Muna March 2008, akaita kuti zviitike.
CreditKarma.com's Free Credit Score uye Credit Report
CreditKarma.com inokubvumira kuti uwane chikwereti chepachena uye chikwereti chekwereti pasina zvachose chaunosungirwa. Iwe haufaniri kupinda nhamba yekadhi rechikwereti kana kubhadhara kune imwe kambani yekucherechedza chikwereti. Iko chikwereti chikwereti uye chikwereti chekwereti zvachose chiripo (nzvimbo inoita mari kuburikidza nemashambadziro). Ndakashandisa kwemakore akawanda uye handina kumbobhadhara chero chinhu chekuona chikwereti changu.
Kana iwe uri mutsva kuKarma Karma, iwe unogona kuinaini kuti ugamuchire chikwereti chekwereti chepachena mumaminitsi mashoma maviri. Mushure mekunge masayina, iwe unogona kuramba uchiona ruzivo rwekwereti yako uye chikwereti chekwereti kwemahara mazuva ose. Chikwereti chako chikoro chinozorodzwa zuva rega rega uye gwaro rako rekwereti rinozorodzwa vhiki nevhiki.
Chimwe chikamu cheKarma Karma chakasununguka chikamu ndechekuti haisi chikamu cheFICO, icho chinonyanya kushandiswa nevakweretesi. Kunyange zvazvo isiri yako FICO chikamu , inokupa mufananidzo wechikwereti chako chakamira maererano neTransUnion uye Equifax zvikwereti zvemari.
Chinhu chimwe chete chisiriko ndeye Experian credit report (iwe unoona Experian credit report yako uye zvikamu zvepachena kuburikidza neCreditSesame.com). Kubvira muna 2008, Chikwereti Karma chakawedzera mabasa avo kuisa pachena kusununguka kwemari zuva nezuva, VantageScore , uye Auto Insurance Score. Zvose izvozvo zvinosununguka.
Chikwereti Karma's Credit Score Simulator
A personalized simulator inokuudza kuti zvimwe zviito zvichaita sei chikwereti chako. Kufunga nezvekutsvaga kadhi kadhi rechikwereti ? Chikwereti chaKarma chichakuudza kuti imwe nyaya inobata sei chikwereti chako. Kubhadhara chikwereti chekadhi rechikwereti ? Ona kuti mari yako yechikwereti ichawedzera sei.
Iyo simulator ichakutendera iwe kuti usarudze pakati pezviito zvakakurumbira nezvikwereti zvikwereti , zvikwereti, uye zvinyorwa zvevanhu kuti uone kana chikwereti chako chikoro chichakwira kana pasi. Kuenzanisa kwekwereti kunokuita kuti uenzanise chikwereti chako chekwere kune vamwe vashandi mune imwe nhamba yevanhu.
Credit Report Card
Chikwereti Chikwereti Chekudhipa chinokupa tsamba yeAIDS munharaunda dzinotevera: Kushandiswa, Kushandisa, Mazuva Ekubhadharwa, Avhareji Yezera reApt Accounts, Total Accounts, Hard Inquiries , uye Derogatory Marks. Maji aya anogona kukubatsira kuongorora nzvimbo, kana iripo, iri kukuvadza chikwereti chako. Kana uri kushanda kuti uvandudze chikwereti chako, iwe unonyatsoziva kuti ndeipi nzvimbo yaunofungisisa.
Mamwe Chikwereti
Mukuwedzera kune zvikwereti zvekwereti, iwe unogonawo kuwana tsananguro pamusoro pekwereti yako madheta , kusanganisira chiyero zviyero zvako zvawedzerwa kana kuderera kubva pakugadzirisa kwako kwekupedzisira.
Chikwereti cheKarma chinogonawo kukurudzira makadhi emakwereti iwe unogona kunyatsobvumirwa nekuda kwekwereti yako yakamira. Vamwe vashandisi vechiKwere Karma vakatsvaga kuti makadhi emakwereti akonzere chikoro chavo chekwereti uye kana akabvumirwa. Mashoko iwayo anokupa
Pasi Pasi
Sezvo ndakatanga kushandisa Chikwereti Karma muna 2008, yakashanduka kubva pane webhusaiti kuti uone chikwereti chako chikoro kune chimwe chinhu chinokubatsira kuti uvandudze chikwereti chako uye uongorore chikwereti chako. Iko kusununguka uye ruzivo rwakakosha. Hapana chikonzero chekusashandisa Credit Karma. Paunoshanyira nzvimbo yacho, iva nechokwadi chokuti wakanyora URL zvakarurama. Tarisa hovha iri pedyo ne URL kumusoro kwe browser yako uye chengeta kuona iyo URL inotanga ne "http s : //". I "s" chiratidzo chako chokuti uri kushanyira webhusaiti yakachengeteka.