Gamuchira mubayiro kana uchienda kubasa
Kushandisa chikwereti chekwereti chekufamba kwebhizimisi rako nguva dzose kuchakubatsira iwe kuwana mibairo yaunogona kushandisa kumakwikwi emangwana. Kana kuti, kadhi rako rechikwereti rinogona kuuya nezvimwe zvikomborero uye zvinokubatsira kuti uende mudhipatimendi rekukurumidza nekunyarara. Sarudza kadhi rechikwereti risina mari yekubhadhara kunze kwenyika kana iwe uchibuda kunze kwenyika kuti uchengetedze mari pakutenga kwaunoita mune dzimwe mari. Pasinei nokuti iwe uri muridzi webhizimisi iwe pachako kana mushandi anoenda kune bhizinesi, kune kadhi rechikwereti pano rakakodzera iwe.
01 Best Overall: Chase Ink Business Preferred Card
NeChese yeInk Business Inferred Card, iwe une mukana wekuwana mapeji makumi mapfumbamwe emabhonasi. Ingoshandisa $ 5,000 pamatenga mumwedzi mitatu yokutanga mushure mekuvhara kero yako kuti uwane bhonasi. Shandisa Chese yekutsvaga muIndaneti chigadzirwa, Chese Makomborero Okupedzisira, kuti udzikinure pfungwa dzako uye bhonasi inofanirwa kusvika ku $ 1 000 kuenda kune mibayiro yekufamba.
Iwe uchawana matanho matatu yedhora rose raunoshandisa pakutanga $ 150,000 waunoshandisa mukufamba uye mamwe mabhizimusi anotenga gore negore. Mukuwedzera kune mafambiro ekufambisa, mabhizimusi ekutenga anosanganisira kutumira, Indaneti, cable uye foni, pamwe chete nehupfambidzani / tsvakurudzo yekutengesa kutengeswa. Iwe uchawana imwe yenhamba pamadhora pazvinhu zvako zvose zvinotenga.
Shandisa mibairo yako kuti utange kufamba nekufambisa kuburikidza neChase Yakawedzerwa Mibayiro uye pfungwa dzako dzinokosha makumi maviri kubva muzana.
Mitengo inokosha : APR inogara iri 16.99 kusvika 21.99 muzana. Mari yegore negore inodarika $ 95 uye hapana mari yekubhadhara kune dzimwe nyika.
02 Best Premium: Business Platinum Card kubva kuAmerican Express Open
NeBusiness Platinum Card kubva kuAmerican Express, iwe uchawana 50,000 Mamiririro Mitsara paunoshandisa $ 10 000 uye mamwe ma 25 000 points paunoshandisa $ 10 000 pane zvakakodzera kutenga zvinyorwa mukati memwedzi yako yokutanga mitatu yekuzarura akaunti yako. Izvozvo zvinosvika 75,000 Bhodhi Mhuri Mibairo kana uchikwanisa kusangana nemari inoshandiswa. Pakati pezvikepe, hotele, uye motokari dzinotora, vafambi vanogara vangave vasina nguva yakaoma kuwana mari yekubhadhara.
Iwe uchawana mazano mashanu pamadhora ose aunoshandisa pazvikepe uye mahotera akabhadharwa iwe waunotora kuburikidza neAimx yekutsvaga kwekushandisa paIndaneti paimextravel.com; 1.5x inotsanangura pamadhora ekubhadhara mabhizimusi akakodzera e $ 5,000 kana kupfuura - kusvika kune mamiriyoni imwechete; uye imwe pfungwa pamadhora kune zvimwe zvose. Nyaya inonakidzwa ne $ 200 yemari yekubhadhara chikwereti gore negore kuti iwe unogona kuisa kune zvinotarisirwa mari kana sekutarisa zvikwata uye mu-kunotenga kunotenga.
Mitengo inokosha : Kune $ 450 yemari yegore negore uye hapana mutero wekutengesa kune dzimwe nyika. Bhizinesi Platinum Card kubva kuAmerican ikati kadi yekubhadhara zvinoreva kuti iwe unobhadhara mari yako yakazara mwedzi mumwe nomumwe.
03 Best for Car Rentals: United MileagePlus Explorer Card
Kana uri kushandisa kadhi rako rechikwereti kuti ubvunze motokari dzemotokari, United MileagePlus Explorer Card ndiyo yakanakisisa sarudzo. Iwe uchawana pasi rose kugoverwa kwepamhando dzemhando dzakawanda dzemotokari, kunze kwe "motokari, yekare uye yekare" motokari uye unowana mamwe makiromita apo iwe uchikwereta nemamwe mimwe mibayiro shamwari, kusanganisira Hertz, Dollar Rent A Car uye Thrifty Car Rental.
Iwe uchawana mamiriyoni makumi mana emabhonasi mushure mekushandisa iwe $ 2,000 pakutenga mumwedzi mitatu yokutanga kubva pakudhura akaunti yako. Zvadaro, kuwana maira maviri pamadhora pamatiti akatengwa kubva kuUri uye imwe maira ne dollar pane zvimwe zvose.
IWorld MileagePlus Explorer Card inosanganisira mamwe mashoma anofambisa mafambiro anofanana ne $ 10 000 okuraira kushambadzira inshuwarisi, $ 300 inononoka kutakura mitambo, kumativi emigwagwa rubatsiro uye $ 500 000 inofambisa njodzi inshuwalisi.
Mitengo Inokosha : The APR iri 17.24 kusvika 24.24 muzana. Mari yegore negore ndeye $ 0 yegore rokutanga uye $ 95 gore negore mushure meizvozvo. Hapana mari yekubhadhara kune dzimwe nyika.
