Pasinei nokuti uri kutsvaga bhangi idzva, nokuti uri kufamba, iwe unogona kuchengetedza chikwereti pane chikwereti chitsva kana kuti wakanetseka nebhangi rauri ikozvino, rinogona kunge iri nzira yekubudirira kutamisa zvose kune imwe itsva bhangi. Iyo inopedza nguva uye inokosha kuti iwe unonyatsoitevedzera iyo kuitira kuti urege kuchengetedza chero mari kana kuti kuvhiringidzika. Aya matanho anotevera achakubatsira kuti ushandure zvakanaka kune bhangi idzva.
01 Tsvaga Bhangi Idzva uye Vhura Maakaunti Ako
Paunosarudza bhangi rako idzva, iwe unoda kuongorora zvisarudzo zvakasiyana siyana. Chikuru chikuru chinofanira kunge chiri mari uye chikwereti chinosanganiswa nebhangi. Iwe unogonawo kufunga kuti zviri nyore uye kuti zviri nyore sei kushanyira bhangi rako. Iwe unofanirwa kuva nechokwadi chokuti bhangi yako inopihwa neDFIC, iyo inodzivirira mari yako kana pane nyaya.
02 Shandisa Your Direct Deposit
Kana ukangozarura kondomu yako, unoda kuchinja chero zvakananga mari yaunayo kuitira kuti apinde muakaunti yako itsva. Kana iwe uine imwe nzvimbo yekushandisa zvakananga iwe unoda kuonana navo kuti uchinje ruzivo. Zvakakosha kunyatsotarisa kuchinja, nokuti zvinogona kutora mubhadharo wekuti uende nawo, zvichienderana nekuchinja kwaunoita uye kana kubviswa kwacho kune nzvimbo irikutumira iwe mari. Ichi ndicho chikonzero chikonzero nei musingavhare pasi account yako yekare kutanga.
Kazhinji, iwe unogona kungoshandura iyo ruzivo nehurumende yako yeHuman Resources. Zvisinei, kana iwe uchigamuchira zvikwereti kubva kune zvinhu zvakadai sePayPal kana zvimwe zvekuwana mari, zvinokosha kuyeuka kuti uzvibatanidze, kunyange kana zvikwereti zviri zvishoma nezvishoma. Iwe unogona kusakanganwa kuita shanduko kana ikangoitika kamwechete pagore. Inobatsira kuchengetedza urongwa hwebhizimisi raunowana zvakananga kubva pane.
03 Tumira Maawa Ako Okubhadhara
Kamwe kana mari yako yakananga ishandurwa, iwe uchada kuchinja chero zvipi zvako zvekubhadhara zvinowanikwa kubva paakaunti. Funga nezvekubhadhara maitiro akaita seHulu kana Netflix kana zvikwereti zvakangoerekana zvezvinhu zvakadai sehutano hwehutano hwako kana kuti chero zvikwereti zvaunenge uchingozvipira. Nzira iri nyore yekuita izvi kutarisa pamusoro pebhajheji yako kana purogiramu yemari yako yega uye uende kuburikidza nehurongwa hwekubhadhara kwako kuti uite chero shanduko dzinodiwa.
Zvakawanda zvekuchinja iwe unogona kuita paIndaneti. Zvisinei vamwe vangada kuti iwe kudane kana kupinda mune bhizinesi kuti uite shanduko. Ita paine imwe nguva yeawa kuti utarisire izvi. Sezvaunoita izvi ita rondedzero iwe unogona kushandisa kana uchida kugadzirisa zvakare. Izvi zvinogona kukuchengetedza nguva munguva yemberi nokuti inogona kubatsira kusimbisa nzira.
04 Funga nezvemari yako uye zvimwe Zvimwe
Dzimwe mabhengi anopa chidimbu chechikwereti chakaderera kana iwe uine kubhadhara kwekutsvaga kwakarongwa kubva kubhuku rako kubhengi rako kumotokari yemotokari kana kumusha. Kana izvi zviri izvo, iwe ungada kuendesa mari munyaya iyo mwedzi woga woga kuti uvhare chikwereti chako uye uende nekeri yako yakazarurwa. Kuti udzivise chero mari yebasa rekushandira, shandura fomu yako yekodhi kune imwe ine yakaderera zvishoma yeyero inogona kuitika uye siya mari iyoyo muakaunti.
Imwe nzira ndeyokuita kutengeserana kwepaIndaneti kuvhara kubhadhara kana iwe unogona kumira mubhadharo kuti uende mari iyo yekare. Iwe unogona kusarudza kuti kuchengetedza hakukodzeri kuedza, asi iwe unofanirwa kuziva kuti kana chikwereti chechikwereti chikwira kumusoro, ndizvo zvichaitawo mari yako yemwedzi. Iwe unogona kukwanisa kuendesa mberi zvinowanzoita kuti zvive nyore. Zvisinei, zvakakosha kubvumira nguva yakakwana yekutungamira kuti upinde uye kubvumira zvinhu zvakadai sevhiki nevhiki uye mazororo.
05 Close Your Account
Usati wavhara account yako , unofanirwa kuve nechokwadi chokuti zvinhu zvose zvabviswa. Iwe unofanirwa kumira kunyora cheki panhoroondo iyo uchangobva kuvhura imwe itsva. Iwe unodawo kuva nechokwadi chokuti zvose zvako zvekubhadhara zvizere zvakapfuura. Zvinogona kutora kusvika kumwedzi miviri kuti uve nechokwadi chokuti wakagadzirira kuvhura account yako. Zvakakosha kumirira kusvikira zvinhu zvose zvaiswa pachena nokuti iwe uchafanira kubhadhara mari kune vatengesi uye zvichida bhengi kana uine zvinhu zvinouya kuburikidza nevhareji yako yakavharwa.
Iwe unogona kuvhara akaunti yako nekupinda mubhangi uri munhu uye uchikumbira kuti bhangi ivhare account. Iwe uchagamuchira cheki kune zviyero zvese zvinosara paAll account yako. Imwe nzira ndeyokuvanyorera tsamba inonyora nhamba dzese dzekambani dzaunoda kuvhara, uye kuti unoda kuti zviyero zvakasara zvinyamire kudilesi yako yeimba. Paunoita izvi iva nechokwadi chokuti unovhara account yako ye-overdraft zvakare.