Paunowira kumashure pamari yako yemari yekubhadhara mari, uyo anokweretesa ane kodzero yokutora motokari yako. Izvi zvinonzi kudzosera uye nekuda kwemitemo yemukwereti wako, uyo anokweretesa anogona kuita izvi asina kutongerwa kudare.
Asi, kana iwe ukatora motokari yako kumunhu anenge achikweretesa kana mutengesi vasati vatumira munhu wechipo nokuda kwayo, iyo inonzi kudzvora zvekuzvidira. Iwe unogona kufunga nezvekuzvidzivirira zvekuzvidira kana iwe usingakwanise kutenga mari yako yekubhadhara mari uye zvimwe zvasarudzo hazvigoneki.
Kubatsira kukuru kwekuzvipira kwekuzvidira ndekuti iwe haufaniri kutarisana nemari yemotokari yemari yekudzorerazve motokari.
Kuzvipira Kuzvipira Kunogona Kuderedza Mari
Kana munhu ane chikwereti achidzorerazve motokari yako, havagoni kugogodza pamukova uye kukumbira zvigetsi. Panzvimbo pezvo, vanotumira basa rekutorera kumusha wako (kana basa kana kuti kuitisa muviri kana kudya) kuti atore motokari. Havazobvumirane newe kuti ubvunze kuti chii chakanaka kwauri. Zvadaro, basa rekuchera rinotora motokari kunzvimbo yekuchengetera. Zvose izvi zvikwereti zvine mari iyo iyo chikwereti chinopfuurira kwauri. Iwe unogona kudzivisa kuva nemari iyi inosungirirwa pabhadharo yako yakajeka nokuzvipira nokuzvipira motokari yako.
Kuzvipira Kuzvipira Kunobatsira Kwereti Yako
Mitsara yawakasakwanisa kutungamira kusvika pakuzvidzivirira kwako pachako ichaenderera mberi nemutauriri wako wekwereti . Zvadaro, kudzorera pachako pachako kuchaendawo kune repoti rako rechikwereti. Zvikamu zviviri zvezvinhu zvisina kunaka zvicharamba zviri pamushumo wechikwereti kwemakore manomwe.
Chikwereti chako chikwata chichatora, asi chairo chaiyo chekuparara kunobva pane imwe ruzivo pamusoro pekwereti yako yekwereti. Usarega pane mamwe mazvikwereti. Chikwereti chako chikwanganiso chinogona kudzoka kubva pakuzvidira kwekuzvidira kana iwe uchiramba uchiita zvimwe zvikwereti zvako nenguva.
Kuzvipira Kwekuzvidira Hakusi Kurasira Mutero Wako
Kutendeuka mumotokari yako hakubvumi kukubvisa chikoro chemari yako yemari.
Iko chikwereti chichatsvaga kana kutengesa motokari yako uye kushandiswa kwekutengesa kunotora chikwereti chako. Kana mutengo wekutengesa uri pasi pekubhadhara chikwereti chako, iwe uchiri kukonzera kusara kwemari. Somuenzaniso, kana iwe unokwereta $ 5,000 uye motokari inotengesa $ 3 500, iwe uchine chikwereti $ 1,500.
Uyo anokweretesa anogona kutora chikwereti icho kune chikwereti chekukweretesa kuitira kuti awedzere kuunganidza uye muunganidzi anogonawo kupa chikwereti pamushumo wekwereti yako. Uyo anokweretesa anogona kukupomera mhosva yechikwereti uye kana vakakunda mutongo vanogonawo kuwana mvumo yematare kuti inakire mubhadharo wako weyero yakasara.
Kuwana Imwe Motokari Ichava Yakanyanya
Nokuda kwekukuvadza, kuzvipira kwekuzvidira kunoita kune chikwereti chako, iwe uchava nenguva yakaoma kuwana mabhiri matsva. Hazvirevi kuti mumwe chikwereti achakubvumira iwe chikwereti chemotokari apo kudzorerwa kwave kuri kutsva pamushumo wekwereti yako uye kunyanya apo iwe uchiri nechikwereti chisingabhadharwi, chekubhadhara chikwereti chemari.
Zvisarudzo zvako zvingagumira kune "Kutenga Pano, Chengeta Pano" rudzi rwebhizimisi rine zvishoma zvisingakwanisi mari yechikwereti, asi nemitengo yakakwirira, mari yepamusoro, uye yakakwirira pamwedzi. Kana, kana ukakwanisa kuchengeta zvakakwana, unogona kutenga motokari kubva mumotokari yakashandiswa kana kuti mutengesi wega.
Kana Ukaita Nokukurumidza, Iwe Unogona Kuve Wakakwanisa Kuchengeta Ngoro Yako
Iwe unofanirwa kutora chiito nokukurumidza paunotanga kunzwa nharo yekuita mari yako yemwedzi nemari yekubhadhara. Kana uchinge washaya mubhadharo, kukwidza kunowedzera kuoma uye, mune dzimwe nyika, zvose zvinotora ndeye kubhadhara kusina kubhadharwa kwekwereta kuti adzorere zvakare motokari yako.
- Shandisa mari yako. Ita bhajeti kuti uve nechokwadi chokuti uri kuwedzera mari yaunounza mumwedzi woga woga. Dzokorora mari yako uye utarise nzvimbo dzaunogona kuderedza kuitira kuti uwane mari yako yokubhadhara.
- Tora basa rekanguva. Chechipiri (kana chechitatu basa) inogona kukusiya nechinguva chisina nguva, asi mari yakawedzerwa inogona kukubatsira kuchengetedza kukanganisa kwenguva refu kwekwereti inobva mukuzvidira kwekuzvidira. Kuita mari yekuita mari kana bhizinesi rega rega ndeimwe nzira yekuunza mari yakawedzerwa.
- Refinance yako auto loan . Kana chikwereti chako chiri chimiro chakanaka, unogona kukwanisa kutenga chikwereti chitsva, nechezasi, nekubhadhara mwedzi pamwedzi.
Kana iwe usingakwanise kuchengetedza motokari yako, funga kuitengesa uye kushandisa mari kubhadhara chikwereti chako chemotokari. Cherechedza kuti kana iwe ukatengesa zvishoma kudarika chikwereti chako chekukwereta, iwe unogona kunge uine mutsauko wokuendesa musoro kune mutsva.