04 Best for Hotel Stays: Marriott Rewards Premier Business Credit Card
Gamuchira mapeji emabhonasi 75,000 mushure mekunge uchishanda $ 3,000 mumwedzi mitatu yekutanga yekuzarura Marriott Rewards Premier Business Credit Card. Uye sebhonasi yakawedzerwa, iwe uchawana One Free Night Stay pane Chikamu 1 kusvika kuhotera 5 gore roga roga mushure mekuberekwa kwako kwekombiki chero bedzi iyo nhoroondo yako yakazaruka uye yakamira zvakanaka pamusi wako wegore.
Shandisa Marriott Mipiro Premier Credit Card yekugara kuMarriott uye SPG mahoteli uye uwane zvikamu zvishanu pamadhora. Iwe uchawanawo mapeji maviri pamadhora emaresitorendi, masangano ekubhadhadzira motokari, mabhizimisi epahofisi, matikiti emotokari akatengwa zvakananga neaifambisa ndege, neIndaneti, katefesi nefoni. Zvose zvinotenga zvinowana imwe nhamba pamadhora. Maonero ako haaperi chero bedzi iwe uchishandisa kadhi rako rechikwereti kamwechete kamwe mwedzi yese makumi maviri nemana.
Mitengo inokosha : The APR iri 17.24 kusvika 24.24 muzana pamatenga uye kuendeswa kwebhadharo, iyo $ 99 inodzingwa mugore rokutanga uye hakuna mari yekubhadhara kune dzimwe nyika.
05 Best Best Rate Mitsva: Capital One Spark Miles for Business
NeGeorge One Spark Miles iwe uchawana bhonasi yekusayina yemakiromita 50 000 kana ukashandisa $ 4,500 pakutenga mukati memwedzi mitatu yekutanga yekuzarura kadhi yako kadhi rekwereti. Bhonasi inokosha kusvika ku $ 500 mufambiro.
Zvose zvaunotenga, kusanganisira mabhizimusi ekutenga, zvinowana zvisingagoneki makiromita maviri kudhora rimwe nerimwe. Iwe unogona kuregera mubairo wako chero nguva, mune chero chiyero. Hapana misi yakasviba uye mibayiro yako haigari kupera chero bedzi iwe uchichengeta nhoroondo yako mukumira kwakanaka.
Kana iwe une bhizinesi shamwari iyo inofamba newe, unogona kuwedzera mamwe makadhi evashandi kuti uwane mimwe mibayiro.
Mitengo Inokosha : APR inotenga ndeyo 17.99 muzana. Kune $ 95 mari iyo yakasunungurwa mugore rokutanga uye kwete hapana mari yekubhadhara kune dzimwe nyika.
06 Best for International Travel: Bank of America Premium Rewards
Bhizinesi yebhainiko inopa rupo 50,000 bonus points kana iwe ukashandisa $ 3,000 mumazuva ekutanga 90 ekuvhura account yako. Zvichienderera mberi, iwe uchawana mazano maviri yedhora rose raunoshandisa pakufamba uye kudya kwekutengesa uye 1.5 pfumbamwe nedhora rakashandiswa pane zvimwe zvose.
Bhizinesi reAmerica Premium Rewards Credit Card rinopa $ 100 chikwereti che Global Entry kana TSA PreCheck Kubhadhara mari yemakore ose mana - zvikomborero zviviri zvinoita kuti zvive nyore nekukurumidza kutamira kuburikidza nekuchengeteka kwekambani neyamatunhu. BoA inobhadharawo mamwe $ 100 chirevo chekwereti yezviitiko zvekuendesa ndege sechigaro chekugadzirisa zvigaro, mitero yekutakura, in-ndege uye mahofisi emakiromita emakamuri emakamuri.
Hapana mhedziso kune zvipi zvaunogona kuwana uye pfungwa dzako hadzina kupera. Iwe unogona kuregera pfungwa dzako zvekubhadhara mari semashoko ekukweretesa, sebhadharo muBhange reAmerica rakakodzera kana kuti kutora kufamba kuburikidza neBan of America Travel Center.
Mitengo Inokosha : The APR iri 17.24 kusvika 24.24 muzana, mari yegore negore inodarika $ 95 uye hakuna mari yekubhadhara kune dzimwe nyika.
Best card debit kumhanya kwenyika dzose .
07 Best Card Air Credit Card: Citi AAdvantage Platinum Sarudza Nyika Elite MasterCard
WIth the Citi AAdvantage Platinum Sarudza Nyika Elite MasterCard, iwe uchawana mazana emamiriyoni ebhonasi mushure mokuita $ 3,000 mukutenga mumwedzi mitatu yekutanga yekuzarura akaunti yako.
Zvichienderera mberi, iwe uchawana maviri AAdvantage maira pamadhora ose akashandiswa kuAmerica Airlines kutenga uye imwe yeAAdvantage maira ye dollar imwe neimwe yakashandiswa pane zvimwe zvekutenga. Uyezve, gore rega rega rega, iwe uchawana 10 muzana yemakadzi ako akaregererwa kumashure kusvika kusvika mazana makiromita mamwe mairi gore rega rega rega.
Iva nekutanga kubhadhara uye bhokisi rako rokutarisa rokutanga rakasununguka. Shandisa kadhi rako rechikwereti yezvokudya-zvechikepe uye zvekunwa zvinotenga uye ugamuchira 25 muzana mari yekutenga pakutenga kwako.
Mitengo inokosha : APR iri 17.24 kusvika 25.24 muzana inobva paukwereti wako. Kune $ 95 mari yegore inenge yakasunungurwa mugore rokutanga uye hapana mari yekutengeserana kunze kwenyika.