Kuramba Neruzivo Pamusoro Pokutsigira Kwaunoita Chikwereti
Kana iwe wakanga uine chikumbiro chakarambidzwa nekuda kwemashoko ari mubhuku rako rekwereti , vatengesi, vateresi, uye mamwe mabhizinesi anotarisirwa kutumira izvo zvinozivikanwa sechiitiko chisina kunaka chekuita kukuzivisa iwe chikonzero kana zvikonzero zvawakarambwa.
Chiziviso chichakutaurira kuti zvikwereti zvikwereti zvipi zvakapa mharidzo yechikwereti inoshandiswa muchisarudzo uye inopa kero yebasa uye nhamba yefoni. Chirevo chisingaiti chinogona kupiwa muromo, nefoni, kana kunyora uye inofanira kutumirwa mu "nguva inonzwisisika" yenguva mushure mekunge sarudzo yaitwa.
Apo chikwereti chako chikoro chinoshandiswa muchisarudzo, chiziviso chinofanirawo kutora chikwereti chako chikwereti uye chinosanganisira kusvika kune zvinhu zviviri zvakapa chikwereti chako chikwereti. Hapana mari yekwereti iyi.
Chikwangwani chine chikwereti chakakosha chinofanira kukuudza iwe ungawana sei kopi yemukana wehupoti yako yechikwereti kubva kune chikwereti chekwereti chakanyorwa muziso. Iwe uchange uine mazuva makumi matanhatu ekuraira iyi gwaro rekwereti, saka ita nekukurumidza. Chiziviso chichareva zvakare kuti chikwangwani chekwereti hachina kubatanidzwa mukusarudza uye kuti hofisi haigone kukuudza kuti nei chikumbiro chako chakarambidzwa. (Zvikonzero izvozvo zvicharondedzerwa muziso.) Pakupedzisira, chishuwo chisina kunaka chinosanganisira kuburitswa kwekodzero yako yekukakavhirana nenyaya isina kukwana kana kuti isina kukwana yeruzhinji .
Taura nevhidhiyo yekwereti uye utungamirire mushumo wako wekukwereta usina hanya, kunyanya kana uri kushamisika pamusoro pokuramba. Iwe unogona kuva nemhosva dzekubiridzira kana utsotsi hwekuziva hunoda kubviswa.
Akaramba Zvimwe Zvikonzero
Kana wakanga uine kadhi rechikwereti kana chikwata chemari chikwereti chakarambidzwa, asi kwete nekuda kweruzivo pamusoro pehupoti yako yekwereti, ucharamba uchiwana chiitiko chisina kunaka chechiitiko .
Ichi chiziviso chechiito chisina kunaka chicharatidzawo chikonzero chaicho (s) chikumbiro chako chakarambidzwa, asi hachirevi zita rechikwata chekwereti kana kukubvumira kuwana gwaro rekwereti risina mari . Panova neChita cheEcal Credit Opportunity Act (ECOA) pakupera kwechiito ichi chakaipa chinoratidza kuti hazvisi pamutemo kuti urambe kushanda kwako zvichienderana nerudzi, mararamiro, chitendero, mamiriro emarudzi, zvepabonde, mamiriro emhuri, makore (chero bedzi iwe uri vakwegura zvakakwana kuti vasayine kontrakiti), kubatanidzwa muchirongwa chekubatsira rubatsiro, kana kushandisa kodzero dzeVatere Credit Protection Act.
Chii Chaungaita Kuzoita?
Raira hurukuro yako yepukicha yako yekwereti nekutevera mirayiridzo inoratidzwa mushure mutsamba. Dzokororai mushumo wenyu wechikwereti nekururamisa uye gakava chero zvikanganiso pamwe nekodhi bureau. Chikwereti chekwerekiti chichatsvaga kukakavadzana kwako uye kujekesa kukanganisa kana upfumi hudzoka iwe.
Shandisai ruzivo muchiratidzo chako chisina kunaka kuti unzwisise kuti nei sarudzo yako yakarambwa. Izvi zvinoita kuti uzive kuti chii chaunogona kutora kuti uwedzere mikana yako yekugashiriswa nguva inotevera yaunoshandisa.