Kodzero Yenyu Kupa Chikwereti Chine Chikwereti
Izvo Zvakanaka uye Zvakarurama Zvokutengeserana Mutemo Mutemo wa2003 inopa vatengi kodzero yekuwana gwaro rekubhadhara rusununguko gore roga roga kubva kune imwe neimwe yezvikwereti zvitatu zvemari .
Izvozvo zvinoreva, gore roga roga iwe unogona kuwana imwe yemukana wechikwereti chekwereti kubva kuEquifax, Experian, uye TransUnion kwezvikamu zvitatu zvezvikwereti zvekwereti zvepachena.
IFTC inobatanidza nemabhadharo ekubhadhara chikwereti kuti ipe nzira iri nyore, yepamusoro yevatengi kuti vawane izvi zvikwereti zvekwereti - kuburikidza negorecreditreport.com. Kunyange zvakadaro, nzvimbo dzomushushi dzinovhiringidza vatengi uye dzinovanyengedza kuti vabhadhara mari yavo yemari.
Free Credit Report Scams
Imwe yenzvimbo dzinonyanya kuzivikanwa nemasipiresi ndeye freecreditreport.com. Zita renzvimbo yacho pacharo rinoratidza kuti nzvimbo yacho inopa mahwendefa asingabhadhara chikwereti. Zvisinei, iyo mvumo yechikwereti yaunowana kuburikidza ne freecreditreport.com haisi zvachose yakasununguka. Pane dzimwe tsananguro dzakabatanidzwa uye kana iwe usingachenjeri, unogona kugumisa kubhadhara kuti uwane ruzivo rwekwereti yako.
Kuti uwane mari yako ye "credit" yakabva kune freecreditreport.com, unofanirwa kuinainyorera kutongwa kunyoresa kubasa rekucherechedza chikwereti. Kuchinyorera kutongwa kunoda nhamba yako yekadhi yemakadhi .
Kana ukakanganwa kubvisa kubhadhara kusati kwapera nguva yekuedzwa, kadhi rako rechikwereti richakweretwa uye iwe wakangobva kuribhadharira iyo mari yekwereti yekwereti. Zvakaipisisa, kadhi rako rechikwereti richakweretwa mwedzi mumwe nomumwe kusvikira warega kubhadhara. Kana iwe usingatarisi kadhi rako rekadhi rechikwereti pedyo, iwe unogona kuguma uri kutengeswa kwemwedzi usati waona kuti yave iri ha
Muna 2005, World Privacy Forum yakawana 233 mvumo yekubhadharira zvikwereti zvinyorwa zvemashoko, mazhinji acho aisanganisira kuwirirana kune imwe yezvikwereti zvitatu zvemari. Hapana chevanyengeri vaiva nehukama kune nzvimbo chaiyo yezvikwereti zvekwereti zvepachena - yearcreditreport.com.
Nzira Yokudzivisa Nayo Scam
Free credit report scams inonyengera uye inotsausa. Kana iwe usingachenjeri, iwe unogona kuguma kubhadhara mazana emadhora akawanda nokuda kwehupoti yako yekwereti yepachena. Heino nzira yekudzivisa tsvina:
- Tora URL (yearcreditreport.com) zvakananga mumushanduri wako kuve nechokwadi kuti uchitaura zvakanaka. Mamwe emasipiresi anoshandisa zvinyorwa zvisiri ma URL.
- Usapinda nhamba yako yekadhi yemakadhi. Kuwana gwaro rako rekukwereta risina mari harifaniri kukumbira iwe kupinda nhamba yekadhi yemakadhi. Kana uri kupinda nhamba yako yekadhi yemakadhi, kune mukana iyo kambani iri kutsvaga nzira yekukutengesa iwe munguva yemberi.
- Usaisa chikwangwani chekuedza kusununguka kune chero rudzi rwekubhadhara kwebasa. Iwe haufaniri kusayina chero chipi zvacho kuti uwane gwaro rako risina mari.
- Kana iwe ukasainira kubhadharwa kwekutsvaga kuti uwane gwaro rako rekukweretesa risina mari, iva nechokwadi chokuti iwe unogona kubvisa nguva yekuedzwa isati yapera. Nenzira iyo, kadhi rako rechikwereti haringabhadharwi.