Iva nechokwadi chekushandisa imwe yemakadhi aya paunenge uchibhadhara motokari
Waiziva here kuti kadhi rako rechikwereti rinogona kukuchengetedza mari apo iwe uri kukwereta motokari? Makadhi emakadhi echikwereti anopa kuparidzika kwemotokari sengozi seimwe kadhi rechikwereti rechikwereti rinokubvumira kuderedza mitemo yekambani yekubhadhara uye inogona kuponesa mazana emadhora pakubhadhara motokari yako.
Kuti ushandise mari yekubhadhara motokari, iwe unofanira kushandisa kadhi rako rechikwereti kuti ubhadharire kubhadhara uye unonoka Kurwisana Kwekuparara Kwekupihwa / Kurasikirwa Kwekurasikirwa Kunowanikwa nekambani ye inshuwarisi. Nyatsocherechedza kana kadhi yako yekwereti inopa kugovera kwepamwe kana kwechipiri, motokari dzinodzimbirwa, uye kana iwe wakavharwa kana uchifamba munyika yose. Unoda humwe rubatsiro kutora rimwe chete? Ramba uchiverenga kuti uwane makadhi akakweretesa emotokari dzinokodzwa.
01 Yakanakisisa yekuti hapana Mvumo Yenyika: Chase Sapphire Inofanirwa
The Chase Sapphire Inofanirwa inopa kugoverwa kwepamusoro pamotokari dzaunodhara uchishandisa kadhi rako rechikwereti. Nemhaka yokuti ndiyo inotanga kuparidzirwa, zvikwereti zvekadhi rechikwereti zvinotanga kutanga mukutanga uye iwe unogona kudzivisa kugadzira kudai nemunhu wako wega auto inshuwaridzi.
Iwe wakafukidzirwa kusvika kune mari inokosha yevakawanda yemotokari dzinosvika kwemazuva makumi matatu nemakumi matatu mukati kana kunze kwenyika yekugara kwako. Bhokisi rinobatanidza kukuvara kwemuviri kana kuba kune yemotokari yakabhadhara, kurasikirwa kwakakodzera-kwe-kushandiswa apo motokari iri kugadziriswa uye inonzwisisika kutengesa mitero. Mimwe mhando dzemotokari haibvumirwi, kusanganisira zvigadzirwa zvepamusoro uye zvekare.
The Chase Sapphire Inofanirwa inopa bhonasi yepachipiri ye 50,000 points paunoshandisa $ 4,000 pakutenga mumwedzi mitatu yokutanga yokuzarura akaunti yako. Zvakakosha kusvika pa $ 625 kuenda kune imwe nzvimbo kana iwe uchiverenga kuburikidza neChase Ultimate Mewindisi.
Mitengo Inokosha : The APR iri 17.24 kusvika 24.24 muzana. Mari yegore negore ndeye $ 0 yegore rokutanga uye $ 95 gore negore mushure meizvozvo. Hapana mari yekubhadhara kune dzimwe nyika.
02 Best Card Premium Makombodhi Kwereti: Chase Sapphire Reserve
The Chase Chase Sapphire Reserve inopawo hurukuro yepamusoro pamotokari imwe neimwe yekubhadhara, asi inopawo mubayiro wekutanga pamitengo yako yese. Iwe uchawana ropafadzo dzakakosha dzokubhadhara motokari paunoshandisa kadhi yako kuverenga ne National Car Rental, Avis, uye Silvercard.
Iwe uchawana matanho matatu yedhora rose raunoshandisa mukufamba uye kudya uye imwe pfungwa yedhora rose raunopedza pane zvimwe zvose. Bhizinesi yekusimudza ndiyo 50,000 inotsanangura paunoshandisa $ 4,000 pakutenga mumwedzi mitatu yokutanga - bhonasi inokosha kusvika pa $ 750 kuenda kune imwe nguva kana iwe uchidzikinura kuburikidza neChase Ultimate Rewards.
Zvimwe zvikamu zvepuraimari zvinosanganisira $ 300 gore roga roga rokutambira chikwata chekwereti uye $ 100 yemari yekubhadhara chikwereti che Global Entry kana TSA Precheck.
Mitengo Inokosha: The APR iri 17.24 kusvika 24.24 muzana, mari yegore negore inosvika $ 450, uye hapana mari yekubhadhara kune dzimwe nyika.
03 Best for Rewards: United MileagePlus Explorer Card
IWorld MileagePlus Explorer Card imwe kadhi rechikwereti rinopa pasi rese kupararira kwepamusoro pamarudzi akawanda emotokari, kunze kwe "motokari, yekare, uye yekare" motokari.
Sekuwedzera kwekukurudzira kubhadharwa, iwe uchawana mimwe miriyoni miriyoni apo iwe uchikwereta nemamwe mubayiro shamwari, kusanganisira Hertz, Dollar Rent A Car uye Thrifty Car Rental. Sangano reUnited MileagePlus Explorer Card rinosanganisira mamwe mashoma anofambisa mafambisi ekufambisa akadai $ $ 10,000 kuenda kunotsvaga inshuwarisi, $ 300 inononoka kutakura mitoro, rutivi rwomugwagwa rubatsiro uye $ 500 000 inofambisa njodzi inshuwalisi.
