iyo yandakawana tisati tamboona kuverengwa seyangu here, kana seyedu? Chikwereti chandakaunza muukama hwedu chinongova changu here, kana sedu?" Zvingaita iwe unogona kusvika pakupera pamusoro pezviitiko izvi.
Verenga zvakawanda: 7 Mibvunzo yeMari Yevamwe Vakadzi Kurukura.
Nzira dzakasiyana-siyana dzekutsvaga mari - Mufambidzani wako angave ari muchengeti-muchengeti anosarudza kuisa muzvisungo , maCD uye mari yemakethe yemari, apo iwe uri muchengeti wezvengozi anosarudza kuisa mumari inotengeswa yemari kana kutenga mimwe midziyo. Paunosangana nemari, iwe nemumwe wako muchada kubvumirana pamusoro pesarudzo yekutsvaga. Icho chinotungamirira zvakakwana mupfungwa yangu inotevera ...
Portfolio Kugoverwa - Yenyu yemapatotikiti inogona kuva yakakwana zvakakwana maererano nezera rako uye zvinangwa zvako, asi kana ukasangana nemari unogona kuwana kuti iwe mose munoda kunyatsogadzirisa. Taura neAcountant yako usati waita chero shanduko huru, sezvo kubatanidza uku kunogona kukonzera mimwe mitero yakakura.
Chikwereti Chengwaru - Kana mazita ako ose ari pane chikwereti, kadhi rechikwereti kana chikwereti chemotokari uye mumwe mudiwa anofamba kubva pane iyo, shamwari yakasara icharamba ichingobhadhara mari yose. Kana zvisina kudaro, zvose zvezvikwereti zvako zvikwereti zvichazobviswa.