Pasingapfuuri nechetatu chemireniyadhi vane kadhi rechikwereti, maererano nekuongorora kwe 2016 kubva kuBhangerate.com. Izvozvo zvinoreva kuti zviuru zvemakore zvinosara pane imwe huru kadi yekwereti uyewo mukana wekutanga kuvaka chikwereti. Mireniyali isiri chizvarwa chakasiyana, kwete chero kadhi rechikwereti chingaenderana nerudo rwavo rwekufamba uye Svondo brukoni. Heano ndiyo yakanakisisa makadhi emakireneti.
Best for Lovers Restaurant: Uber Visa Card Yakabudiswa naBarclays
NeCheber Visa Card, iwe uchawana $ 100 bonus (yakaenzana ne10000 points) mushure mekushandisa $ 500 pakutenga mumazuva ekutanga 90.
Bhonasi inogona kuregererwa kune chikwereti chaUber, chirevo chekwereti, kana makadhi emadhipa.
Ivha yeVheber Visa ine chirongwa chakanaka chakanaka. Vatori vemadhidhi vachawana 4 muzana mushure mekudya, kusanganisira Uber Eats; 3 muzana zvakare pahotera nemhepo; 2 muzana zvakare kumashure kwekutenga muIndaneti, kusanganisira Uber nemasangano ekushambadzira mumimhanzi; uye 1 muzana kumashure pane zvimwe zvose.
Hapana mari inowanikwa gore negore, iyo inonyanya kukosha yemubayiro wemakadhi echikwereti , uye hapana mari yekubhadhara kune dzimwe nyika yekadhi rechikwereti. Izvozvo zvinoreva kutenga iwe unogadzira mune dzimwe mari hazvizokwanisi kubhadhara mari yakawedzerwa.
Mukuwedzera kune mibairo uye kuisa bhonasi, iwe uchawana $ 50 chikwereti pamashandisirwo epakombiyuta mushure mekushandisa iwe $ 5,000 kana kupfuura pane kadhi rako rechikwereti mugore. Pamusoro peiyo, uchagamuchira $ 600 nokuda kwekukuvara kwefoni kana kuba kana iwe uchibhadhara chikwereti chako nekadhi rako rechikwereti. Izvozvo zvinoreva kuti iwe unogona kudonha yako cell phone carrier's insurance plan uye kuchengetedza mari.
(Uyezve wana mari mibairo nokubhadhara mari yako yefoni nekadhi rako rechikwereti.)
Dzoserai pfungwa dzenyu dzekuberekwa kweUber, makadhi emakadhi, kana mari kumashure. Uber chikwereti kutanga pa 500 nhamba ye $ 5. Ndiwo chete mukuru wekadhi anogona kukwanisa kukoshesa zvikwereti zveUber zvikwereti kuburikidza ne app.
Hapana muganhu mune mibayiro yaunogona kuwana uye haiperi chero bedzi iwe uchichengeta nhoroondo yako mukumira kwakanaka.
Pfungwa dzinogona kutorwa kana kutengeswa.
Mutengo : Mutengo wakasiyana APR uri 15,99 muzana, 21.74 muzana, kana 24,74 muzana, zvichienderana nekukwereta kwako. APR inobhadhara mari iri 25.99 muzana. Kuenzanisa kwekutengesa kunotengesa 3% yemari yekubhadhara uye mari inofambira mberi inotengesa 5 muzana yemari.
Shandisa Kadhi yeVheber Visa kutanga naNovember 2, 2017.
Zvakanakisisa Zvokufambisa Vavengi: Chase Sapphire Reserve
Makore ane zviuru zvinoda kufamba.
The Chase Sapphire Reserve inotora chikamu chemabhonasi 50 000 mushure mekushandisa $ 4,000 pamatenga mumwedzi mitatu yekutanga yekuvhura nhoroondo. Bhonasi inokwana $ 750 paunofamba paunenge uchidzikinura kuburikidza neChase Makomborero.
Vashandi veKadhi vanogamuchira $ 300 gore roga roga chikwereti chinogona kudzikinurwa nokuda kwekutengesa kutengesa kunoitwa pamakadhi.
