Orchard Bank Secured MasterCard

Chikwereti Chakwereta kuvaka kana kuvakazve Chikwereti

Sezvo vashandi vanopedzisira vachinge vachikwira uye mari inotambiswa mberi inoramba ichingokura, vanhu vazhinji vanogona kuzviwana vasingakwanisi kukwanisa kubhadhara makadhi ekukwereta. Iri kadhi rinopa kukosha kwevanhu vanoda kuvaka zvakare nhoroondo yavo yechikwereti mushure mekukanganisika kwemari yechikwereti.

Nezve Orchard Bank Secured MasterCard

Ndiani Uyu Kadhi Ndiri

• Vanhu vakakurudzirwa kubhadhara kadhi rechikwereti kana vari kuvakazve chikwereti chavo.

Pros

• Low interest rate.
• Hapana mari yegore negore gore rokutanga.
• Kwete nhoroondo yekugadzirisa mari.
• Inoshuma kune zvitatu zvakakura zvikwereti zvemari.

Cons

• Dhipatimendi rekuchengetedza rinodiwa (zviduku $ 200).
• Low chikwereti miganhu (kusvika pakukura kwechipo).

Makomborero

• Hapana.

APRs

• 7.9% inoshandiswa pakutsvaga uye kutengesa kuenzanisa.
• Chirwere chechibereko chikwata: 29.49%.

Mari

• $ 35 gore negore rebhadharo, waived gore rokutanga.
• Kuenzanisa mari yekubhadhara: 5% yemari.

Orchard Bank Secured MasterCard Review

Iri rakachengetwa kadhi kubva kuOrkrd Bank - chikwata cheHSBC - chinopa kushamisika kwakakosha kukosha, kwete kungoenzaniswa nemamwe makadhi akachengetedzwa asi kuenzaniswa neOrkrd's pachake, yakasimbiswa makadhikiti emakadhi. Zvechokwadi, kadhi iri ibasa rakanaka kupfuura mamwe makadhi eOrchard, kana iwe uchigona, uye usingafungi, kutumira kuchengetedzwa kwemari.

Mutengo weNharaunda uye Gore Rega Mari

Iyo kadhi inotakura chikamu chakanaka kwazvo che7,9% chikwata chekuda. Mari ye $ 35 yegore negore inodzingwa mugore rokutanga, uye hapana mvumo yekugadzirisa nyaya.

Mamwe makadhi akawanda akachengeterwa kuti uite. Kunyange Orchard Bank inopomerwa kusvika ku $ 39 kuti inyore mamwe emakadhi ayo anowanikwa.

Mari ye $ 35 yegore negore inobatsirawo, kunyanya sezvo yakasunungurwa gore rokutanga. Mushure meizvozvo, iwe wakapa iwe kubhadhara zvikwereti zvako nenguva, unogona kukwanisa kuwana kadhi risina kuchengeteka risina mari yegore negore.

Nokuenzanisa, mamwe makadhi eOrchard anotakura mari yegore negore kubva pa $ 35 kusvika ku $ 74 gore rokutanga, zvino vanoenda kubva ikoko.

Monthly Credit Reporting

Orchard inoti inowanzoendesa mimwe mienzaniso kumwedzi mitatu huru yemari yechikwereti, iyo inofanira kubatsira kubatsiridza chikwereti chako chekwereti, uchifunga kuti iwe unobhadhara zvikwereti zvako panguva uye uchengetedze chikwereti chako chekwereti mukati me30% yemari yako yechikwereti.

Zvechokwadi, bhangi inoda kuti iwe uise chekuchengetedza mari, zviduku $ 200. Nhamba yemari yaunoshandisa ndeyekukura kwekwereti yako chikwereti. Izvi ndezvokudzivirira bhengi kana iwe usina kukwana. Asi zvinoratidzika sechinhu chiduku chiduku kuwana kadhi rechikwereti apo mamwe mabhanga anoti kwete.

Nyaya

Kana iwe chete nzira yaunokwanisa kuwana chikwereti chekwereti ndeyokuwana kadhi yakachengeteka , unogona kuita zvakanyanya kuipa kupfuura kadhi rino. Zvisinei, zvichave zvakakosha kuti iwe ubhadhe iyi musangano panguva. Kana iwe usingaiti, kwete chete iwe uchawana chimwe chinhu chisina kunaka pachikwata chako chekwereti, asi iwe unogona kurasikirwa nehutano hwako hwose.