Izvi zvinokubvumira kuti urambe uripo uchienda. Zvakakoshawo kuziva kuti ungatevedzera sei mari yako mune rimwe bhuku. Izvi zvinogona kukubatsira iwe kuti uwedzere kunyatsoziva zvauri kushandisa uye kwaunoshandisa iyo. Inogona kukubatsira kuti uzive nzvimbo dzaunoda kuchinja.
Gadzira Ledger
Chokutanga, iwe uchada kuva nebhajari yako newe. Iwe unofanirwa kuvawo nebhuku rinowanikwa kwauri. Iwe unokwanisa kugovera mapepa ako mune anenge matatu mapuranga chimwe chinhu. Iwe uchada kunyorera pasi imwe neimwe yebhajiti panzvimbo yepamusoro. Ipapo iwe unoda kunyora chikamu chaunopiwa pedyo nayo. Kana iwe usati wakasika bhajeti, uye uri kutevera mari yako kuitira kuti iwe ugone kuumba imwe, saka iwe unofanirwa kusarudza pamusoro pemari yekushandisa mari yakadai sevashandi, zvokudya, kubhadhara, kudya kunze, mari inonakidza, uye inshuwarisi. Nyora chimwe nechimwe chezvinhu izvi pamusoro pepepa.
Nyora Zvaunoshandisa Zuva Rese
Zvadaro, iwe uchada kutora nguva zuva rega roga kuti urenge mari yako.
Sezvaunonyora mari imwe neimwe muboka, iwe uchada kuchengetedza huwandu hwakazara hwehuwandu hwawakasiyira mune izvozvi. Ingobvisa chete mari yawakapedza kubva pane yazvino yose uye nyora mhinduro. Zvinogona kubatsira kuti uve nemirasi miviri yakasiyana, imwe yezvinhu zvinoshandiswa uye imwe yezvino yakazara.
Iwe unogona zvakare kutora chikwangwani chazvo mune rumwe ruvara. Kana iwe uri kutevera mari yekuona kuti iwe unopedza mari yakawanda sei iwe uchada kuwedzera mari yawakashandisa kumakore ako ose. Kana iwe wakaroorwa, zvinobatsira kugara pasi nekuongorora kuti yakawanda sei zuva rimwe nerimwe. Zvinonyanya kukosha kana iwe uchangotanga kugadzirisa. Inogona kukubatsira kukurudzirana mumwe wega sezvaunoshandisa kushandisa mari yako .
Gara Uchishandisa Mari Yaunoshandisa Zvishoma
Iwe unoda kurega kupedza paunoona kuti uri kunze kwemari. Ndiyo danho rinokosha pakugara pane bhajeti. Unogona kuwana kuti bhajeti yako haina musoro kana iwe unogona kutumira mari pakati pezvikamu. Tora nguva kusvika kumagumo emwedzi kuti uchinje bhajeti yemwedzi unotevera kuitira kuti iwe uite basa rako. Zvakakosha kuyeuka kuti kuchengetedza uye kukwereta chikwereti kunofanira kutangira mberi kwekudya kunze nezororo. Iwe unoda kudonhedzwa mune dzimwe nzvimbo, asi iwe unofanirwa kunge uchikwanisa kudya zuva nezuva.
Sarudza Zvaunofanira Kuita Nemari Yausina Kushandisa
Pakupera kwemwedzi, iwe unosarudza kuisa mari yacho mumwedzi unotevera kana kuendesa mari kune imwe nyaya yekuchengetedza. Pamusoro pemishumo inowirirana seyesaundi yako, iwe unogona kutsvaga mari yakatarisa kuti ubatsire kunyange kunze kwemari yezvishandiso mwedzi mumwe nomumwe.
Nezvinhu zvakadai sezvokudya, iwe ungada kuzvidzosera kune mari kuitira kuti iwe ugone kuvaka chikwata chako chekukurumidza kana kushanda kune zvimwe zvinangwa.
Mazano:
Imwe nzira ndeye kushandisa bhajeti yepurogiramu kana bhajeti yehurongwa kuti uone zvaunoshandisa . Inogona kukuchengetedza nguva, uye inoita kuti zvive nyore kuronga bhajeti yako mwedzi mumwe nomumwe. Kune zvakawanda zvakasiyana siyana zvaunogona kushandisa kuti uchengetedze mari yako, uye zvakakosha kuwana sarudzo yakarurama yepurogiramu yako. Zvakanaka, unoda kuwana chimwe chinhu chichashanda pamapuratifomu uye kuenderana nemabhanki ako. Kana iwe wakaroorana, unoda chimwe chinhu chinokubvumira iwe mose kuti uise mari yekuenda kune imwe nzvimbo kuti uite kutevera kushandisa kwako mari zvakanyanya nyore.
- Imwe nzira ndeyokushandura mari kune zvikamu apo iwe unoshandisa mari yakawanda mwedzi mumwe nomumwe. Semuenzaniso, kudya, kudya kunze, uye varaidzo. Iwe uchagadzira envelope yeboka rimwe nerimwe uye kuisa mari yawakaronga mairi pakutanga kwemwedzi. Paunenge uchienda kunotenga mabhuku iwayo, iwe uchatora vhokupepe newe. Iwe unogona kuchengeta maitikiti muvhopupepe kuitira kuti uone chekupedzisira kwemwedzi kuti uone kuti wakashandisa zvakadini.