Iwe uchawana mari 3 pamadhora paunofamba, kusanganisira mahoteli, tekisi, uye zvitima; 3 nhamba ye dollar pazvokudya pasi rose; uye 1 nhamba pamadhora kune zvimwe zvose.
Zvimwe zvawawana zvakakosha makumi mashanu kubva muzana paunodzikinura nokuda kwekutenga mafirimu kuburikidza neChase Makomborero Okupedzisira, Chase yekutsvakira zvishandiso. Hapana misi yakasviba kana zvipingamupinyi paunokwanisa kuregera mubairo wako.
Chase Sapphire Reserve ine zvimwe zvishomanana zvevashandi vemakadhi:
- Kusvika ku $ 100 yekushandira mari yekubhadhara ye Global Global kana TSA Precheck
- Kusvikirwa kwezvivako zvekufambisa ndege
- Nzvimbo dzakakosha dzemotokari dzenharaunda National Car Rental, Avis, uye Silvercar paunenge uine kadhi yako
Pa $ 450 pagore, Chase Sapphire Reserve ine imwe yepamusoro yekwereti yemari yekwereti gore negore. Iwe uchafanirwawo kubhadhara $ 75 pagore kune umwe neumwe wemvumo yakagadzwa . Bhowasi yokunyora uye chikwereti chekufambisa chikwereti chinokonzerwa nemutengo wegore negore kwemakore maviri ekutanga. Nokuda kwezvikonzero zvemari, iwe unokwanisa kukwanisa kubhadhara mari yegore negore mwese mwedzi wekutanga kana iwe uchibvumira. Kana zvisina kudaro, iwe unopedzisa kubhadhara chikwereti pamariro.
Mutengo : Kutenga uye kuenzanisa kuendesa mararamiro emuAPA kubva pa16,9 kusvika ku23,99 muzana kubva kune chikwereti. Iko APR inotangira mari iri 25.99 muzana. Kuenzanisa kuendeswa kunotengesa mari ye $ 5 kana 5 muzana uye kufambira mberi kwemari kunotambirwa $ 10 kana 5 muzana.
Sezvo nemitambo yose yemakadhi emakadhi, iwe unofanirwa kubhadhara mari yako yakazara uye uchengetedze mari inofambira mberi iwe hauri kubhadhara zvimwe zvekuda uye mari.
Hapana mari yekubhadhara kune dzimwe nyika.
Yakanakisisa Haisi Yegore Rokubhadhara Mari Kuenda: Blue Delta Skymiles American Express
The Blue Delta Skymiles American Express inobhadhara mazana gumi emabhonasi mushure mekuita $ 500 mukutengesa zvakakodzera mumwedzi mitatu yokutanga yekuzarura kadhi rako rechikwereti. Cherechedza kuti iwe haufaniri kukodzera kubhadhasi yekusimudza kana iwe uine imwe Delta Skymiles kadhi rechikwereti.
Vatori veKadhi vanobhadhara 2 maira neyodhora pakutsvaga muzvitoro zveUnited States, 2 makiromita nedhora reDelta kutenga, uye 1 maira ne dollar pane mamwe ose anotengwa akakodzera. Zvimwe zvikafu zvekutengesa zvinogona kunge zvisina kukodzera kuwana mubayiro wechipiri chechipiri, sekutsvaga mukati mehotera.
Somunhu wemakadhi, iwe unofarira makumi maviri kubva muzana mari mukutenga-kutenga. Kuchengetwa kwakaitwa nenzira yemutemo chikwereti.
Kana iwe uchibvumirwa kuti uwane nhamba yekambani pfupi (yakabva pakukwanisa kwa Amex kuti uone kuti iwe uripi), uchawana mari shoma ya $ 1 000 yechikwereti yaunoshandisa paDelta.com.
Mutengo : Hapana mari yegore negore. Iko kutenga uye kuenzanisa kuendesa APR ndeye 16,74 kubva kune 25.74 muzana. Mari iyi inotangira APR 26.24 muzana. Kuenzanisa kwekutengesa kunotengesa mari ye $ 5 kana 3 muzana uye mari inofambira mberi inotambirwa mari ye $ 5 kana 3 muzana. Mari yekubhadhara kune dzimwe nyika 2.7 muzana.
