Vhura nhoroondo neimwe yemabhanki musati wasvika pamusasa
Chikoro chepamusoro uye kojiji nguva yekudzidza zvakawanda pamusoro pezvinhu zvakawanda muupenyu, kusanganisira kushandisa mari. Kana iwe uri mudzidzi kana une mudzidzi muupenyu hwako, zvakakosha kusarudza kambani yebhangi yakarurama kwete kungozvidzivirira chete asi uwanewo zvakakosha kwauri (kwete zvishoma zvakatarisa kusaridzika, kushandiswa kusununguka, nezvimwewo). Kubatikana zvakare chimwe chinhu chinofanira kuchengeta mupfungwa kana uchigadzirira kushandisa kambani apo iwe uri kure kuchikoro. Kana uri kutarisa kuti uzarure kambani usati wapfuurira kuenda kumusasa, iwe unoda kutarisa pane idzi mabhanki akanaka kune vadzidzi kutanga.
01 Best Bank for Students to Keep After School: Ally Bank
Ally Bank ibhi-rega-bhengi chete uye imwe yepamusoro mabhengi ose kune ani zvake pasinei nemamiriro emudzidzi. Kutaura zvazviri, Ally haatauri mudzidzi akaongorora chekuita, asi kukwidziridzwa kwayo kwekukura kwakakosha kune vadzidzi uye kunobatsira kuvaka tsika dzakanaka pavanenge vachiri vaduku uye vanoita kuti vave vanhu vakuru.
Ally Bank Interest Interesting Checking Account haina mamiriyoni ekuchengetedza mari uye zvikwereti hazvipi zvachose mari. Iwe unogona kushandisa chero ATM Yese yega (nzvimbo dzinokwana 55 000) kana kushandisa chero ATM chero ipi zvayo kusvika pa $ 10 mubhadharo yekubhadharwa kwemwedzi pamwedzi.
Iwe unogona kuita chero chinhu nekodhi iyi asi uise mari (iyo iri nhoroondo yepaIndaneti, shure kwezvose, hapana matavi). Asi iwe unogona kuisa cheki kubva pafoni yako. Nhoroondo dzinouyawo nekwaniso yekuendesa mari kune imwe kana imwe yebhangi yebhangi muUnited States uye kutumira mari (kana kugamuchira) kune shamwari kana mhuri pakarepo naZelle.
Ally Bank kuongorora ikozvino inopa 0.10 muzana APY pazviyero kusvika ku $ 15,000 uye 0.60 muzana yezviyero zvinopfuura $ 15,000. Haisi iyo yakanakisisa yenhamba yezvibereko kunze uko, asi iri nani kupfuura yevhareji pakati pemabhanki makuru uye evanhu. Nhoroondo yacho yakanaka zvokuti vadzidzi vanoda kuichengeta mushure mokunge vapedza kudzidza.
022 Best for Students in High School and Younger: Capital One 360
Vechidiki vanofanira kuvaka nheyo yakasimba yezvemari vasati vasunungurwa kuti vatarise mari yavo mukoroji kana pavanowana basa ravo rokutanga. Capital One 360 inopa wechidiki kuongorora kero inonzi MONEY isina mari.
Iyi nhoroondo haina unyanzvi husinganzwisisiki uye haibhadharwi pamwedzi. Inouya nekadhi yebhadharo uye kusununguka kusununguka kuA 39,000 ATM kuburikidza neAlex One and Allpoint networks. Nhoroondo yacho inobhadhara 0.25 muzana inofarira, iyo isiri yakanakisisa yakapoteredza asi iri kure neipi yakaipisisa.
Nhoroondo yacho inopa vanobvumirwa kuti vawane mari yekuisa mari, mabhizinesi epakombiyuta, maziso ekunyora uye mabhizimisi ebazi pane nhamba shoma ye Capital Capital Cafes (zita reBean One's bank uye nekofi mune imwe).
Vabereki vane ruzivo rwakakwana kwekambani kune zvinhu zvose kunze kwebhadhidhi yemari. Izvi zvinoita kuti zvive zvakanaka pakudzidzisa maitiro akanaka ebhangi uye kuratidza mwana wako kuti mabhengi anoshanda sei, sekushandisa shanduro yekuchengetedza yakawanda.
