Kadhi yebhadharo ikadhi rakabatanidzwa nekutarisa kwekombiki yako. Unogona kuishandisa chero kupi zvako kuti kadhi rechikwereti rinogamuchirwa. Iko inokubvumira kupinda muakaunti yako kune vatengesi vakasiyana-siyana muguta rose. Unogona kuishandisa zvakare paATM.
Zvinotora mari yacho zvakananga kunze kwekutarisa kwako. Makadhi ekubhadharira anoshandiswa neimwe yekambani makambani makuru ekadhi uye anowanzova neVisa kana MasterCard logo pavari. Iwe uchagamuchira PIN kuti ikubvumire kushandisa kadhi iri mudura kana ATM.
Kuti Dhidhi Inoshanda Sei
Paunoshandisa kadhi yako yekutengesa, mutengesi achaisa kubhadha yako yehuwandu hwemari yekutengesa kwako. Bhengi yako inogona kukuratidza kushandiswa kwekutengeserana kwekombiki yako. Izvi ndizvo zvakabatwa nevatengesi. Vatengesi vanopedzisa mutengesi wacho nokuisa kutengesa kwavo uye ipapo mari yacho inotorwa kubva ku-akhawunti yako uye inoratidzira mumabasa ako akajeka. Vamwe vatengesi vanogona kutora nguva yakawanda kuti vaise zvekutengeserana, uye iwe unogona kuva nekutengeswa kwakarongedzwa sekumirira kwemazuva mashoma.
Kana ukashandisa kadhi yako yebhadharo pahotera kana kuti nebhadharo yemotokari, kambani inogona kuisa huru pane iyo account kuti iwane mari yakawedzerwa yaunogona kuwedzera.
Zvakakosha kuti uzive izvi kuitira kuti usapinda mumamiriro ezvinhu apo kadhi yako inogona kurambidzwa nekuda kwebato. Iva nechokwadi chokuti uve nemari yakawanda muakaunti yako kana iwe uchiishandisa kuhotera kana kukodhara motokari.
Kutarisa Debit Card Kutengesa paNhoroondo Yako
Paunotarisa chirevo chako, kutengeserana pasi nebhadhidhi yebhadhiro kunogona kuratidzira sePOS zvinyorwa, pamwe nemutengesi akanyorwa pane account.
Kana iwe ukaona mutengo weACH, izvi zvinoreva kuti mari yacho yakaburitswa zvakananga kubva kubhuku rako uye kuti hauna kushandisa kadhi yako yebhengi kuti upedze mutengesi wako.
Kunzwisisa izvi kunogona kukubatsira kana uri kuedza kuziva kana mumwe munhu akawana account yako pasina mvumo yako. Inogona kukubatsira kuti uone kushandiswa kwemari kana chimwe chinhu chisina kunyorwa zvakanaka. Semuenzaniso, nzvimbo dzenyu dzekudya dzekudya dzinokurumidza dzingave dziri kuita bhizinesi pasi peimwe zita.
Debit Cards uye Overdrawing Account Yenyu
Iwe unogona kubhadhara rekodha yako nekadhi yebhadharo. Dzimwe mabhangi dzinokubvumira kuti uwedzere mari yako kubhadhara kune imwe nzvimbo yemari uye wongokubhadhara iwe mari yekutengesa kwega kwega yavari kubhadhara pane zvakaipa. Uyezve, kana iwe uchitarisa zvakajeka gare gare husiku ihwohwo, unogona kuzviwana uchibviswa kare uchishandisa kadhi yako yemari. Zvakakosha kuchengetedza kuenzanisa kwekambani kuitira kuti iwe uzive mari yakawanda yaunowana kwauri.
Zvimwe zvikwereti zvinogona kudonha kubva kubato vasati vadzima account yako. Inoita kuti mari iwanike zvakare, izvo zvinoreva kuti iwe unogona kubhadhara mari yako yekodhi paunenge uchishandisa kadhi yebhadharo. Uyezve, cheki ingangodaro isina kubviswa, iyo inokubvumira kuti udzorezve. Kuchengeta zvaunotenga iwe papepa kana ne-app ndiyo nzira yakanakisisa yekudzivirira mari yako.
Mari Inosangana NeDebit Card
Paunoshandisa kadhi yebhadharo paATM, unogona kuva nemhosva yemari yeATM. Bhengi yako inogona kuva nemari inobatanidza nedhidhi yako yebhadhiro, uye zvinokosha kunyatsoverenga mitemo iri pedyo nekushandisa kadhi yebhadharo. Panogona kuva nemari yekubhadhara pamwedzi unoenderana nekuve nekadhi yebhadhiro. Dzimwe mabhangi inogona kuderedza nhamba yekutengeserana kwemabhadharo yaunayo kune imwe neimwe mwedzi woga woga. Kunyange zvazvo sekushandiswa kwekadhi yemadhidhi kwakave yakanyanya kufanana, mari iyi nemitemo hazvisi zvishoma. Iwe unogona kufunga kuchinja mhando dzemabhuku kana mabhangi kana pane mari inowirirana nekadhi yako yekubhadhara, kunyanya kana iwe uine huwandu hwenhamba yakaderera yekutengesa kadi yekutengesa mwedzi mumwe nomumwe.
Kuchengetedzwa neDebit Card
Imwe yezvidzidzo zvikuru zvaunoda kutora nebhadhiro yako yebhadharo ndeyekuti uone kuti iyo kana ruzivo rwaro haruna kuba.
Kana kadhi yako yakabiwa, unoda kudana bhangi pakarepo uye kubvisa kadhi. Mhosva dzinogona kukonzera webhusaiti uye dzive necheji ruzivo rwekutsvaga uye zvoishandisa kushandisa kutenga zvinyorwa paIndaneti. Bhengi yako ingangokutumira kadhi kadi yekutengesa pane imwe nguva nekuti pane kutyora kwemashoko kune mutengesi. Kana iwe ukawana zvibvumirano zvisingabvumirwi mumatauriro ako , unoda kudana bhangi pakarepo kuti uone zvakaitika
Imwe nzira iyo vatadzi vari kuwana kuwana ruzivo iko kuburikidza nekadhi skimming. Munhu wacho anogona kutyora kadhi yako kuburikidza nemichina pachayo (izvi zvinowanikwa mumaresitorendi kana kune dzimwe nzvimbo pavanotora kadhi yako kubva kwauri kwenguva pfupi) kana kuti vanogona kuisa chidziro kumushandisi uko unoshandisa kadhi yako (seATM, vending machine, kana RedBox). Vadzidzi vacho vaduku zvikuru uye vanobatana zvakanaka. Zvinogona kuva zvakaoma kuona. Zvisinei, kana imwe yeiyi inotarisa kwauri, kunyanya apo iwe unofambisa kadhi, unofanira kunge uchishandisa ATM yakasiyana kana vending machine. Zvakakosha kutarisa kero yako nguva dzose uye kutarisa kushandiswa kusina mvumo, nokuti nokukurumidza iwe uone dambudziko racho, zviri nyore kuva kugadzirisa.