Musha-Mahara Anoratidza Zvikwereti Kune Njodzi Yegunharaunda
Dambudziko nderokuti izvo zvinonzi 'mhirizhonga yemusha' zvinoratidza kuti vatengesi vari pangozi yakawanda mumamiriro ekugadziriswa kwenzvimbo. Semuenzaniso, S & P 500 inogona kuunza inenge hafu yemari yayo kubva kunze kweUnited States, asi inyanzvi yekambani inobhadhara anenge 21 muzana yepodfolio.
Kuwedzerwa kwekambani yekambani inogona kuva nengozi nemamwe makambani akaita seApp Inc. Inc. (AAPL) inotarisa zvikamu zvinopfuura 3 muzana zvehupfumi, kubva muna August 2016.
Muchikamu chino, tichatarisa zvakanyanya kutarisa kwemusha uye kuti vatengesi vanogona sei kuderedza dambudziko kuburikidza nenyika dzakasiyana-siyana.
Mhando mbiri dzengozi
I S & P 500 index inoshandiswa pamusoro pemakumi emakumi akapfuura makumi emakore yapfuura yakave iri stellar mukuenzanisa kune dzimwe nyika. Nezvo zviri nyore kufunga kuti kukura uku kwave kwakapararira zvakapararira, kutaridzika kwekukurumidza kwechivharo kunoratidza kuti teknolojia yekambani yakave yakakonzera kuenzanisa kwekutsvaga uye yave iri chinhu chikuru chekutyaira shure kwekukura kwayo. Shanduro yeS & P 500 neyekambani yekambani yakange iine 0.78, ichienzaniswa ne 0.33 chete yemabhizimisi emari kubva muna 1993.
Zvinonakidza kuziva kuti chiremera chakarehwa chemuganhu chingave chisingave chiratidziro chakakwana chekutsvaga kwekutsvaga kwemashoko. Semuenzaniso, nhamba yeMSCI Canada inongorema inenge 20 muzana mune simba, asi kudzoka kwayo kunobatanidzwa zvakasimba pamwe nemagetsi.
Ichi chikonzero ndechekuti makambani akawanda easina simba emagetsi anoramba achivimba nematengo emagetsi pakusarudza kukura kwavo. Semuenzaniso, mabanki eCanada angavimba nezvikwereti kumakambani emagetsi kuendesa kuwedzera kwehuwandu hwavo.
Nyika dzakawanda dzinonyanya kushandiswa kune imwe nzvimbo kana kuti dzinofanirana nechechi sezvo dzidziso yezvehupfumi inoda zvakakosha.
Vashandi vemunyika yose vanofanira kuve vanoziva nezvemasimba aya pavanovaka mahofisi avo - zvikurukuru kana vachiongorora huwandu hwekusiyana munyika yavo. Kukwidzika kwehuwandu hwekutsvaga kune imwe nharaunda kunoreva kuti kudengenyeka mumutanda iwoyo kunogona kukanganisa huwandu hwehupfumi.
Kuvimbisa Diversification
Vashandi vemunyika dzese vanogona kuvimbiswa kuti purofiti yavo yakanyatsosiyana-siyana nekucherechedza kusanganiswa kwezvikwata zvezvikwata nekubatana. Kunyange zvazvo zvisiri nguva dzose kuchengetedza kuenzana kwakaenzana kwezvikamu, varairidzi vanofanira kunge vachiziva kuti kana yavo yavo yakanyanyisa kana yakabatana zvikuru kune dzimwe nzvimbo. Kana izvi zviri izvo, kupedzisira mumatunhu aya kunogona kuunza kudengenyeka kusingatarisirwi muhuwandu hwese.
Danho rokutarisa riri kutarisa kuwanda kwehuwandu hwemagetsi ega ega hune hupfumi. Kune avo vane mahofisi ezvimwe zvikwata, Morningstar's free Instant X-Ray chigadzirwa inzira inokurumidza kugadzirisa zvigadzirwa zvepakati mumamiriro ekutengeserana kwenyika dzakawanda. Vaya vane mari yekutsinhanisa- yezvekutengesa (ETFs) vanogona kutarisa purogiramu yega yega mari yekugadzirisa zvikwereti zvekugadzirisa uye kuenzanisa zviyero izvi nehuwandu hweEFF hwehuwandu hwemahofisi.
Nhanho yechipiri iri kutarisa kuwirirana kwepodfolio nemasangano akasiyana-siyana. Kune avo vari kutsvaga zvishandiso zveInternet, InvestSpy inogona kukurumidza kuverenga kuwirirana kwezvikwereti zvachose. Vaya vari kutsvaga mhinduro yakakwana inogona kunge iri nani kubva paMicrosoft Excel kuti vaenzanise kudzoka kwavo kwepodfolio neavo vakasiyana-siyana vanodzoka uye vanoverenga kuwirirana. Statistical applications like R kana Python inogonawo kubatsira mukuita izvi kuongororwa.
The Bottom Line
Vashandi vemunyika yose vanofanira kuchengetedza mupfungwa kuti kuisa mune dzimwe nyika hakusi kusiyanisa zvachose marudzi ose ematambudziko. Kana zvasvika kune njodzi yekuchengetedzwa kwezvikamu, varimi vanofanira kutarisisa zvakanyanya kufambiswa kwepodfolio yavo kumativi ose. Zvakakoshawo kutarisa kuwirirana pamwe nemimwe sangano sezvo kuenzanisa hakufungi nezvekutsvaga kwehupfumi mune imwe sangano - seye simba , teknolojia, kana zvinhu.