Mazano eNyika Yechokwadi Pashure Pokunge Akapedza Kudzidza
Mazano eNyika Yechokwadi Pashure Pokunge Akapedza Kudzidza
Kune vechidiki vakawanda, kukoreshi yekupedza chikoro kunoratidza kutanga kwemamiriro matsva muhupenyu hwavo: Kutakura mune zvemari. Iyi ndiyo nguva apo makumi maviri-mamwe maitiro anoenda muimba yavo , awane basa ravo rokutanga renguva yakazara , anotanga kutarisira bhajeti yemwedzi , uye anototanga kuponesa kubhadhara. Zvakawanda kutora zvose panguva imwe chete, ndicho chikonzero taisa pamwe uyu mutungamiri. Hezvino izvo zvaunoda kuziva pamusoro pemabasa, chikwereti, mabhengi maakaunti , nezvimwe zvakakosha zvekutarisira hupenyu hwako hwemari.
Kuwana Jobho
Iyi ndiyo nzvimbo inonzwisisika kutanga, nokuti mutsigiri wakagadzikana wemari ndiyo nheyo iyo yose yako yehupfumi huripo. Mari inokubvumira kubhadhara renhi, kuisa zvokudya patafura, uye kutanga kutora. Uyezve, basa renguva yakazara rinowanzopa zvipo zvakakosha kuhutano hwako hwemari, mukuru pakati pavo anoderedza inshuwarano yehutano uye chirongwa chokubvisa basa.
Vanhu vakawanda vanoona kuti basa ravo rokutanga ndiro rakaoma kukuwana, uye nokuda kwechikonzero chakanaka: Iwe unogona kunge usina zvishoma munzira yezvakanaka zvekushanda kwepabasa paunotangazve, uye makambani akawanda anoramba kusvitsa mumwe munhu asina kumbobata zvakakwana -kuita basa kwenguva refu kupfuura yezhizha. Ndicho chikonzero nei zvakakosha kuziva nheyo dzekuvakazve zvekare, kunyora tsamba yekuvhara, nekuzviita iwe unyanzvi pabasa remubvunzurudzo .
Basa renguva yakazara haisi iyo nzira chete yekuwana mari, kunyange zvakadaro. Chikamu chiri kukura chevashandi iye zvino chinopinda mune izvo zvinonzi Gig Economy, kusarudza kubatanidza pamwe chete mari kuburikidza nemhando dzakasiyana-siyana dzezvigadzirwa zvekuzvipira uye mabasa ezvimwe nguva.
Iwe pachako haugoni kuwana inshuwarisi yehutano kana zvimwe zvikomborero kana iwe uchienda nenzira iyi, asi inokubvumira kutanga kutora mari uye kuwana hupenyu hunove pasina kubatsirwa kwebasa rakasimba remabasa.
Kuvakira Imba
Iwe unoda denga pamusoro pemusoro wako, uye uchifunga kuti haugoni kubhadhara mari pamusha kubva kunze kwekoroji, iwe unotanga kutanga kubhadhara imba .
Izvozvo zvinoreva kusayina chibvumirano chepamutemo-kubhadhara-uye kuva nemhosva yekubhadhara renti nguva dzose. Zvakakosha kuti udzidze zvose pamusoro pemagetsi ekubhadhara mari, chikwereti chinodiwa, uye kuchengeteka kuripo.
Kubhadhara Chikwereti
Mumwe munhu akamboti koroji inoonekwa sechinhu chinodiwa, asi inotengeswa sehupfumi. Izvo zvinoshungurudza zvinoguma: Mamiriyoni evadzidzi havana chaasarudzo kunze kwekutora chikwereti chakakosha chemudzimai pazera duku kuitira kuti vawane chikoro chekoroji vanodikanwa kuti vaite basa racho.
Kana iwe uri pakati pavo, iwe uri kupinda munyika chaiye yakatove yakasungirirwa nechikwereti. Kunyange zvazvo hurumende yekubhadhara chikwereti inouya nemwedzi mitanhatu, mushure mekudzidzira "nguva yenyasha" usati watanga kuvabhadhara , iyo mwedzi mitanhatu ichaenda nokukurumidza kupfuura iwe unofunga.
Imwe yezvinangwa zvekutanga zvemari iwe waunoda kutarisa ichabhadhara pane zvikwereti. Pane huwandu hwehutano huchakubatsira iwe kuzviita. Uye kunewo dzimwe nzira dzekudzikisa mitero yako yemwedzi, chengetedza purogiramu yekubhadhara iyo inoshanda kwauri, kana kunyange kutora chikwereti chemudzidzi chikamu kana kukanganwirwa zvakakwana .
Banking, Chikwereti, uye Budgeting
Bhijhini yebhangi inofanirwa. Nhoroondo yekutengesa inokupa nzvimbo yekuisa mari yako yekubhadhara uye kuwana mari yako nyore nyore; Nhoroondo yekuchengetera nzvimbo yakanaka yekuisa mari yako yekusingaperi uye mari yekukurumidzira .
Nepo chero chenguva yakanaka yekuongorora ichauya nekadhi yebhadhiro-ichikubvumira kuti iwe ubhadhe neinoshambadzira kune vatengesi vakawanda-iwe pamwe unodawo kuwana kadhi rechikwereti . Nhamba dzakawanda dzezvemari dzinoiswa pachena nemakadhi emakwereti, tichiziva kuti dzinogona kuva nzira kune chikwereti chakawedzerwa. Asi zvakashandiswa zvakajeka, zvinogona kupa mhando dzose dzezvibatsiro, kwete zvishoma zvayo zvinobatsira kuvaka kero yako yechikwereti .
Ichi chikamu chimwe chezvinhu zvinokosha pane zvehupenyu hwako hwehupfumi, uye chikwereti chakanaka chekwereti chichakupa mukana wekupa mubayiro makadhi emakwereti, mari chikwereti, uye mari inotengesa mari. Kuziva kugadzira uye kuchengetedza chikwata ichi kunofanirwa.
Pakupedzisira, pane bhajeti yako. Bhijheti ndeyekuti unozvichengetedza sei pamwe chete-kuti iwe unotora sei iyo yokutanga mubhadharo uye unoshandisa iyo kubhadhara renti yako nemimwe mari kunze kwekunge usina mari .
Kune nzira dzakawanda dzekuisa pamwe bhajeti, uye marudzi ose ezvirongwa nemapurogiramu e-software-zhinji dzazvo pasina! -kuti ichaita basa rako.
Asi kuisa pamwe bhajeti chikamu chakareruka. Chikamu chakaoma chinonamatira kwazviri, uye izvo zvinoda ruzivo rwemari nekurangarira iwe ungangodaro usina kudikanwa kusvikira zvino. Ichi chinangwa, iye zvino uye muupenyu hwako hwose, chichava chekuti usararame mune zvaunokwanisa, asi kuti uwane zvakakwana zvakasara pamagumo emwedzi woga woga kuchengetedza kune zvinangwa zvako zvenguva pfupi uye ndezvenguva refu.
Imba, basa, bhajeti, mabhengi, chikwereti, uye chikwereti: Izvi ndizvo zvakakosha muupenyu hwako hwemari huchadikanwa kuti utore. Zvinosuruvarisa, vanhu vakawanda vanopinda muhukuru vasina kumbobvira vawana dzidzo yepamusoro pane izvi zvinokosha. Shandisa mutungamiri-uye tafura yezviri mukati kuruoko rworuboshwe rwepeji-kuti ubate pane zvinyorwa zvemari yemari yako, uye utore uhu hwehupenyu hwako hwemari. Kugamuchirwa kunyika chaiye!