Stocks Vs. Bonds
Munguva yemakore gumi (iyo yakaguma musi waSeptember 30, 2014), S & P 500 - chiyero chekushanda kwekambani dzeUnited States - dzakanyoreswa muvhareji yegore rose kudzoka kwe8.11%.
Mukuenzanisa, misika yepamutemo yepamusoro, sezvakaratidzwa neBarclays Aggregate US Bond Index , yakave nehuwandu hwekudzoka kwegore hwe 4.62%. Bonds zvakare yakagadziriswa yakagadziriswa-mumakambani ematokari emahombekiti, ayo akasimudza 6.32% gore roga roga paavhareji, uye mazai anotengeswa emakwenzi, akadzoka 10.68% gore negore. *
Kunyange zvazvo mashizha ave nemakore gumi ari nani kushanda pane zvisungo, zvakakosha kuchengeta mupfungwa kuti zvibatanidza zvinopa kusiyanisa uye kuti kuvapo kwezvisungo kunogona kubatsira kubvisa kukanganisa kwemashamba emabhizimisi. Uyezve, pane nguva inogona kuwedzerwa mune zvisungo zvisingabatsiri - sezvakaitika kubva muna 2000-2002.
Best Performing Bond Market Segments, Makore 10
Chimwe chezvinowanzozivikanwa pakuisa mari ndezvekuti njodzi yakawanda inowirirana nekudzoka kwenguva refu. Zvigumisiro zvemakore gumi zvinoratidza izvi, sezvo zvikamu zvinokonzera mazimakiti zvakanakisa zvaive zvikabuda mumisika , izvo zvaive nezviyero zvekudzoka kwegore gore re 9.28%, uye zvikwereti zvepamusoro , zvakadzoka 8.67%.
Vose vakapedza mberi kweS & P 500 - kunyange mushure mekutengesa 32% + kuwana muna 2013 - uyewo mushamba wehutano zvachose.
Pasi apa ndiwo mazana emakemikari anonyanya kukonzerwa nemakore gumi-gumi, nechisungo chikuru uye nhamba dzezvikwata zvekuenzanisa.
- Kubudirira Kwepamusoro 7.98%
- Emerging Markets 7.78%
- Yenguva refu yeUnited States Bonds 6.97%
- Yenguva refu yehurumende yehurumende yeUnited States 6.78%
- Investment-Grade Corporates (zvose zvinowanikwa) 5.49%
- Barclays US Aggregate Bond Index 4.62%
- S & P 500 Index 8.11%
Best Performing Bond Market Segments, 5 Years
Makore mashanu akapfuura ave nguva yekuvandudza mamiriro ehupfumi , kuwedzera zvishoma kune vashandi vekutsvaga kwengozi, kuvandudza mashandiro emakambani, uye rall yakawanda muhutano hweUnited States. Izvo zvakatungamirira kune zvakashata zvezvikwata zvebhizimisi zvezvisungo zvinonyanya kutarisana nemamiriro ehupfumi: kukwidziridzwa kukuru kwezvikwereti , zvikwereti zvakakura, uye kubuda kwemari chikwereti. Kana uchitarisa nhamba idzi, zvakakosha kuchengeta mupfungwa kuti idzi nhamba dzichasvika zvisingatauri mumakore mashanu anotevera:
- Emerging Markets 10.70%
- Kubudirira kwakakwirira 10.36%
- Investment-Grade Corporates (zvose zvakakura) 10.57%
- Zvikwereti Zvenguva Dzakawanda Zvikwereti 8.69%
- Mari dzehurumende kwenguva refu 6.99%
- Barclays US Aggregate Bond Index 4.12%
- S & P 500 Index 15.70%
Cherechedza: Matengo 'mazana emakore nhamba akakura zvikuru mumwedzi gumi nemaviri akapfuura, sezvo chikamu chakaipisisa chegore re2008-2008 rezvemari hachisati chabatanidzwa mumakore mashanu apfuura. Chimbofunga uchapupu uhwu kuti kunyange nguva yakareba yekushanda nhamba inogona kutsausa .
Best Performing Bond Market Segment, 3 Years
Iyi makore emakore matatu yakafanana nemakore mashanu nemakumi gumi emakore mukati mekuti yakabhadharwa kuisa njodzi sezvisungo nehukuru hwekunzwisisa kune zvikwereti - zvibereko zvakakura nemisika yakabuda - yakaita zvakanaka kwazvo.
Cherechedza, zvakare, kuti zvisungo zvekugara kwenguva yakareba zvakare zvakaitwa zvakanaka. Izvi zvinokonzerwa nokudonha kwakakosha muzvisungo zvinowanikwa mugore ra2011-2012, saka izvi zvinodzoka zvakare hazvigone kudzokororwa. Uyezve, kukosha kwekufambisa kwe2011-2012 kuchakurumidza "kupfuurira kubva kumagumo ekupedzisira" emakore matatu ekushanda, saka izvi zvingave zvisisati zviri pane zvakarongwa zvepamusoro-zvishanu pamagumo a2014.
- Kubudirira Kwepamusoro 10.62%
- Yenguva refu yezvikwereti zvehurumende 6.85%
- Vashandi veMatanho 6.66%
- Investment-Grade Corporates (zvose zvinowanikwa) 5.47%
- Emerging Markets 5.03%
- Barclays US Aggregate Bond Index 2.43%
- S & P 500 Index 22.99%
The Takeaway
Ichokwadi icho kupomerwa kwepamutemo pamabhurocha ekutsvaga kwekutsvaga nguva dzose kunoti: kushanda kwekare kare haisi chivimbo chezviitiko zveramangwana. Zvisinei, idzi kudzoka nhamba dzinotiudza zvinhu zvitatu. 1) vashandi venguva yakareba havafaniri kutya kutora njodzi, 2) kuchengetwa kwekutsvaga mari kwenguva yakareba kunogona kubvisa kukanganiswa kwekodzero yemakethe yakawanda (yakadai seiyo yakaitika mumatokari uye zvikwereti zvakasununguka muna 2008) , uye 3), zvisungo zvinogona kuita basa rakakosha muhuwandu hwemahofisi ekusimba kwehupfumi.
Ramba uchifunga mupfungwa dzako paunenge uchivaka purojeti yako.
* Nyeredzi dzinoshandiswa ndezi: US Makambani makuru makuru: S & P 500, US Makambani maduku: Russell 2000 Index, yakashambadzirwa-mutengesi munyika dzakawanda zvikwata : MSCI EAFE, mishonga inotanga kushambadzira: MSCI Emerging Markets, inotengeserana mabhizimisi: JP Morgan EMI Global Diversified Index, Bhuku reSweden High Yield Index, hurumende yehurumende yeUnited States yakareba kwenguva refu: Bhurclays US Government Long Index, nguva refu yeUnited bond bonds : Barclays Corporate Long Investment Grade Index, TIPS: Barclays US TIPS Index, mabhizimisi ehurumende - zvose zvakakosha: Barclays Corporate Investment Grade Index, Mutevedzeri Mukuru: S & P / LSTA Inotsvaga Nhepfenyuro yeMari, Manisheni eMunhara : Barclays Municipal Bond Index.
Zvinonzwisisika : Mashoko ari pawebsite ino anopa zvinangwa zvekukurukurirana chete, uye haafaniri kutorwa semazano ekutsvaga mari. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro. Nguva dzose taurirana nemudzidzisi wekutsvaga mari uye muteresi wezvemitero usati waita mari.