Usazvidya mwoyo. Ichi chinyorwa chichakudzidzisa zvose zvaunoda kuzive nezve ins and outs of rent rent so you have a place to call your own.
Ndeipi Uri Kutsvaga Imba?
Saka iwe une chiroto chako chakarota chave chakatonhora mumusoro wako. Iwe wakatotanga kufungidzira mafungiro esimbi, asi iwe ungasave wakapa pfungwa dzakawanda kune iyo imba ichave iri. Nenguva isipi, nokuda kwesimba reInternet, pane zvakawanda zvezvingasarudzwa kuti uite paunenge uchivhima. Funga kutarisa dzimba pa:
- Craigslist.org
- Apartments.com
- HotPads.com
- Rent.com
- Zumper.com
Iwe unogona kutarisa dzimba pazvivako izvi mukati memutengo waunotarisa, uye mune dzimwe nzvimbo. Zvechokwadi, nguva dzose chenjerera kuti inogona kuwanikwa inowanikwa paIndaneti paunotarisa chero chinhu pawebhu. Usazombopa ruzivo rwako pachako mberi pasina kuona imba yekutanga.
Kana iwe usingazivi kuti nzvimbo yako inotanga kutarisa, tanga nekubvunza shamwari neshamwari. Mumwe munhu angatoziva nezveimwe chivako chaungada icho chine nzvimbo. Iva nechokwadi chekuita zvimwe zvekuongorora iwe pachako zvakare.
Kana iwe ukawana kukurudzira kune imwe nzvimbo iwe usati wambotora nguva yakawanda mukati, tora motokari kunze uko uye zvichida famba-famba zvishoma. Iwe unogona kuwana manzwiro emunharaunda dzakawanda nokukurumidza zvakanyanya, kunyanya paunenge uchitora iyo netsoka. Kwete izvozvo chete, asi dzimwe zvivako hazvivhiringidzi kutengeserana muIndaneti uye zvinongotumira zviratidzo kunze.
Zvokufunga nezvazvo Usati Watenga Imba
Kutsvaga hotera kunogona kuonekwa sechikamu chakareruka, asi kune zvakawanda zvezvinhu zvinofanira kutariswa mukugadzirisa. Kwamunogara kunogona kuchinja nzvimbo yako uye mafungiro ako, pamwe chete nemari yako. Pakupedzisira, iwe unoda kuwana gorofa rakakodzera kwauri , saka iva nechokwadi chekufunga nezvezvikonzero izvi:
- Rudzi rweimba. Uri kutsvaga imba ipi? Imba ye studio kana imwe yekurara? Iva akajeka pane izvo imba yako yakanaka yakaita seye uye ichinetseka paunotsvaka izvo zvaunoda. Tarisa pazvikamu zvepamusoro, zvigadzirwa, chiedza chechisikigo, motokari uye nezvimwe.
- Nharaunda. Nharaunda imwe neimwe ine unhu hwayo uye unoda kuwana imwe iyo jives zvakanaka nemararamiro ako nemaitiro. Unosarudza chimwe chinhu chinowanikwa mumaguta kana mumuguta? Iwe unofarira unyanzvi netsika, kana chimwe chinhu chiri pedyo nemamiriro ezvinhu sepaki? Funga nezvemunharaunda yaunoda uye unzwisise kuti nzvimbo imwe neimwe inogona kusiyana sei. Pakupedzisira, musha waunosarudza unogona kukanganisa mari yaunobhadhara muinter inshurensi pamwe nemotokari yemotokari.
- Pfuma yekugara. Dzimba dzakawanda dzimba dzine mameneja emapurisa anotarisira chero nyaya kune vagari vemo. Mune zvimwe zviitiko, vangave vachigara pane-site. Ongorora mazano kuIndaneti yekambani yekuchengetedza imba uye iva nechokwadi chokuti ivo vachakuitira zvakanakisisa. Vagari varo vanogara vaine chimwe chinhu chavanotaura pamusoro pevatungamiri vavo.
Kushandisa Imba
Wakawana yako dream dream apartment! Chii zvino? Inguva yekushandisa chaizvo. Kutanga, tora chikumbiro kubva kune kambani yekuchengetedza pfuma kana muridzi weimba uye uzadze iyo nokukurumidza.
Zvivakwa zvakanaka zvinogona kuenda nokukurumidza, saka iwe unoda kuzadza mapepa nokukurumidza. Kazhinji, iwe unoda kuzadza ruzivo rwako rwekutanga uye kupa mamwe magwaro sechikamu chekushanda kwako.
Sezvo chikamu chekushanda kwako kwekurenda, unogona kugovera kupa:
- Paystubs
- Bank statements
- Chiremba chevhavha
- Social security card
- Employment history
- Nhoroondo yekaroti
- References
- Mhosva yekushandiswa
Pakupedzisira, zvinyorwa izvi zvinogona kubatsira kukuratidza kuti uri mukana akakodzera weimba. Varidzi venyika vanoda kuziva kuti une maitiro akanaka mazita, basa rakagadzikana uye mari uye richava rakanaka zvakakwana kweimba.
Zvinosuruvarisa, nekuda kwekuti iwe unoshandisa imba yekutora hazvirevi kuti iwe uchawana zvechokwadi. Mune zvimwe zviitiko, iwe unogona kurambwa nekuda kwekwereti yako kana kukwana mari. Iva nechokwadi chokuti unonzwisisa kuti chii chinofanira kuwanikwa chiripo usati wabhadhara mari isina kubhadharwa yekushandiswa kweimba.
