Kadhi yebhadharo inotora iyo kubva kubhengi yako yebhangi uye kadhi rechikwereti rinoripa kune chikwereti chekwereti.
Chii Chinonzi Debit Card?
Makadhi ekubhadhara anopa kupa nyore kwechikwereti asi anoshanda nenzira yakasiyana. Marikiti yemabhadhati inotora mari zvakananga kubva pakero yako yekuongorora apo iwe unotenga. Vanoita izvi nekuisa chibatiso chekuwanda kwekutenga. Zvadaro mutengesi anotumira mutengesi kubhengi ravo uye inotamirwa kune vashandi vekambani. Zvinogona kutora mazuva mashomanana kuti izvi zviitike, uye kubata kunogona kudonha pamberi pekutengeswa kwese. Nokuda kwechikonzero ichi, zvakakosha kuti uchengetedze kuenzanisa kwekutarisa kwako kutarisa kuti uone kuti hauna kubhadhara mari yako pangozi. Zvinokwanisika kuita izvozvo nekadhi yebhadharo. Iwe uchava nePIN kuti uishandise nebhadhiro yako yebhadharo pazvitoro kana maATM. Zvisinei, iwe unogonawo kushandisa kadhi yako yebhadharo usina PIN pane vatengesi vakawanda, iwe uchangopinyorera receipt sezvamungaita nekadhi rechikwereti.
- Kadhi yebhadharo yakasungirirwa zvakananga kuongororo yako yekuongorora.
- Inogona kushandiswa apo kadhi rechikwereti rinogona kushandiswa.
- Kazhinji, iwe uchashandisa PIN yako kuti upedze kutengesa.
Chii Chikwereti Chakwereta?
Kadhi rechikwereti ikadhi rinokubvumira kubhadhara mari mumari shoma kune vatengesi vemunharaunda. Iwe unoshandisa kadhi kuita zvinyorwa zvako zvekutanga .
Kambani yekadhi yekwereti inokupa mhosva yezvaunotenga, kunyange zvazvo kazhinji iri nguva yenguva yemakore anenge makumi matatu isati yatanga kubhadhara chikwereti kana iwe usina kutakura chikwereti chako kubva pamwedzi kusvika pamwedzi. Makadhi emakadhi ane zvikwereti zvakakura uye inofungidzirwa sechikwata chekwereti chaunoshandisa iwe unogona kushandisa zvakare mushure mekunge uchibhadhara pasi. Chikoro chako chekadhi rechikwereti uye mutero wekubhadhara kunogona kuchinja yako chikwereti chikamu.
- Kadhi rechikwereti chikamu chekwereti iwe unogona kuwana nekadhi rako.
- Kazhinji, iwe unofanirwa kuisa pazvikwereti izvi (zvingave zviri pamapepa emhepo kana kuti zvishoma pamotokari-pwindo).
- Iwe uchabhadhara chikwereti pane zvakatengwa zvaitwa kana zvisina kubhadhara mumazuva makumi matatu.
Debit Cards vs Credit Cards
Kare vanhu vakawanda vakafunga kuti iwe unoda kadhi rechikwereti kuti upedze zvimwe zvinhu zvakadai sokubhadhara motokari kana kutenga zvinhu paIndaneti. Vaifungawo kuti zvakanga zvakachengeteka uye zviri nyore kufamba nekadhi rechikwereti pane kutakura mari kana kuedza kushandisa cheki rako. Kunyange zvakadaro makadhi ekubhadhara anopa kubvumirana kwakafanana pasina kukuita kuti uite chikwereti kuti upedze kutengesa. Zvinogona kuva zvakaoma kuziva nguva yekushandisa kadhi rechikwereti kana kadi yebhadharo . Vamwe vanoti kadhi rechikwereti rinopa inshuwarisi yakawanda pakutenga uye kunoita kuti zvive nyore kukumbira kudzorera kana kudzoka.
Iwe unofanisisa kuverenga mashoko ekuzarura kwekadhi rako rechikwereti kuti unzwisise kubatsirwa.
Kusarudza Kadhi Yakanakisisa yeMamiriro Acho
Zviri nani kushandisa kadhi yako yebhadhiro chero nguva zvichibvira, nokuti ichakudzivirira kuti urege kuwira muchikwereti mumatare ekadhi rechikwereti . Apo iwe unogona kuripa mari yezvinhu zvakawanda, uri kuita zviri nani mune zvemari. Mamwe mapurisa emotokari uye mahotera angangodaro akakumbira kadhi rechikwereti pamusoro pekhadhi yebhengi nokuti vanoda kutenga kadhi apo vanogona kukubhadharai nokuda kwekukuvara kweimba yavo. Iva nechokwadi chekutarisa nehotera kana sangano usati waenda kuti uve nechokwadi chokuti unogona kushandisa kadi yako yebhadharo panzvimbo yekadhi rako rechikwereti.
Vamwe vanhu vacharamba vachishandisa kadhi rechikwereti nokuda kwezvizhinji zvekutenga kuti vashandise mapurogiramu ekubhadhara kadhi rechikwereti . Izvi zvinoshanda kana iwe uchibhadhara chikamu chakazara mwedzi mumwe nomumwe.
Zvisinei, kana iwe usingaiti, iwe haugoni kuwana zvakakwana kuti uwane mibayiro. Makambani ane chikwereti anopa mibairo sechikurudziro kuti iwe ushandise kadhi rechikwereti uye haungaiti saizvozvo kana vakarasikirwa nemari pamatengesi.
- Funga kushandisa makadhi emakwereti ehotera nekuchengetera motokari.
- Nekutenga kwezuva nezuva, kadhi yako yekubhadhara inogona kukubatsira iwe kubatisisa bhajeti yako.
- Kana iwe uri kuenda kunotora mukana wemubairo, iva nechokwadi chekubhadhara chikamu chakazara mwedzi mumwe nomumwe.
Kuchengetedza Chikwereti Chako
Zvose kadhi rechikwereti uye chebhengi rine zviyero zvakafanana kana zvasvika pakuba. Kana ruzivo rako rwekwereti kana chebhengi rakakanganiswa , iwe unoda kuonana nebhangi yako pakarepo. Unofanirwa kutora matanho ekuwedzera uye kutarisa mhengetero wako wekwereti kuti uve nechokwadi chekuti iwe uripi hauna kubiwa, Zvakakosha kutarisa zvinyorwa zvako mwedzi mumwe nomumwe kuti uone kuti unokwanisa kuona zvikwereti zvose. Mabhenji anochera nguva yakareba yaunogona kuudza mutero wekunyengedzera kuri compte. Bhizinesi ichakanda iyo kambani uye ichakupa kadhi itsva kana iwe ukashuma kuti kadhi yakabiwa kana iwe uchiona kushandiswa kusina kubvumirwa.