Kadhi Yakagadzirwa Nenguva Yakakodzera Yevaya Vanoshayiwa Chikwereti
Zvinosuruvarisa, Orchard Bank, kamwechete iyo inowirirana neHSBC, yakatengwa neGeneral One muna 2012 uye Orchard Bank kadhi yemarikiti yakabviswa.
The Orchard Bank Platinum MasterCard
Nepo iwe usingakwanisi kutenga Orchard Bank kadhi rechikwereti zvakare, heino mhedziso shomanana yezvinoitwa neOrchard Bank Platinum MasterCard yakaita saiyo.
Pamakadhi ose eOrkrd Bank, Platinum MasterCard yaive nemari yakaderera. Zvakanga zvisiriwo zvakaoma kuti zvigadzirire kune mamwe makadhi. Orchard Bank yakanga ine chimbo chaizokufanirwa iwe, pasina kuchinja chikwereti chako chikoro, uye kukuudza iwe kuti ndeipi yemakadhi ayo wawakakodzera nokuda kwechikwereti chenhoroondo yako.
Mepu yaive yakaderera 14,9%, kukwikwidzana kunyange nekwereti yemakadhi kuvanhu vane chikwereti chakanaka. Chirango APR, chakatongerwa kudai iwe wakanga uri mazuva anopfuura makumi matanhatu panguva yekubhadhara kadhi rechikwereti, raiva 29.49%.
Kadhi yakauya nebhadharo yegore negore yakatangira kubva pa $ 39 kusvika ku $ 59, zvichienderana nekodzero yako yemari. Iwe unogona kubhadhara kusvika kudhora makumi matatu nemadhora makumi matatu, mwero wepamutemo. Kupedza chikwereti chako chekwereti kwaizodhura madhora makumi maviri nemashanu uye zviyero zvinotamirwa zvinotengeswa 5% yemari yekubhadhara mari.
Zvimwe zvinogona kuendeswa kune Orchard Bank Platinum MasterCard
Makadhi echikwereti aOrchard Bank angave asina kuenda, asi iwe hausi kunze kwezvaunosarudza kana uri kutsvaga kadhi rechikwereti kuti ubatsire kuvakira chikwereti chakaipa chikoro.
Capital One, uyo akatenga Orchard Bank, ane imwe nzira inobatsira mune kadhi rakagadziriswa. Iko Capital One Secured MasterCard ine mari shoma uye yakanaka. Kana iwe uchikodzera, unogona kukwanisa kubhadhara mari yekuchengetedza mari shoma se $ 49 kana $ 99 ye $ 200 chikwereti chikwereti. Munyaya yakaipisisa mamiriro ezvinhu, iwe hauna kukodzera kubhadhara mari yakachengetedzwa, asi iwe unogona kubhadhara mari shoma $ 200 yekuchengetedza kwekwereti yako.
Kana, kana iwe uchida uye uchikwanisika, iwe unogona kubhadhara kusvika ku $ 3,000 kune chikwereti chikuru chekwereti.
Hapana mari yegore negore neGeneral One Secured MasterCard , asi kune APR yakapfuura 24.99%. Bhara bhadha yako yakazara mwedzi wega wega uye hauzombofi wakanzwa migumisiro yezinga rakakwirira rekufarira.
Ikaiwana iyo Kadhi Yakachengeteka imwe imwe nzira yakasiyana. Inobvumirawo zvishoma kusachengetedza mari ye $ 200. Iyo haisi kupa sarudzo yekukwanisa kubhadhara mari shoma yekuchengetedza, asi inokubvumira kuti uwane mari yekudzorera mitezo pakutenga. Izvo hazviiti mari yegore negore uye ine 23.24% APR pakutengesa.
Vose Guta Guru Rimwe uye Tsvaga ruzivo rwemahombekiti makuru ekubhadhara chikwereti , saka kushandisa yako yakachengetwa kadhi rechikwereti zvine mwero kuchakubatsira iwezve kuvaka chitupa chako chenhoroondo uye unokodzera kuti uwane makadhi emakwereti akanaka mune ramangwana.
Yakarongedzwa naLaToya Irby. Mashoko emakadhi echikwereti uye mabhonasi ekuisa mabhizinesi anotarisirwa kuchinja kubva panguva yekuongorora uku. Taura nezvekushandiswa kwemagariro nemamiriro ezvinhu.