High-dividend stocks yakave iyo inonyanya kuzivikanwa kune vashandi vanogona kuwana mari mumakore achangopfuura sezvo zvikwereti zvakasarudzwa zvekubhadhara mari zvakadai sebhangi, mabhizimisi ekuisa mari, uye US Treasury inobhadhara pasina chaipo.
Pane imwe nguva yehutano huripo huripo, iyo inowanzo 1.5% -5% yezvibereko unogona kuwana kubva kune zvikwereti zvinokonzera chikamu zvinowedzera kuwedzerwa.
Kubatsira kweKubvisa-Kubhadhara Zvikwereti
High-dividend stocks inowanzobuda kunze kwepamusika pamusika kupfuura nguva. Maererano nemutungamiri wenyika Dreyfus, mabhizimisi ekubhadhara zvikwereti zveU.S. akadzoka mavhareji 9,3% gore negore kubva munaJanuary 31, 1972, kusvika musi waDecember 31, 2013, zvakanyanya kudarika 2.3% inowanikwa yegore rose yezvikwata zvisina mugove. Uyezve, inopfuura hafu yekudzoka kwenyika yese kubva ku1930 kusvika pakupera kwa2012 yakave nemigumisiro yezvikamu panzvimbo yekutengo kukoshesa.
Nhoroondo, zvikwereti zvinokonzera chikamu zvinoshandawo zviri nani kudarika misika yose munguva iyo inotengeswa nematengo. Sezvo mashesi anobhadhara zvikamu zvinowanzochengetedza uye ane mari yakasimba kuderera kupfuura iyo isingaiti, vatengesi vanowanzotarisa kune vanobhadhara chikamu munguva dzekutambudzika.
Izvo zvakakosha, kuburikidza kudzorera mari chaiyo kune vashandi, uyewo inopa chiratidzo chesimba rebhizimisi riri pasi pechitoro. Uyezve, makambani anowanzoshandisa zvinyorwa zvavo zvakanyanyisa kana zvisinganyanyi kuwanda - iyo mari yakambove yakabhadharwa. Zvikamu zvepamusoro zvinoreva mari yakawanda mumaoko evashambadziri, uye zvishoma mumaoko eboka rinotungamirira risingaiti kuti riite zvisarudzo zvakanaka.
Chii chiri muzvibereko?
Zvinonzwisisika, kune zvakawanda zvekupararira-based based investment kunze kwekutsvaga zvikwata zvine zvibereko zvakanyanya. Mune zvimwe zviitiko, zvikwereti zvakasimudzirwa zvinogona kushanda senyevero kuti mutengo wematengo ungave wakaora mwoyo nekuda kwechikonzero chikuru. Vashandi vanotarisawo makambani ane nheyo dzakasimba dzinotsigira chikamu, zvakadai semari yakawanda yekukura, mashizha akaenzana mashizha, uye maonero anoyevedza.
Kune rumwe rutivi, hazvidikanwe kusiya tsika kukura mune zvikwereti-kubhadhara zvikwereti. Makambani akawanda ane zvibereko zvinotyisa ndeyevatungamiri vepasi venyika-uye kwete rudzi rwekusimudzira-kukura-makambani makambani anopa vashandi vashoma mune nzira yekuonga kukuru kunogona kupedza nguva.
Bonds maererano neAsitendi
Vashandi vari kuedza kusarudza nzira yekugovana pakati pezvikwereti uye zvisungo zvinoda kutarisa huwandu hwavo hwekutsvaga mari.
Kana kuchengetedza ndicho chinangwa chekutanga, nzira yakanakisisa yekuita ndeyekuisa mari mune zvimwe zvishandiso zvinoshandiswa, zvakadai sehurumende hurumende kana mutengo wemari inowedzera muzvisungo nemisho shomanana .
Kana mari inonyanya kukoshesa uye mutengesi anogona kukwanisa kutora mungozi, kuburitswa kwehutano hwepamusoro uye kubuda kwemashamba emakambani kunowanzove iyo nzira dzakanakisisa dzekuwana zvikwereti zvakakosha zvikuru.
Kana kuonga kwechipiri ichikosha uye mari inowedzera - asi zvakadaro, kuongororwa-chikwereti-kubhadhara mari inogona kuita basa rinokosha.
Zvinonzwisisika, hapana chikonzero chekuisa mari mune imwe boka reassetsi. Kazhinji kacho, kusanganiswa kweizvi uye zvimwe zvikwereti zvakakosha kuti zvive nehuwandu hwehuwandu hwehuwandu hwehuwandu, huwandu hunogona kudzoka, uye chibereko.
Nzira Yokutsvaga Nayo Mukushambadzira-Kubhadhara Zvikwereti
Vashandi vanogona kuunganidza chikamu chikuru chezvikwereti muzvikwata zvitatu: kutenga munhu wekutengesa, kuisa mari muzvikamu zvekutengeserana, kana kushandisa shanduko yakawanda yeAFF yakasikwa mumakore achangopfuura. Pakati pezvikamu zvakakurumbira zvinoshandiswa neEFs ndezveShares Dow Jones Select Dividend Index ETF (ticker: DVY), Vanguard Dividend Appreciation ETF (VIG), uye SPDR S & P Dividend ETF (SDY). Iko kunewo ETF dzakawanda dzinoshandisa zvikamu zvepamusoro-soro kune mamwe mashizha emakethe, zvakadai seduku duku-mashizha kana misika inowanzobuda.
Iwe unogona kutenga zvikwereti kana ETF kuburikidza nemukwereti, uye mutendi wemari inowanzowanikwa kana kubva kune broker kana kubva kune kambani kuburikidza nehuwandu hwekutsinhanisa. Iva nechokwadi chekutaura nemudzidzisi wezvemari kana kushandisa zvose zvakakura zvishandiso zvepaIndaneti zviripo kuti zviitise tsvakurudzo yakazara vasati vapa mari.
Zvinonzwisisika : Mashoko ari pawebsite ino anopa zvinangwa zvekukurukurirana chete, uye haafaniri kutorwa semazano ekutsvaga mari. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.