Nzira 3 Dzokuraira Zvose Gore Renyu Chikwereti
Pane nzira nhatu dzekuti iwe unyore zvakananga gore rekuti chikwereti chekwereti.
- Enda paIndaneti nekuenda kune www.annualcreditreport.com. Kana iwe uri kukanganisa pamusoro pekubatanidza kune webhumo yepamutemo yegore rekwereti yekwereti, unogona kunyora kero yacho zvakananga mumusikana wenyu wewebhu. Ingoita chokwadi kuti hauna kukanganisa kero.
- Nefoni nekudana 1-877-322-8228. Kana ukasarudza sarudzo iyi, iwe uchapfuura nepurogiramu yekuongorora kuti uone iwe chaizvoizvo (uye kwete mumwe munhu) ari kurayira mushumo wako wechikwereti. Kana iwe uri matsi kana uine dambudziko kunzwa, unogona kudana 1-800-821-7232 kuti utaure gore rapore yako chikwereti chekwereti.
- Via mail pakutumira fomu yekukumbira. Dharira uye unyora fomu yekumbira mari yegore negore kubva kune YearCreditReport.com. Iwe unofanirwa kuva neAdobe muoneki kana mumwe muverengi wePDF akaiswa pakombiyuta yako kuitira kuti uone nekudhinda fomu. Kana ukangopedzisa fomu, unofanira kutumira tsamba iyi kune: Gore reNyika Chikamu Chekumbira Kushanda
PO Box 105281
Atlanta, GA 30348-5281
Paunorayira nefoni kana tsamba, iwe uchagamuchira mharidzo yako yegore negore pamakero mukati memaminitsi maviri kusvika matatu. Paunorayira paIndaneti, unogona kukwanisa kuigamuchira pakarepo.
Iwe unofanirwa kuraira yako chaiyo gore regore rekwereti rekwereti uchishandisa imwe yenzira dzakanyorwa pamusoro apa, kwete zvakananga kubva kumabhadharo ezvitengo kana kune mamwe mawebsite.
Cherechedza kuti mabhizimisi ose ane chikwereti chekadhi rechikwereti, asi vose vanoda kadhi rechikwereti uye vachakunyora mubasa rekubhadhara raunofanira kuyeuka kuregera kuitira kuti urege kudzivirira pamwedzi.
Nguva yekuraira Yenyu Yese Gore Rekupa Chikwereti
Iwe unogona kutora zvose zvitatu zvegore negore zvikwereti zvekwereti pane imwe nguva kana iwe unogona kuzviisa kunze kwegore. Iwe unogona kusarudza kuronga yako yeEidifax gore rekwereti yekwereti munaApril, Experian munaAugust, TransUnion munaDecember, uye kutanga neEquifax munaApril inotevera. Izvi zvingakubvumira kuti uongorore zvikwereti zvekwereti kwegore rose.
Kusununguka uye $ 1 Chikwereti Zvinyorwa
Pamberi peCARD Act yegore ra2009, pakanga paine nzvimbo dzakawanda dzevanyengeri vewebhu paIndaneti vachivimbisa kukupa mushumo wegore rega rekushandira. Aya mawebsite angakukumbira ruzivo rwekadhi rako rechikwereti uye anokunyora iwe muhutano hwekuedza kune yese yekuongorora chikwereti. Kana iwe usingakanganwi kuregera dambudziko racho, kadhi rako rechikwereti raizobhadharwa kwenguva yakazara yebato rekucherechedza basa.
Aya mavambo achiripo, kunyange iye zvino vakawanda vavo vanopa mvumo yako yekwereti ye $ 1, panzvimbo yekusununguka.
Iwe webusaiti yakakodzera yekuraira mari yako yegore rega rekwereti isingashandisi kadhi rechikwereti uye haibvunzi kuti iwe usayine chero chekutsvaga kwekuedzwa.
Kuona Your Annual Score Credit
Chikwereti chako chikamu hachisi chikamu chepoti yako yegore rekwereti, pasinei nokuti iyo mharidzo yaive yakasununguka kana yakabhadharwa, saka iwe unofanira kutora chikwereti chako chikoro zvakasiyana. Iwe unogona kuitsvaga pachena nokuda kweCreditKarma.com, Credit Sesame.com, kana Quizzle.com. Iwe unogonawo kuronga chikwereti chako chikwereti chemari kubva kwandiri myFICO.com kana kubva kune imwe yezvikwereti zvitatu zvemari.