Nzira Yokuziva Nayo Kana Mutual Funds 'Aggressive Growth'
Saka hutsinye hukuru hwevatengesi vanogona kutarisira kuona kuwedzera kwekutsvaga (kuenzaniswa ne beta ) kupfuura iyo yehuwandu yekukura.
Mukutaura kwakajeka, kukurira kwechisimba mutual fund inoshandiswa sarudzo ndeimwe ine ngozi yakakura yakaenzanirana nedzimwe mari asi inogonawo kuva nepamusoro inogona kudzoka.
Nzira Yokuziva Nayo Mari Yako Ndeyekukura Kweguru
Kurwisana kwakawanda kwekutsvaga mari yekutengeserana kwemari kune izwi rokuti "kukura kwechisimba" kana "kuonga kukuru" kana "mukana mukuru" kana "kuenzaniswa kwehutano" mukati mezita remari. Zvisinei, izvi hazvisi nguva dzose. Kuve nechokwadi chekuti mari yakashata ndeyekutsvaga mari yekutsvaga, mutengesi anogona kutarisa chimwe chezvinhu zvakanakisisa mutual fund tsvakurudzo uye anotarisa kunyatsotaura nezve "kukura kwechisimba" pasi peChikonzero cheChikwama. Vashandi vanogonawo kutarisa chinangwa chakataurwa mukati memubatanidzwa wechikwata chevashandi kana vanogona kuenda zvakananga kune mutual fund webhusaiti yewebhu uye vanoona chinangwa ikoko.
Vashandi vanofanirwa kuchenjererwa kuti mari yekubatana pamwe chete nemashoko okuti "kukura kwechisimba" muzita rayo inogona kuva (uye kazhinji inoratidzwa) sechikwata chekuwedzera.
Pane musiyano mune zvinorehwa muchikamu uye chinangwa: Muchirevo chakajeka, chikwata ndicho chirairo chekutaridzirwa uye chinangwa chirongwa chekutsvaga kana mafirosofi. Saka, kana iwe uchinge uine mari yekuwedzera muhomwe yako, iwe unogona kunge usingadi chikwama chekuwedzera chinowedzera mukuwedzera. Ona zviyero zvinowanikwa kune dzimwe nyevero pakuve nemari pamwe nezvinangwa zvekutsvaga.
Nzira yakanaka yekuve nechokwadi kuti iwe une hutsinye hunokurudzira mari ndeyekutarisa beta yayo, iyo iri chiyero chechikwama chechikwama (ups uye pasi) chinoenzaniswa nemusika wose. Nokutaura, misika inopiwa beta ye100. Chirwere chechisimba chekuwedzera chichava ne beta zvakanyanya kupfuura 1.00, yakadai se110 kana kupfuura.
Mienzaniso yekukura kwechisimba Mutual Funds
Nechinangwa chekusiyana-siyana, mutengesi akachenjera achatarisira hutsinye hutsva huri kukura huripo pakati pe-cap mashizha kana zviduku zviduku. Chikonzero cheizvi ndechekuti iwe unogona kunge une chikamu chikuru cheko mari yako ikozvino muhomwe yako. Iwe hausi chaizvoizvo zvinoda kupfuura izvozvo. Mienzaniso mishoma inosanganisira Fidelity Capital Appreciation (FDCAX) uye Vanguard Strategic Equity (VSEQX). FDCAX ine beta (yakaenzaniswa neS & P 500) ye114 uye VSEQX ine beta ye 1.24. Vose vari pakati pehomwe yeko mari yezvikwereti nezvinangwa zvekukura kwechisimba. Data inobva ku Morningstar, Inc.
Iwewo unoda kuziva hutano hwako hutsika husati wambofunga kuwedzera kuwedzera kukura kwechikamu kune yako mutual fund.
Debunking Dave Ramsey Chirevo Chekuwedzera Kukura
Kuisa mazano nemazano zvinowanzoitwa kuti zvive zvakaoma uye Dave Ramsey mukutsvaga huzivi hunoita kuti zvinhu zvive nyore kune kutanga mutengesi.
Chimwe chinhu chakanaka chaDave Ramsey Mutual Fund Portfolio ndechekuti iri nyore. Vose varairi vanodikanwa kuziva kuti vane mari imwe chete - imwe yekurwisa kukura mari, imwe kukura mari , imwe kukura uye mari yekuwana mari uye imwe mari yepasi rose. Zvisinei, mukufunga kwekuzvininipisa kwako Mutual Funds Guide, zvinhu zvakanaka zvinomira ipapo.
Kukura kwechisimba hakusi chikamu chekugadzirisa mari asi mutemo wekutsvaga mari. Izvi zvinogona kuvhiringidza uye zvinogona kukuvadza kune varairi vemazana. Semuenzaniso, zvimwe kukura kwemari mari inogona kuonekwa sekukura kwechisimba. Mutevedzeri wevatengesi haazove nyore kuona mutsauko. Saka zvisiri nyore hazvirevi nguva dzose kushandura zviri nani . Dave Ramsey inokurudzirwa kwekutsvaga mari inogona kunyengera nyore. Iwe unogona kutora maminetsi mashomanana owedzerwa uye tarisa pane imwe nzira, nzira dzakasiyana-siyana dzekugadzira chikwereti chemari pamwe chete .
Onawo: Aggressive Mutual Fund Portfolio Example
Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.