Best for Shoppers: Amazon Prime Rewards Visa Signature Card
Kuongororwa kwemitambo yemireniyadhi yemakore ekunze kunoratidza kuti chizvarwa chiya chekushandisa mari pazvipfeko. Ivo vaitengesa, Amazon. Izvozvo zvinoita kuti Amazon Prime Rewards Visa Signature Card ive chisarudzo chikuru.
Kana ukabvumirwa, uchawana $ 60 Amazon.com chipo kadhi pakarepo. Hapana mari inoshandiswa uye haufaniri kumirira mazuva 90 kuti uwane bhonasi. Sezvo kadhi yako yakabatanidzwa neAngland.com account, unogona kutanga kushandisa kadhi rako rechikwereti pakarepo kana wabvumidzwa.
Kutenga kwakaitwa kuAmazon.com kunowana 5 muzana chero bedzi iwe uchikwanisa kuwanikwa Amazon Uwandu hwekushanda uye yakazaruka Amazon.com account. Kana zvisina kudaro, Amazon.com kutenga inowana 3 muzana kumashure. Vatori vemakadhi vanogamuchirawo 2 muzana kumashure mumaresitorendi, zvivako zvegesi, uye drugstores; uye 1 muzana kumashure pane zvese zvakatengwa.
Iwe unogona kuregera mibayiro pane Amazon.com kutenga. Hapana huwandu hwemari yemari yakakosha yekudzikinura.
Zvimwe zvikomborero zveAmazon.com Prime Rewards Visa Signature Card dzinosanganisira kusafambira uye rubatsiro rwekukurumidzira, kubhadhara mitoro yekutakura mitoro, kuchengetedzwa kwekutenga, nekuwedzerwa kwechirongwa chekuchengetedzwa.
Mutengo : The APR kutenga uye kutengesa kuendesa kune 15.24 muzana kusvika 23.24 muzana. Kana mari ichifambira mberi, APR ndiyo 25.99 muzana. Mari yekubhadharisa inosvika $ 5 kana 5 muzana uye mari yekubhadhara mari iri $ 10 kana 5 muzana. Hapana mutero wegore negore uye hapana mutero wekutengesa kune dzimwe nyika.
Zvakanakisisa Zvinyorwa: Citi Double Cash Card
Makore Ane Chiuru Anoda kuichengeta iri nyore uye achipiwa mubairo wezvaakatenga, achaita zvakanaka neCiti Double Cash Card. Iyo kadhi inobhadhara 1 muzana yemubairo pane zvose kutenga uye imwe imwe 1 muzana apo iwe uchibhadhara chikamu chako. Hapana imwe kadhi rechikwereti inopa chikonzero chokubhadhara kadhi rako rechikwereti.
Kana iwe uchikanganisa kukanganisa kadhi rechikwereti, Citi ichaita yekutanga kubhadhara mari. Mushure maizvozvi, unogona kutongerwa mari yekupedzisira yakasvika kusvika $ 38. Iwe uchange uine Citi Private Pass, iyo inopa kuwanikwa kwakakwana kune matikiti emitambo, sekufanirwa kwekambani katetikiti. Uye, neCiti Price Rewind, iwe uchawana kugadziriswa kwemutengo wekutengesa kana mutengo wematombo pane chimwe chinhu chawakatenga nekadhi rako rechikwereti mumazuva 60 apfuura.
Iko Citi Double Cash Card ine chinyorwa 0% yemari yekuendesa kugovera kwemwedzi 18. Mushure mekutsvaga nguva , chikamu chekuendesa APR chiri 14,49 kubva kuna 24,49 muzana. Iko kutengesa kutengesa kunotyisa, asi sezvo kutengeswa hakuzowani mibairo, zvakanakisa kushandisa kadhi rino rekutenga iwe unobhadhara zvakakwana mwedzi mumwe nomumwe.
Mutengo : Marathi anogara ari 14,49 muzana kusvika ku24,49 muzana uye mari yakambomira APR ndeye 26.24 muzana.
Zvinonzwisisika: Mashoko emakadhi ekubhadhara anowanzochinja. Enda kune webhusaiti yekwereti yemari yekwereti kune yakawanda kusvika kune misi mibairo nemashoko ekukosha.