Vangave vakakwereta nevakweretesi vanobvunza mubhadhara yako chikwereti pavanoona zvikwereti zvekuunganidza pamushumo wekwereti yako; iwe unogona kuwana zvakaoma kuti uwane mvumo yekutsvaga makadhi emakadhi uye zvikwereti.
Kana uri kushanda mukugadzirisa chikwereti chako, kana kungochenesa chikwereti chako chekwereti, unogona kusahadzika kana iwe uchifanira kubhadhara chikwereti, kunyanya kana chiri chekare. Heano zvimwe zviitiko zvinotamba muchisarudzo chako.
The Statute of Limitations
Mushure mokunge nhoroondo yange isina kushanda kwenguva yakareba, chikwereti chinova nguva-yakadziviswa , uye vateresi vatokwanisi havagoni kukupomerai nokuda kwayo. Iyi nguva yenguva inozivikanwa seyo mutemo wekukanganisa uye yakasiyana nehurumende. Kana mutemo wekukanganisa wapfuura, hazvibvumirwi nemutemo kune chikwereti chikwereti kukupomera (asi zviri kwauri kuti uratidze mutemo wekukanganisa wapfuura kana vakakubata iwe). Tsvaga mutemo wekukanganisa muhurumende yako kubatsira kubvisa kana iwe uchifanira kubhadhara chikwereti chakare.
Cherechedza kuti kubhadhara chikamu, kubhadhara mari , kana kubvuma kugadziriswa kune chikwereti chakare kunogona kutanga mutemo wekukwanisa . Kuvhurazve mutemo wekukwanisa kunopa mukwereti kana chikwereti mutengesi nguva yakawanda yekukumanikidza chikwereti.
Marikiti haiti, zvisinei, kutangazve chikwereti chekuzivisa chikwereti nguva iyo makore manomwe emadhora akawanda. Nokuenzanisa, chikwereti chekupa chikwereti nguva yakakwana inguva yekwereti chikwereti chinogona kuiswa pane chikwereti chekwereti yako.
Basa reMitemo Rekubhadhara
Kana chikwereti icho chakanaka chako, chinhu chakanaka chaunofanira kuita chiri kudzorera icho.
Iwe wakatotora zvipfeko kana mabasa anobhadharwa nechikwereti, ndiyo basa rako kubhadhara. Ko iwe waunoshandira angakwanisa here kubvisa mari yomwedzi? Izvozvowo zvinofanira kuva zvechokwadi kune chikwereti.
Kune chikwereti chekare chekuunganidza, iwe unogona kuva nechikwereti chekuunganidza chikwereti ichocho , kureva, kutumira uchapupu hwokuti chikwereti chacho chako kana usina chokwadi kana chikwereti chiri chechokwadi. Chikumbiro chako cheuchapupu chinofanira kuitwa nekunyora.
Zvaunoita kuMari yako Chikwereti
Sezvo zvikwereti zvakakura, zvinokonzera chikwereti chako chikoro zvishomanana. Zvinosuruvarisa, zvakaoma kufanotaura kuti chii chaizoitika kune chikwereti chenhamba shure kwekubhadhara chikwereti chakare. Kubhadhara chikwereti chakare hakugone kuwedzera chikwereti chako, kunyanya kana iri makore akawanda. Mashoko akanaka ndeokuti: FICO inoti kubhadhara chikwereti chakare hakungakuvadzi chikwereti chako chikwereti, saka izvi hazvina kunyanya kunetseka pamusoro pokubhadhara chikwereti chakare.
Future Credit Card kana Mazano App Loan
Iwe unogona kuwana zvakaoma kuva nemapurogiramu matsva anotenderwa chero bedzi une chikwereti chakanaka (chakaipa) pamushumo wekwereti yako. Kana, kana iwe uchibvumirwa, iwe haungatori chikwereti chakanaka .
Kana chikwereti icho chakaramba chakanyorwa pane yako rekwereti yemari, chiri chikonzero chakanaka chokuripa chikwereti kuitira kuti ugone kuvandudza kadhi rako rechikwereti kana mvumo yekubvumirwa nemari.
Ramba uchifunga kuti kubhadhara chikwereti hachizobvisa kubva kuchikwata chako chekwereti (kunze kwekuti iwe uchitaurirana mubhadharo wekudzima ), asi inotaridzika zviri nani kudarika mamwe. Kune rumwe rutivi, kana chikwereti chichizobvisa chikwereti chako chekwereti mumwedzi mishomanana, zvingava zviri nani kungomirira uye kurega zvichiwa.
Iwe Unoda Kuita Bhizinesi Navo zvakare
Chikwereti chikoro uye chikwereti chemhosva kunze, iwe unogona kunge uchibhadhara chikoro chekare kana uchida kuzarura kambani nebhizimisi iroro zvakare. Semuenzaniso, iwe unogona kunge uine bhutori rekare iro rakakonzerwa negwaro rako rekwereti uye rakapfuura mutemo wekukanganisa. Kana iwe uchida kugadzirisazve basa nekambani iyoyo, iwe uchada kusunungura bheji yekare kutanga.
Makomborero ekubhadhara chikwereti chakare
Iwe unogona kunge usingadi kubhadhara chikwereti chakare nokuti iwe unoda kushandisa mari pane chimwe chinhu.
Zvisinei, kune zvikomborero pakutema bullet uye kubhadhara zvaunokwereta.
- Iwe hauna zvikwereti zvisina kubhadhara zvinokonzera chikwereti chako. Kubhadhara kambani yekuunganidza kunokupa humwe munharaunda yekubhadhara chikamu chekwereti yako chikoro.
- Chikwereti chako-kusvika-mapato chinoderera. Kana ukabvisa chikwereti, unoderedza chikwereti chako uye chikwereti chako chekuwana. Zvakanaka kuti uve nehutano hwehutano hwako.
- Vatengesi nevateresi vachave vachida kukupai chikwereti chitsva kana musina zvikwereti. Vakawanda vanokweretesa, kunyanya vanotenga chikwereti, vanoda kuti iwe utarisire zvikwereti zvose zvisina kubhadhara vasati vakupa chikwereti kwauri.