Chikwereti chekwereti chauri kutakura chikamu makumi matatu kubva muzana chekwereti yako chikwereti , saka chikwereti chako chekadhi rechikwereti chinonyatsopindira chikwereti chako chekwereti. Kuva nezviyero zvikuru zvinogona kukuvadza chikwereti chako kukopa kunosimudza chikwereti chako - chiyero chekadhi rako rechikwereti kune chikwereti chako chemari.
Vamwe vanhu, zvisinei, vane zvinetso zvekuti zero balance inogona kukuvadza chikwereti chikoro. Hazvisi zvechokwadi - kuenzanisa kwezero hakuzobatsiri chikwereti chako, kunze kwekuti zvisinei, iwe une zero kukosha nokuti iwe usati uri kushandisa kadhi rako rechikwereti.
Muchiitiko ichocho, kadhi rechikwereti rinogona kumira kutumira zvinyorwa zvemarikodhi zvinyorwa zvekambani iyoyo uye inogona kutovhara kadhi rechikwereti, zvose zvingakanganisa chikwereti chako chekwereti.
Zero Balance uye Your Credit Report
Kuva nechikwereti chezero pane kadhi rako rechikwereti, semuenzaniso nokuti iwe unobhadhara kadhi rako rechikwereti zvakakwana mwedzi mumwe nomumwe, hazvirevi kuti zer balance inoratidzira pahupoti rako rekwereti - kana kuti zero iripo ichashandiswa kuverenga chikwereti chako pota. Heino chikonzero: zvido zvako zvekadhi rechikwereti zvinoshushwa panguva dzakasiyana-siyana mumwedzi wose (kazhinji padhipatimendi rekugumisa chirevo chebhuku ) uye inogona kuziviswa pazuva iro kadhi rako rechikwereti risina $ 0. Semuenzaniso, kana iwe ukatenga kutenga $ 100 pamusi we5 wemwedzi uye uchibhadhara zvakakwana musi wegumi nemwedzi wemwedzi, asi gwaro rako rekwereti rakavandudzwa musi wegumi nemwedzi wemwedzi, mushumo wako wekwereti haugoni kuratidza $ 0 muyero .
Kunze kwekuti uwandu hwako huri nguva dzose, mharidzo yako yekwereti inogona kuratidzira kuenzanisa kwepamusoro pane zvauri kutakura panguva ino.
Nenzira yakanaka, kusava nehuwandu hwekero hakuzokuvadzi chikwereti chako chikoro chero bedzi kukoshesa kwaunayo hakusi kwakakwirira (pamusoro pe30 muzana yekwereti chikwereti).
Kuwana Balance Unoda Kuzivisa
Kana urikukumbira chikwereti chikuru uye uchida kuvandudza mikana yako yekubvumirwa, chengetedza zvikwereti zvako zvekadhi rechikwereti uye usaita chero zvimwe zvekutenga kwevhiki shomanana.
Nenzira iyo, iwe unogona kuva nechokwadi chepasi (kana zero) chikero chinoratidzika pane chikwereti chako chekwereti uye chinoratidzwa muchikwereti chako.