03 Best Brick and Mortar Bank: Chase
Kutsvaga ndeimwe yemabhanki makuru munyika yose uye inopa zvikoro zvekusekondari uye yekoroji yevadzidzi vayo kuongororwa maakaunti. Nokuti kutsva kwakakura kwazvo, vane chimwe chinhu kune vose. Ivo vanewo masangano makuru ematavi anopa rudzi kubva kumhenderekedzo kumhenderekedzo, izvo zvinoita kuti zvive nyore kune zvose kuchikoro uye pakudzokera kumusha.
Chase High School Checking ndeyevadzidzi vane makore gumi nemasere kusvika pamakore makumi mapfumbamwe nemaviri uye vanofanira kuzarurirwa nemubati wemubereki kana mutariri. Nhoroondo dzinoda $ 25 zvishoma kudhura muyero. Kuti urege kuchengetedza $ 6 mari yemwedzi pamwedzi (yuck!), Iwe uchada kubatanidza kumubereki anofanirwa kana kambani yekuchengetedza, ita mwedzi wepahomwe zvakananga kana kuchengetedza mari shoma ye $ 5,000 inosvika pakupera kwezuva rimwe mubhuku.
Kuvadzidzi vekukoloni 17 kusvika ku24, Chase College Checking ndiyo nhoroondo yekusarudza. Uine uchapupu hwehutori hwevadzidzi vekoroji (tumira mudzidzi weAIDS, tsamba yekugamuchira kana kunyorwa kana uzarura nhoroondo itsva), haungatori mari yepamwedzi pamakore mashanu uchiri kukoreji. Mushure memakore mashanu, mari inoshandiswa yakafanana neyesekondari nhoroondo. Iinewo $ 25 zvishoma kudhura dhipatimendi.
Zvechokwadi kwete iyo nhoroondo yakanakisisa pane urongwa huripo nokuda kwemari, asi iwe unowana matavi mazhinji kuti usangane nomunhu kuti akubatsire kana kuisa mari. Kana imwe yeiyo inokosha kwauri, Chese ndiyo yakanakisisa sarudzo.
04 Best Bank of Student for Budgeting: Simple
Zviri nyore ndeimwe gwaro rekuongorora rinogadzirirwa chero ani, asi rinonyanya kukosha kune vadzidzi. Zvinyoronyoro zvinobatanidza mabhizinesi uye kubhadharira mune imwe purogiramu yes mobile, iyo yakanaka yekudzidza nzira yekushandisa mari uye kunzwisisa apo mari yako inoenda mwedzi mumwe nomumwe. Uye hapana mairi ehomwe yebhizinesi rega rega.
Izvo zviri nyore bhenji-rega chete, saka hapana mari inoshandiswa. Asi semamwe mabhengi epaIndaneti, inokupa kuwanika pakadhi yebhadhiro, mafoni ekuchengetedza mafoni, kubhengi uye kushandiswa kwebhengi uye kuendeswa kune imwe imwe nhoroondo yebhangi muUnited States Kutenga mari yepaIndaneti, vanotonyora uye vanotumira cheki kwauri - izvo zvakanaka nokuti hazviuye necheki.
Zviri nyore kushandisa hurongwa hwekugadzirisa nekuchengetedza mari inowanzowanikwa muIndaneti mari yekugadzira purogiramu yakadai seMint kana Clarity Money uye inovatanidza navo mubhadha yako yebhangi. Izvo zvikwereti zvebhajeti zvinosanganisira zvinangwa zvekuchengetedza, kushandisa mari yekutsvaga neboka, pamwe chete nekutengesa Siri-To-Spend chigadziro chinokubatsira kuziva kana iwe unogona kutenga kana kwete usati wabhadhara.
Ndiyo nhoroondo yakawanda huru, uye inotanga kufamba-famba inonyanya kusununguka uye inofadza kune vashandi vaduku vebhangi. Kunyange vanhu vakuru vanofanira kufunga nezvebhangi iri, kunyanya kana iwe uchida rubatsiro rwakawedzerwa kuderedza bhajeti yako uye kuchengetedza.
05 Best Bank Student for Military Families: USAA
USAA ibhangi rakagadzirirwa zvakakwana nhengo dzehondo uye mhuri dzavo. USAA nhengo inobhadhara zvakanaka mushure mekoroji, sezvo inokupa kusvika kune imwe yepamusoro yeinishuwarenzi michina nemadhora akaderera pasi. Asi ikozvino, isu ticharangotarisa pane zvidzidzo zvebhengi zvevadzidzi.
