Bhengi maakaunti haafaniri kuva nokusingaperi. Iwe unogona kuvhara kerosi nokuti wakaziva compte iri nani, uri kutamira kune imwe nyika itsva apo bhanhire rako risina matavi, kana nokuti hauna kugutsikana nebasa rako rekare rebasa rekare. Usati waenda kubva kubhangi rako, zvichida unoda kuziva kana kuvhara kwebhangi yebhangi kunokanganisa zvikwereti zvekwereti kuitira kuti iwe unogona kutora matanho kana zvichidiwa.
Chikwereti chako chikwangwani chinokanganisa zvakawanda zvekutora mari yako.
Inogadzirisa kukwanisa kwako kuwana kadhi rechikwereti, kubvarha imba, kutenga imba kana motokari, zvine zvishandiso zvinoshandiswa muzita rako, nezvimwe. Zvechokwadi, unoda kudzivisa kuita chero chinhu chinogona kukukanganisa kako chikwereti chako, kunyange kana zvichireva kurega ukama hwakaipa nebhangi.
Kuvharwa kweAkaunti yeBhangi kunobata sei chikwereti chako chekwereti
Nhau dzakanaka ndeyokuti kuvhara kwebhangi yebhangi hakubatsiri chikwereti chako. Chero bedzi pasina nyaya nenyaya yako, iwe unogona kushandura kune bhangi idzva usingafungi nezvekukuvadza chikwereti chako.
Kunyange mabhenji angangotarisa chikwereti chako apo iwe unoshandisa kuzarura kondomu, pasi pemamiriro ezvinhu akaenzana, basa rako rebhangi harina kuiswa mukwereti yako chikoro zvachose. Izvozvo zvinoreva kuti bhadha yako inopa mari, kurega, uye kutengesa zuva nezuva haibatsiri kana kukuvadza chikwereti chako. Kunyange zvikwereti zvisingabhadhari hazvikangamiriri chikwereti chako , uchifunga kuti iwe unobhadhara mari yebhadharo yepamusoro uye unobvisa chero hutsika husina kunaka huri mberi kwebhanhire rakatora matanho.
Vanhu vazhinji vanokanganisa kutenda kuti ruzivo rwezvemari, kusanganisira basa rebhangi rebhangi, rinowanikwa muzvikwereti zvadzo, asi hazvisizvo. Chikwereti chako chikwanganiso chinotarirwa chete kubva pane ruzivo chakakonzera mushumo wako wekwereti uye nhoroondo dzako dzebhengi hazvibvumirwi kune zvikwereti zvekwereti.
Chikwereti chikoro chakavakirwa pamabasa ekukwereta, sekukweretheni makadhi uye zvikwereti, zvakakomba zvinyorwa uye zvinyorwa zvevanhu. Iwe unogona kutarisa kuti uone maitiro ezvinyorwa pachirongwa chekwereti yako, nokuda kwekushanyira AnnualCreditReport.com. Iwe unogonawo kushandisa kusununguka kwebasa rakafanana neKwere Karma, Credit Sesame, kana kuti Wallet Hub kuti uchengetedze mazamu pane kuchinja kune rako rekwereti.
Cherechedza kuti kana uvhara kambani yebhangi yebhangi, sekaunti yekuchengetedza kana kuongorora haichazokanganisa chikwereti chekwereti, kugumisa kadhi rekadhi rechikwereti kunogona kukukanganisa chikwereti chako. Marikiti yemakadhi ndeimwe yemhando dzeakabhadharo dzinogara dzichiendeswa kune zvikwereti zvekwereti uye zvinowanikwa mukwereti yako.
Apo Kuvhara Bhuku reBhangi Kunogona Kukuvadza Kwereti Yako
Pane mamiriro ezvinhu ekuvhara kambani yebhangi kunogona kukanganisa chikwereti chako, nenzira yakaipa. Kana iyo nhoroondo yako ichinyorwa zvekare uye ine chikwereti chisina kunaka paunenge uchivhara iyo (kana apo bhangi ichivhara nokuti hauna kubata), mari yakatarisa inogona kutumirwa kusangano rinounganidza kuitira mamwe mabasa. Vatatu vekuunganidza masangano vanoshandisa zvikwereti kune mamwe mabhizinesi.
Pane imwe nguva sangano rekuunganidza rakatora chikamu chako, vangangodaro vaudza iyo nhoroondo kumabhadharo emari.
Panguva iyoyo, ichaenda kune mharidzo yako yechikwereti uye ichaiswa mune yako chikwereti chikamu. Zvinosuruvarisa kuti, zvipo zvinoramba zviri pamushumo wako wechikwereti kwemakore manomwe kubvira pazuva rokutanga rebasa rakaipa, kunyange mushure mokunge muribhadharira.
Kushandura kambani yako yekuongorora kunogona kukupa iwe kuChexSystems , iyo inoshandiswa nevhidhiyo kugadzira zvikwata zvemari. Mabhanisi anowanzoshandisa ChexSystems kuti aone kana achikubvumira kuti uzarure kero yekuongorora. Chero mhinduro dzakashata dzakagadzirwa ku ChexSystems, kusanganisira kudhura kwausina kumbobvisa, kuchagara muhurongwa kwemakore mashanu. Iwe unogona kunge wakaoma nguva yakazarura chekuongorora kana kuti gwaro rekuchengetedza kana iwe une nhoroondo isina kunaka neKexSystems, asi idzi zvinyorwa hazvibatanidzi mukwereti yako yekwereti yevatengi.
Nzira Yokuvhara Nayo Bhuku Yako Bhengi Nzira Yakarurama
Kana uri kuronga kuvhara kambani yako yebhangi uye uchida kudzivisa kuchinja chikwereti chako, funga kuti uchenese hutano husina kunaka pakutanga.
Taura nebhangi kuti uite zvirongwa zvekubhadhara kana iwe usingakwanisi kubhadhara mari yacho pakarepo.
Usafungidzira kero yako yekare isingaonekwi mupfungwa nokuti iwe wakatotamira kune bhangi idzva. Iwe unofanirwa kuchengetedza chero chekuchechedza kwakatarisa, kumirira kutengeserana, kana kuti magodharadhi anotumira kuakaunti yako mushure mokunge yavharwa. Bhengi rako rekare richangokuzivisa iwe nezvepi zvayo yakasaridzika neyemishuti saka iva nechokwadi chekuzarura chero chipi zvacho chawakagamuchira kubva kwavari.