Kuwana Kugamuchirwa
Mushure mokutumira chikumbiro chako uye zvinyorwa zvinodiwa, unomirira. Kuwana kugamuchirwa kweimba kunogona kutora mazuva mashomanana ebhizinesi kana kupfuura, zvichienderana nezvinodiwa.
Kana uchinge wabvumidzwa, muridzi weimba kana sangano rekuchengetwa kweimba inowanzokushevedza uye kukuzivisa iwe.
Kuti uwane pokugara uye uite kuti uve wako, unoda kuisa pasi chekuchengetedza mari, iyo inowanzoenzana nemwedzi wekodzero yekukwereta. Zvichienderana nekambani, kuchengeteka kwako mari inogona kuva yakawanda kana kudarika kukodzera kwomwedzi mumwe chete.
Kuchengetedzwa kwako kuchengetwa kunobatwa kana pane chero kukanganisa kweimba iyo uchienda kunze. Kana imba yako iine mamiriro akanaka kana iwe uchibva, iwe uchada kudzorera. Kana zvisingaiti, zvose kana chikamu chedhipatimendi chako chinogona kubatwa kuti chifukidze mari.
Pamusoro pekuchengetedzwa kwekuchengetedza, unofanirwa kuisa mari yako yemwedzi wokutanga, uye mune dzimwe nguva, kukodzwa kwemwedzi wapfuura zvakare.
Saka kana yakakodzwa iine $ 800, yako yose inofamba mumari inogona kutaridzika seyi:
$ 800 kuchengeteka kuripa + $ 800 mwedzi wokutanga kukwereta + $ 800 yakapera mwedzi wapera = $ 2,400
Sezvaunogona kuona, kufamba mumari kunogona kuwedzera, saka zvakakosha kugadzirisa mberi kwenguva uye kuona kuti mari yakawanda sei, etc. inogona kukumhanya iwe.
Uyezve, iwe ungangodaro unoda kuisa chibharo cheimba. Chibvumirano chibvumirano pakati pe leasor (yakadai somuridzi kana muridzi weimba) uye mari yechikwereti (yakadai somuvakidzani), iyo inowanzonzi chibvumirano chekuroora.
Izvi zvinowanzoratidzwa mushure mekunge cheko chekwereti yave yakakonzerwa uye vatungamiri veimba vakafunga kuti vanoda kukugamuchira iwe semuvakidzani wavo.
Chibvumirano chekurovera ibhuku richarondedzera zvinyorwa zvose zvakanaka zvakadai se:
- Zviyero zvekugara: Nhamba yevarimi vanobvumirwa kugara mumusha.
- Mamiriro ekugadza: Nguva yakareba iyo muvakidzani anotarisirwa kugara uye achienderera mberi achiita mari yekubhadhara. Mitemo yekutipa mari yakasiyana, asi kazhinji inotarisana pakati pemwedzi nemwedzi, mwedzi mitanhatu kana gore rimwechete.
- Kwerera: Mari yemari inofanira kubhadharwa nguva dzose nemuiti, uye kana iyo mitero inotarisirwa, kazhinji yekutanga yemwedzi.
- Deposit and Fees: Chikamu ichi chinofanirwa kutsanangura kuti chii chichadiwa mari pamwe nemwedzi wokutanga webhadharo. Ichachaudzawo kuti chii chaunotora chikwereti uye chekuchechechedza kwemashure achazoitwa, pamwe chete nemari yekudarika mitemo yebhajiro, sekufambisa usati waenda.
- Zvishandiso: Kubhadhara kunowanzotsanangura kuti zvipi zvese zvinoshandiswa zvinowanikwa murenda yako, uye izvo zvaunoda kuzvibhadharira iwe pachako.
- Zvipfuwo: Dzimwe zvivako hazvibvumi mhuka dzemhuka. Vamwe vanobvumira zvipfuwo zvepanyama pasi pehukuru kana humwe humwe. Ichi chikamu chichatsanangura mitemo iyoyo uye kuti ungawana sei mhuka inogona kugamuchirwa.
- Maintenance: Chikamu ichi chichapa tsanangudzo pamusoro pemhando ipi yekugadzirisa muunhengo yako ichava mutoro wevatariri, uye ichava yako.
Zvakakosha kuti uongorore mazwi ose emvumo yako yekubhadhara, saka iwe unoziva paunomira. Chibvumirano chekuroora chinoshanda semagwaro ekudzivirira kuchengetedza mapato maviri.
Izvi zvinoreva zvakare kuti kana wabva wasayina chibvumirano, iwe unobvumirwa zviri pamutemo kuti uite maererano nokubhadhara renhare yako uye kuisa, pamwe chete nemamwe mabasa ekuwedzera.
Kana wati wasayina chibvumirano uye wakabhadhara mari yacho, mwene weimba yako achakupa nguva yekufamba-famba uye zvigetsi, saka unogona kuva nemusha wako wakanaka kumba.
Pasi Pasi
Kubhadhara imba yako yekutanga kunogona kuva basa rinofadza uye rinotyisa, zvikuru kana iwe usati wambozviita. Kuita chokwadi kuti wakagadzirira uye wakashongedzwa nekutsvakurudza kunogona kubatsira kuvhima kweimba kunofamba zvakanaka - nekuvimbisa kuti uchave uri kurarama muhope yako yehope pasina nguva.