Chii chaunofanira kutarisa paWe Credit Report

Chengetedza Iko Chikwereti Chinyorwa Chechikamu Chine Mashoko

Kuongorora chikwata chako chekwereti kunogona kukubatsira kuti uone kuvharwa kwekuzivikanwa muzvikamu zvayo zvekare, asi handizvo chete chikonzero chekuongorora chikwereti chako chekwereti. Iwe unofanirwa kuva nechokwadi chokuti vako vane chikwereti nevakweretesi vari kupa ruzivo rwakarurama sezvo chikwata chako chekwereti chinopa zvakakwana mukwereti yako chikoro nekukweretesa zvisarudzo. Kuongorora chikwereti chako chekwereti kunobatsirawo kutora kadhi rako rechikwereti uye maakaiti emakwereti - rudzi rwekuongorora mari.

Paunotarisa chikwereti chekwereti kune mhando mitatu yemashoko waunofanira kutarisa:

1. Zviratidzo zvekuzivikanwa kubhakwa

Chengetai chikamu chekwereti chekwereti kwemareji asiri ako . Ongorora imwe neimwe yezvinyorwa zvakanyorwa pamushumo wekwereti yako kuti uone kuti ivo ndevako (kana kuti vangangodaro). Kana iwe ukawana kamba dzausingayeuki, dzigadzirise kuitira kuti iwe uyeuke kushandisa sarudzo yekwereti mhirizhonga kuti uibvise kubva kumushumo wekwereti yako.

Dzokorora chikamu chemibvunzo kuti uone kuti mabhizinesi akarongwa mabhizimisi wamakaisa chikwereti nacho. Mimwe mibvunzo inogona kuratidza kuti mbavha chaiye inoedza kuzarura maakaiti muzita renyu. Cherechedza kuti mimwe mibvunzo inogona kuonekwa kubva kumabhizimisi akacherechedza chikwereti chako chekwereti kuti atange kukubvumirana nemakadhi emakwereti kana inshuwarisi. Iyi mibvunzo "inonyorera" inowanzonyorwa, isingaoneki nemunhu asi iwe, uye haikanganisa chikwereti chako.

2. Nyaya isina kukodzera

Iva nechokwadi chokuti kero yako nevanoshandira vakarurama . Vashandi vako nekeroti haibatsiri chikwereti chako chekwereti zvakananga (kunyange kana zvisingakwanisi kana zvisina kukwana), asi uyo anokweretesa kana chikwereti chekwereti anogona kushandisa ruzivo urwu kuti aite chisarudzo pamusoro pekushandira kwako.

Edzai nhoroondo yemabhuku yakanyorwa maakaunti enyu .

Mharidzo yako yechikwereti ichava nehuwandu hwemari yekubhadhara kwemwedzi 24 yapfuura yega yega yega. Vachavawo nehuwandu hunoti kana nhoroondo yako iripo kana kuti yakambove yakanonoka. Iva nechokwadi chokuti nhoroondo yako yekubhadhara yakarurama nokuti ine chinhu chinonyanya kukosha pane chikwereti chako.

Iva nechokwadi chokuti yese yako yakazarura nyaya inonzi yakasununguka , kunyanya kana pane chikwereti. Kana i-akhawunti ine chikamu uye inonzi yakasungwa, chikwereti chako chikoro chichagadziriswa. Kune rumwe rutivi, nhoroondo dzakavharwa dzinonzi dzakasununguka hazvingakuvadzi chikwereti chako chikoro.

Chengetedza ruzivo rwakashata kunze kwekukwereta chikwereti nguva . Zvizhinji zvakasiyana-siyana, zvakadai sekukwereta kadhi rechikwereti uye kukwereta kwezvikwereti, zvinongorongororwa chete kwemakore manomwe. Izvo zvinoreva kubhadhara , izvo zvinogona kuverengerwa kwemakore gumi. Mashoko asina kunaka ayo akapfuura chikamu chekupa chikwereti chikwereti chinogona kukanganisirwa kubva kumukwereti wako wechikwereti.

Iva nechokwadi chekuti zvikwereti zvose zvakasunungurwa mubhengi zvakanyorwa pane iyo nzira . Iva nechokwadi chekuti zvikwereti hazvisi kungorongedzerwa sezvipfeko kana zvisina kubhadhara.

3. Nhamba yeakaunti yako

Chengetedza chikwereti chako chakakosha nekuwedzera chikamu chebhuku pamabhuku ako ose. Dzimwe shanduro dzinosanganisira chikwereti chako chakanaka muchikwata chechidimbu chechikamu chemuhoro wako wekwereti.

Zvichienderana nezvamakatayira mushumo wenyu wechikwereti, mari inokweretwa paakaunti yako ingasanganisira kusabhadhara mari yako yazvino. Izvi zvichakupa pfungwa yekuti iwe une chikwereti chakadini uye kana uchienzaniswa nemari yako, unogona kuona kana iwe une chikwereti chakawanda. Kutora kuongororwa kweakakani ako akakurumbira kunobatsira iwe kutanga pamutambo wekubuda-we-we-chikwereti.