Credit Card Nyaya Yenguva Yakatsanangurwa

© JGI / Jamie Grill / Blend Images / Getty

Ndeipi Nguva Yenguva Dzakanaka paKadhi KaKwereta?

Zvikwereti zvekwereti zvine nguva yenyasha, iyo ndiyo nguva yaunofanirwa kubhadhara mari yako yakazara pasina kubhadhara mari yekubhadhara mari . Nguva yenyasha inowanzotanga pazuva rokutanga rekubhadhara uye rinopedza imwe nhamba yemazuva mushure mekuda, zvichienderana nekadhi kadhi rechikwereti. Nguva dzenyasha dzinowanzopfuura mazuva makumi maviri nemashanu. Nguva yakareba yenyasha inokupa nguva yakawanda yekubhadhara chikwereti chako chekadhi rechikwereti uye usadzivisa kufarira mari .

Iwe unogona kuwana tsanangudzo pamusoro penguva yako yenyasha mune chibvumirano chako chekadhi rechikwereti kana pane chekuita kadhi rekwereti. Verenga mushure memutauti wako wekadhi yemakadhi kuti uwane mamwe mashoko pamusoro pe "Maitiro ako emari anotarisirwa sei." Kana iwe uchida kutaura chibvumirano chako chekadhi rechikwereti, unogona kuwana kopi yemvumo yako yekadhi rechikwereti pawebsite yako yekwereti yekwereti kana iwe unogona kutumira chikwereti chako chemakadhi kuti uwane kopi yako.

Paunenge Usingave Nenguva Nyasha

Mamwe marudzi emakadhi ekubhadhara chikwereti angave asina nguva yenyasha. Semuenzaniso, mari inofambira mberi uye kuendeswa kwemashure hazviwanzove nenguva yenyasha. Nemhaka yokuti kutengeserana uku hakune nguva yenyasha, vanotanga kuwedzera mubereko nokukurumidza apo zvinyorwa zvekutengesa kuakaunti yako (zvichifunga kuti hauna ma 0% promotional rate iripo). Kana iwe uchida kudzivisa kubhadhara chikwereti pane kutengeswa kusina nguva yenyasha, unofanira kubhadhara iyo pakarepo.

Kana izvozvo zvisingakwanisi, iwe unogona kubhadhara chikamu nokukurumidza sezvinobvira kuti kuderedze chiyero chekufarira iwe unobhadhara.

Mukuwedzera pamari yekufambisa uye kuendeswa kwemashure, zvitsva zvitsva zvingasava nenguva yenyasha kana iwe uchitanga mhirizhonga nechiyero. Kuti urege kuramba uchibhadhara mari yemari yekwereti yako, unofanirwa kubhadhara mari yako yakazara mwedzi woga woga kuitira kuti utange mhirizhonga ne $ 0 muyero.

Kuti ndikupe mukana wekushandisa zvizere nguva yako yenyasha, kadhi rechikwereti rinobudisa chikwereti rinodiwa kutumira zvinyorwa yako yekubhadhara mazuva makumi maviri asati apera mari yemari inokwaniswa kubhadhara kwako. Zvisinei, kadhi yako kadhi rechikwereti haingakupi chero chiratidzo chinoratidza kana kadhi yako yekwereti yekwereti ine nguva yenyasha. Ichi chinhu chaunofanira kuchengetedza iwe pachako.

Kana iwe uri kungoita mari shoma pane yako kadhi rechikwereti mwedzi wose, nguva yenyasha haizoshandi. Iwe uchabhadhara chikwereti pane mari isina kubhadharwa pamwe nekutenga kwako kutsva mwedzi mumwe nomumwe kusvikira wapedza zvachose kubhadhara chikamu chako. Izvo chete ipapo nguva yenyasha inoshanda kune zvitsva zvinotenga.

Mari yekubhadhara Nyaya paMari

Mari inenge iine nguva yekubhadhara , asi hazvina kufanana nenguva yenguva yenyasha yemakadhi. Nechikwereti, nguva yekubhadhara chikwereti ndiyo nguva yenguva inotevera kubhadhara zuva rairo iyo chikwereti hachizogadziriswa kunyange zvazvo kubhadhara kuripo. Iwe unogona kuita mubhadharo wako mushure mezuva rakakodzera, asi munguva yenguva yekurega kuchengetedza nguva dzekubhadhara.

Zvikwereti zvevadzidzi zvine mwedzi mitanhatu nenyasha pashure pokunge wapedza kudzidza kana kuverenga kwako kwaderera pasi pasi hafu yenguva. Mushure mekunge mwedzi mitanhatu nenyasha nguva, chikwereti chako chemudzidzi chinopinda mubhadharo uye iwe unoda kubhadhara mwedzi mumwe nomumwe.