Zvakaipa Chiito uye Kodzero Yako yeKusununguka Kwekupa Chikwereti
Iko Fair Credit Reporting Act , mutemo unotungamira kubhadhara chikwereti, inoda kuti utumire tsamba inopesana nenyaya chero ipi yaunenge waita sarudzo yakarambwa nekuda kwemashoko mubhuku rako rekwereti.
Izvo zvinoshandiswa netsamba yechiito zvinofanira kutsanangura zvikonzero zvawakarambidzwa uye kukuzivisa iwe kodzero yako yekugamuchira kopi yepachena yemashoko ekukwereta ayo akashandiswa mukusarudza. Iwe zvino une mazuva makumi matanhatu ekuraira mushumo wako wechikwereti. Ichi chinyorwa chinonyadzisa tsamba chichabatanidza zita nekero rebazi rekwereti iro rakapa ripoti yekwereti inoshandiswa muchisarudzo nemirayiridzo yekugadzira mushumo wako wekukweretesa pasina.
Chimwe chezvikamu zvitatu zvikuru zvekwereti chikwereti chinewo peji yebhundaneti ine ruzivo pamusoro pekugadzirisa chisarudzo chakaipa chikwereti chikwereti.
- Equifax
- Experian kana kudana 1-866-200-6020
- TransUnion
Free Credit Report Kubva Kune Rimwe Bhizinesi
Munyaya yechiito chakaipa, iwe unongova nekodzero yekuraira mari yechikwereti chepachena kubva kune vhesi yekwereti iyo yakapa ruzivo rwakashandiswa musarudzo yekwereti. Semuenzaniso, kana uyo akweretesa akaongororai mushumo wenyu weEidifax wechikwereti kuti agadzire chikumbiro chako, iwe unongova nekodzero yekupa hurukuro yeErififa yekwereti.
Zvikwereti zvikwereti zviya kuziva kana kupa shanduro yepachena yepoti yako yekwereti inobva pamibvunzo yako yekwereti munguva pfupi yapfuura .
Cherechedza kuti uyo ane chikwereti, kwete chikwereti chekwereti, akaita sarudzo yekuramba kubvuma kwako. Kana iwe uine mibvunzo pamusoro pekuti nei wakarambwa, mukwereti achakwanisa kupindura.
Iva nechokwadi chekuti iwe unorayira ikopi yakasununguka yeripoti yako yekwereti kuti unzwisise ruzivo rwakatungamirira kuti sarudzo yako irambe. Kana pane ruzivo rwakashata muhupoti yako yekwereti, unogona kuikakavadzana nekwerekiti chekwereti kuti iruramiswe. Kana kambani yako yechikwereti ichivandudzwa nemashoko akakodzera, unogona kutumirazve chibvumirano chako chekana iri nani pakubvumidzwa.
Hapana Chekubhadhara Chikwereti Kana Chikwereti Chisiri Chinhu
Iwe unogona kungorayira iyo mharidzo yekwereti yepachena iyo iyo ruzivo mubhuku rako rekwereti ndicho chikonzero iwe wakarambwa. Semuenzaniso, kana iwe wakarambwa nokuti mari yako yaive yakanyanya kuderera, hauna kukodzera kuwana mhanho yemari yechikwereti pasi pechikamu chechikamu che Fair Fair Reporting Act. Munhu ane chikwereti achiri kutarisirwa kutumira tsamba inotsanangura kuti nei wakarambwa, asi tsamba haingasanganisi mirairo yekuraira mushumo wechikwereti.
Iwe Uchiri Kuwana Gore Rokuita Chikwereti
Chikwereti chekwereti chaunowana apo iwe wakarambidzwa chikwereti chiri kuwedzera kune repoti yegore rekwereti iwe unogona kuronga kamwe kamwe pagore kubva kune zvitatu zvekubhadhara chikwereti kuburikidza ne AnnualCreditReport.com.