Heano mamwe emamwe mazano anowanzopfuura mazano ekukweretesa makadhi ekubhadhara mari anogona kuita mari yakawanda yegore negore inobhadhara mari yakawanda:
Supersized Sign-Up Bonuse s
Iwe unogona kunge uchibhadhara mazana emadhora mberi, asi kana ukashandisa kadhi yako nguva dzose, iwe unenge uchatora zvose kana zvizhinji zvegore rokutanga-uye zvichida zvimwe zvegore rechipiri mari, zvakare. Makadhi akawanda epamusoro ekutanga, somuenzaniso, kupa mabhosi ebhizimusi anokosha emazana emadhora mubasa rekusununguka. Semuenzaniso, American Express Platinum kadi, iyo inokwereta $ 550 yemari yegore, inopa 60,000 mabhonasi-inokwana $ 600 mukufamba-paunoshandisa $ 5,000 mumwedzi mitatu yokutanga yemakadhi. Panguva iyi, Chase Sapphire Reserve card ($ 450 pagore) uye US Bank Altitude Reserve Infinite Visa kadi ($ 400 pagore) inopa 50 000 mapepa emabhonasi anokwana kusvika $ 750 mukutasununguka kusununguka.
Mamwe Makomborero Anopa Zvipo
Makadhi ane mari yakakwirira yegore uyewo anowanzopa mibairo yakasimba, saka kana iwe uri mutoro spender, unofanirwa kuva nenguva yakareba yekuwanazve mari yekubhadhara kwako gore negore.
Iwe unonyanya kukoshesa sei kubva purogiramu yemadhidhiyncratic yekadhi ichachengetedza, zvisinei, pamitemo yako yekushandisa, saka iwe uchafungisisa pamusoro pemari yako usati wagadzirisa pakadhi. Semuenzaniso, US card Altitude Reserve Visa Infinite kadi inopa nharo nhatu yedhora rose raunoshandisa pamashamba ekutenga-zvinogona kuchinja mitambo kubatsiri vemakadhi vanoshandisa mafoni avo kwezvavanenge vatenga-uye imwe nhatu nhamba yedhora rose raunoshandisa mukufamba .
Asi kana iwe usingafambi kazhinji kana kushandisa shanduro yako yefoni, haungatoweri zvakanyanya kubva mairi. Saizvozvowo, Citi Prestige kadi (iyo inokwereta $ 450 yemari yegore negore) inopa nharo nhatu yedhora rimwe nerimwe rakashandiswa pazvikepe uye mahotera uye nharo mbiri yedhora rega rega raishandiswa pakudya uye kuzvivaraidza. Asi kana iwe uri musha, unogona kunge wakaoma nguva yekuwana mapepa akakwana mushure mekunge gore rekutanga kadhi rigadzirire mari yegore negore.
Kunyanya Kufamba Credits
Zvizhinji zvepamusoro makadhi emakwereti anopawo zvikwereti zvekufamba gore negore zvaungashandisa kubhadhara mafambiro ekufambisa ndege, mafambi ematekisi kana kutambira matikiti, zvichienderana nekadhi. Kadhi kadi yeUnited Bank Altitude Reserve, somuenzaniso, inopa $ 325 chikwereti chekufambisa chaunogona kushandisa pamhepo, hotera nekutakura mabhuku, kutengesa motokari, kutengesa motokari, kutengesa kuenda uye nezvimwe. Inopawo zvikwereti zvekunakidza kuvhara Wi-Fi. Chikoro cheChase Sapphire Reserve chinopa imwechete yechikwereti chinokodzera madhora mazana matatu. Panguva iyi, Citi Prestige kadhi inopa $ 250 mari yechikwereti iwe unogona kushandisa kune chero ndege yekufambisa mari, inosanganisira airfare nemari yekutakura, apo American Express Platinum kadhi inopa $ 200 kubhadhara mari dzisina kufanira dzokufambisa ndege, dzakadai sekuongorora zvikwata kana kupedza kudya.
Padhigiramu yePlatinum inopawo madhora mazana maviri emadhora eUber gore roga roga kuitira kuti iwe usingafaniri kubhadhara zvimwe zvekutakura kana iwe uchisvika. Mukuwedzera, makadhi akawanda ane zvikamu zvitatu zvekubhadhara mari yegore negore anovharawo mari yekukumbira Global Entry, iyo inotora mari inosvika $ 100, kana TSA Precheck, iyo inodhura madhora 85, kuitira kuti ugone kupota kuburikidza nekuchengetedzwa kwemhepo.
Exclusive Promotions
Nekanyanya kukwereta makadhi emakadhi, iwewo uchanowana kuwana zvikwereti zvakakwana uye kukurudzirwa, izvo zvinogona kuwedzera kusvika kumazana emadhora pagore kana iwe uchigara uchishandisa. Semuenzaniso, Citi Prestige kadhi mubhadharo vanowanzofamba vaine rusununguko rweusiku hwechina vanogara nguva imwe neimwe pamunenge maverenga usiku hutsva hunokwana hunoenderana nehotera huri pa kadi yako. Munguva iyi, American Express Platinum kadhi inopa zvikwereti zvakananga uye premium zvinowanikwa pakubatanidzwa kwemahombekombe emahombekombe uye resorts.
Maererano neAmerican Express, kukosha kwemahofisi aya epamusoro-soro-kusanganisira kubhadhara nzvimbo yekugadzirisa, zvingwa zvekusununguka uye $ 100 kubhadhara kwe spa spa kana zvimwe zvigadzirwa zvepahotera-zvinogona kuwedzera kusvika pa $ 550, paavhareji. Kuti uwane zvakakosha kubva kune aya mafirimu, zvakadaro, iwe unoda kuti utotanga kuva nzara spender.
Zvimwe Zvokufambisa Perks
Mukuwedzera kune zvikwereti zvekufambisa uye kutengesa, makadhi ekubhadhara anowanzopa mamwe mafaro ekufambisa anoita vafambi vekufambisa uye zviri nyore. Semuenzaniso, makadhi ekutanga anowanzouya nekusununguka kusununguka kumakamuri emahombekombe epakuregeti apo iwe unogona kurega kure nemhepo yakakura yeairendi yepamhepo uye uchifarira zvokudya zvinonaka uye zvinwiwa. Mamwe makadhi, akadai seUnited MileagePlus Club kadhi ($ 450 inowanikwa gore negore) uye Delta Reserve kadhi rechikwereti ($ 450) inopawo kutanga bhodhi kuitira kuti usafanirwa kumirira kwenguva refu mumutsara kuti uende paunenge uchienda. Kana iwe uchifamba zvakawanda uye nguva dzose uchishandisa (uye kubhadharira) mafambiro akadai, ipapo mari yegore negore inobhadhara pachayo.
Kubhadhara mari makadhi anowanzopa kupa simba kwakasimba kudzivirirwa, zvakadai sekuenda kunonhorera inshuwarisi, yekutakura inshuwalhu nekufamba kwenguva kunonoka kudzivirirwa. Izvozvo zvinoreva kuti hiccups yakajairika, dzakadai sedzinenge dzisina kukonzerwa kana dzisingabhadharwi, hazvirevi sezvinotambudza-kana dzinodhura.