USAA Classic Checking yeKunivhesiti Vadzidzi vanoona pasina chekuita pasina chekubhadhara mari pamwedzi, pasina mari yekuenzanisira inoshandiswa, maATM asingabhadhari kune rimwe bhizinesi reUnited States (vanobhadhara dzimwe mari dzeATM dzebhangi) uye kusunungurwa kusununguka uye kubhadhara mari.
Nefoni yebhanga, unogona kuisa cheki nefoni yako. Iwe unogonawo kuisa cheki nemari mune maATM anokwanisa kutenga. Kadhi kadi yeU.AA inoshandisa zvikwata zvefodya uye USAA inhengo yeZelle yekuendesa kune shamwari nguva pfupi, iyo inowanikwa zvakanaka apo iwe unoda kupatsanidza mutero wekubereka pizza.
Vadzidzi vaduku vanoita zviri nani nevana Young Savings uye Checking, kusanganisira unyanzvi hwemafoni hunonyanya kugadzirirwa vechidiki.
06 Best for Mobile Bankers: Chime
Kwete mari uye mari yekutanga yebhangi inoita Chime chisarudzo chikuru chevadzidzi. Izvo zvakafanana nenzira dzakawanda dzeZviri nyore, asi pasina bhajeti. Uyewo, sevamwe vanoverengeka pane urongwa, nhoroondo dzeChime hadzisi dzevadzidzi. Izvo zvakakosha kune vadzidzi uye vakuru pamwe chete.
Chime ine bhandi yakakura yebhanhire, kusanganisira nekukurumidza kuona kwekutengesa kwemazuva ano, zvinyorwa zvemafoni nezvimwe zvinhu zvinokosha. Hapana mari yekubhadhara mari, mwedzi wepamwedzi mari, mari shoma yebhaariji kana mari yekutengeserana kunze kwenyika. Kana iwe uchida kushandisa chime chebit debit paunenge uchidzidza kune dzimwe nyika, shandura kure (kana kuvhara chip) uye usapinda mari yakawanda mamwe mabhanji anotengesa.
Chimwe chinhu chinonakidza chevadzidzi vane basa ndangariro yekutanga yekuendesa mari. Kana iwe uchibhadharwa nemari yakananga, mushandirwi wako angangodaro akatumira faira kumabhangi epanhasi mazuva ako asati apera kubhadhara. NeChime, iwe uchawana chikwereti pakarepo pavanenge vachiziva nezvefaira, kusvika mazuva maviri usati wambhadharwa nebhadha rekodhi.
07 Mapazi mazhinji: Wells Fargo
Wells Fargo ndiro ibhi rakakura zvikuru muUnited States apo iwe uchiyera nenhamba yematavi, kunyange zvakadaro semabhanki makuru ezvitini uye matope inogara ichivhara matavi. Asi ikozvino, ichiri panzvimbo yekutanga kune mapazi uye inopawo nhamba huru yeATM.
Wells Fargo inopa mabhuku akasiyana-siyana, kusanganisira mazita ekudzidzira kweAvadzidzi Checking uye nhoroondo dzekuponeswa kwevadzidzi. Nhoroondo yeChikoro Chekuongorora ndeyevadzidzi vezera remakoreji. Vadzidzi vezera remakore gumi nemana nemana makumi mana nemana makumi maviri nemashanu vanowana $ 5 mubhadharo pamwedzi wemari. Asi izvi zvakare zvinoreva kuti nhoroondo iyi inokwereta mari yemari yemwedzi. Chenjererai mari!
Nhoroondo inoda $ 25 zvishoma kuvhura dhomwe. Nhoroondo yacho ine $ 10 yemwedzi yemari yebhadharo, inowanzoshandiswa kuAll Daily Checking account, pasi pemari ye $ 5 kana iwe uchikodzera. Iwe unogonawo kudzivisa mari yacho ne 10+ mwedzi pamwedzi unotengwa, $ 500 + mumwedzi yepamwedzi zvakakwana kana kuti $ 1,500 zvigadziro zuva rega rega. Aibatanidza Wells Fargo Campus ATM kana Campus Debit Card inokubvisawo pamari.
Mari yepamusoro uye madhigirii akaderera inoita izvi chinhu chisingafadzi zvikuru pane urongwa. Uyezve, Wells Fargo iri kuedza kutendeuka kubva kune dambudziko guru rinosanganisira kuzarura matani emabhengi ebhangi kunze kwekugoneswa kwevanatenzi. Zvinoita kuti zvive zvakaoma kuvimba Wells Fargo. Asi kana iwe uchida nhamba yakakura yemapazi, Wells ndiye anokunda.