Tsanangudzo ye Mutual Fund Prospectus uye Nei Inofanirwa Kune Vashandi
Semuenzaniso, heino mutsva pfupi yezvinhu zvaungawana imwe mutual fund prospectus:
- A mutual fund prospectus inosanganisira tsanangudzo yehutano hwekutsvaga mari iyo mutual fund management company inoshandisa kuisa mari yako. Imwe mari inotevera kukosha kwekuisa mari , imwe inofanirwa kukura mashizha, asi vamwewo vangashandisa mikana ine ngozi inosanganisira sarudzo dzekutsvaga. Mazuva ano, inozivikanwa mutual fund strategy inobva pakuenzanisa tsanangudzo yakafanana neS & P 500 .
- Kuparara kwezvakaitika zvezvemari zvakabhadharwa neve mutual fund shareholders pamusoro pemakore mashomanana adarika, kusanganisira mari yekuchengetedza, 12b-1 mari, mutoro wekutengesa, mari yekuregererwa kwezvikamu zvinotengeswa mukati meimwe nguva, uye mamwe mashoko akakodzera. Izvi zvinogona kusanganisira minutia zvakadai sekubhadhara mari inoshandiswa nevarume vanoendesa kushandura mapepa panzvimbo yemari.
- Basa rekugara kwenguva yakajeka kuratidza kuenzanisa kushandiswa kwebato rekuchengetedza kune imwe nzvimbo yakadai seDow Jones Industrial Average . Imwe mutero wehurumende inogona kutsanangura chikonzero nei chimwe chiitiko chinonyanya kuenzaniswa.
- Dambudziko guru iwe unogona kutarisana naro paunenge uine mari mune imwe sangano rehurumende. Semuenzaniso, inyika yose kana yepasi rose mutual fund prospectus inenge ichizoshandisa nguva inotsanangura zvinetso zvemari, kukwanisa kwemakambani ekushandisa mitemo yekudzivirira, nengozi dzehondo, nezvimwe zvinhu zvisingabatsiri (pasi pemamiriro mazhinji) kumhuri yakabatana chete mari.
- Zvichida kana kwete iyo mutual fund inoshandisa; pasinei kuti mari inobhadhara mari inotengeserana kune vamwe, sevanoshambadzira pfupi, mukutsinhana mari.
- Mazita evatungamiriri kana vatrusti vanomiririra mutual fund shareholders, kusanganisira huwandu hwekutsvaga kwavo muhomwe (semuenzaniso, $ 10,0001 kusvika $ 50,000 kana $ 100,000 +)
- Mari iyo vatungamiri vanobhadhara nokuda kwebasa ravo
- Kudzora vanhu uye vadzidzisi vepachikwama ichi, kusanganisira mahofisi anobata zvigadziro panzvimbo yevateresi chaivo mu " mazita emugwagwa "
- Mashoko pamusoro pevatungamiri vezvikwata zvehurumende pamwe chete kuti akubatsire kuziva kana iwe usati iwe unofunga kuti vane zvikwereti, ruzivo, uye unhu hwokubata mari yako
- Izvo zviyero zvekutsvaga kwevanhu vanhu vanoita sarudzo pamusoro pesangano rekutsvaga mari (iyo mutariri wemapatotikiti kana nhengo dzekambani yekutsvaga) mune muhomwe pachayo kuitira kuti iwe ugone kusarudza kana yakagadziriswa zvakakwana kune ngozi dzezvisarudzo zvavo (semuenzaniso, "John Smith, Chief Chief Investment Officer, ane $ 100,001 kusvika ku $ 500 000 yemari yake inotengeswa muAcc mutual fund, uye $ 500,001 kusvika ku $ 1 000 000 yemari yake inotengeswa muXYZ mutual fund ".)
- Kuwedzerwa kwehuwandu hwemahofisi , izvo zvinogona kukupa pfungwa yekuteresa kwekubhadhara kwechikwama (nguva yakatarisa nguva inowanzokonzera kukanganisa kwemitero, iyo inogona kuva chinhu chakanaka mune mamwe mamiriro ).
Nzira yekuraira kana kuwana Pepa ye Mutual Fund Prospectus
Makambani ekubhadhara mari anodiwa nemutemo kuti akupe iwe prospectus usati waita mari. Zvinenge zvese makambani emari zvino aita kuti prospectus yavo iwanikwe paIndaneti sekusunungurwa kwepachena. Zvinonzwika zviri nyore, asi iwe unogona kutsvaga "[Fund Name Name apa] prospectus" mune yako yaunoda kutsvakurudza injini kana kuwana mutemo wehurumende mutual webusaiti uye utarisa-tarisa nokuti iine chokwadi chekunyorerwa pane imwe nzvimbo pedyo. Mari zhinji inoda kuti iwe uivere iyo nokuti vanoda kuti iwe upe mari yako kuitira kuti vatange kutambira mari pairi , kuve nechokwadi kuti unoziva zvauri kuwana uye kuti unofara nehutano. Mumakore achangobva kupfuura, vazhinji veiyo yakawanda muIndaneti vatengesi vevatengesi vakaisa chibatanidzo kune mutual fund prospectus pamigumisiro yekutsvaga inoratidzirwa kana iwe uchitarisa chiratidzo chetikiti panzvimbo yewadhiki.
Kana ukangoverenga mazana mashoma mutual fund prospectuses, unofanira kutanga kuziva kuti ndeyei uye kwete. Izvi zvinokosha nekuti, kana iwe wakachenjera, inogona kukubatsira pakuvaka purofisi yepamusoro pane zvido zvako. Pachinhu chiduku, iwe uchakwanisa kudzivisa zvinonyangadza zvakadai se-ETFs yakashandurwa, isina nzvimbo munzvimbo yevashandi vakawanda .
Kuti uwane mamwe mashoko, ungada kuongorora Mutungamiri weMutangisi we Mutual Fund Investing , iyo inopa mazano kune mamwe akawanda akawanda mutual fund inowedzera zvikamu zvandanyora pamusoro pemakore.
Iko Balance haisi kupa mutero, utsvaga, kana mari yemari uye mazano. Mashoko aya ari kuendeswa asina kufunga nezvezvinangwa zvekutsvaga, kushivirira kune ngozi, kana mamiriro emari yemumwe mutengesi chaiyo uye angave asina kukodzera kune varairi vese. Basa rekare harisi kuratidza migumisiro yemangwana. Kuisa mari kunosanganisira njodzi dzinosanganisira kurasikirwa kwatinoitwa mukuru.