Gamuchira makumi mana emakiromita emabhonasi mushure mekunge uchitenga $ 2,000 pakutenga mumwedzi mitatu yokutanga kubva pakuvhura account yako. Zvichienderera mberi, iwe uchawana makiromita maviri pamadhora pamatiti akatengwa kubva kuUri uye maira imwe chete pamadhora pane zvimwe zvose.
Mitengo Inokosha : The APR iri 17.24 kusvika 24.24 muzana. Mari yegore negore ndeye $ 0 yegore rokutanga uye $ 95 gore negore mushure meizvozvo. Hapana mari yekubhadhara kune dzimwe nyika.
04 Best for Covering Other Drivers: JP Morgan Reserve Credit Card
Vakawanda vane kadhi rechikwereti vanobvumira chete mutyairi ane zita rakashandurwa pa kadhi rechikwereti rinoshandiswa kubhadhara motokari inotora. IJP Morgan Reserve inotanga kuparidzira kune vamwe vatyairi vanowanikwawo pachirongwa chekuroora. Mari yepamusoro inosvika ku $ 75,000 pane zvikwereti zvisingadariki makumi matatu nemakumi matatu anotevera. Mamwe marudzi emotokari haabviswi.
Zvichienderera mberi, unogona kuwana zvikamu zvitatu pamadhora paunofamba uye uchidya unotenga pasi rose uye unogamuchira $ 300 gore rekufambira chikwereti.
IJP Morgan Reserve inobhadhara mubhadharo kadhi rechikwereti rine $ 450 yemari yegore uye inowanikwa chete kune JP Morgan Private Clients. Tarisa nemudzidzisi wako mutungamiri kana iwe uchida kushandisa.
05 Best for Longer Rental Rental Periods: Blue Cash Preferred Card kubva kuAmerican Express
Cherechedza kuti akawanda makadhi echikwereti anongopa kugoverwa kune zvikwereti zvinotora mazuva makumi matatu nemakumi matatu anotevera. American Express inopa purogiramu yepamusoro yekuwedzera-yekuti iwe unogona kushandisa neipi yeAmerican Express Credit Card. Iyi inotora mazuva makumi mana, asi unofanira kunyoresa kusvika ku $ 24.95 panguva yekubhadhara. Kunyange zvazvo kuparidzirwa kwekodzero kusina kubatanidzwa, unokwira kusvika ku $ 100,000 mukutanga kwekuparidzira uye kugoverwa kwekukurumidza kufa, kugoverwa kwechipiri kwemari yezvokurapa uye nezvehupfumi hwehupfumi.
Bhokisi reBlue Cash Preferred Credit kubva kuAmerican Rinopa mari ye $ 200 yemari yakadzoka kana ukashandisa $ 1 000 pakutenga mukati memwedzi mitatu yekutanga. Kuramba uchiwana mari inokwana matanhatu kubva kumadhora kusvika ku $ 6,000 mukutengesa zvigadzirwa zvepasitere gore rega roga; zvikamu zvikamu zvitatu kubva kumashure emagetsi eUnited States uye sarudzo yedhipatimendi; uye imwechete muzana mari yakadzokera pane zvimwe zvose, kusanganisira zvipfeko zvekutengesa kudarika $ 6,000 gore negore.
Mitengo Inokosha : Farai muzana ye zero muzana APR inotenga uye kutengesa kutengesa kwemwedzi gumi nemaviri. (Kuenzanisa kwekuenzanisa kunofanira kuitwa mukati memazuva ekutanga makumi matanhatu ekuwedzera kwekutsvaga.) APR inogara iri 14.24 kusvika 25.24 muzana. Mari yegore negore inodarika $ 95.
06 Best Balance Transfer: Citi ThankYou Preferred
Citi ThankYou Preferred inopa $ 50,000 pasi rose pamusoro pekutengesa motokari zvakatengwa nekadhi rako kana zvikwereti zvako. Bhokisi rinoshandiswa panguva dzekurenda dzisingasviki makumi matatu nemakumi matatu anotevera. MuUnited States, kugoverwa kunowedzera kune yako inonyanya inshuwarisi, zvinoreva kuti inongoratidzira izvo zvinonyanya kukosha iwe inshuwarisi. Kunze kweU.S., kugoverwa kunokosha. Aya mazwi haasi kunyora nyika ipi zvayo. Iwe uye chero ipi zvayo yakabvumirwa nomutyairi akasarudzwa pamvumo yemotokari yokuraira yakavharwa
Iwe uchawana maviri ThankYou Points ye dollar imwe yaunopedza paresitorendi uye kutengesa zvinotengesa uye imwe ThankYou pfungwa ye dollar imwe inoshandiswa pane zvimwe zvekutenga.
Mitengo Inokosha : ICiti ThankYou Inofanirwa inopa zero muzana yekutanga yehuwandu pakuderedzwa kwemazana emwedzi gumi nemashanu. Iyo inogara 14.74 kusvika 24.74 muzana. Hapana mari yegore negore.
07 Best for Business Small: Chase Ink Business Inofarira Credit Card
Shandisa yako Chase Ink Business Preferred Credit Card kuti ubhadhara mari yekubhadhara motokari yebhizimisi uye uwane huwandu hwekubhadhara pazvikwereti kusvika kusvika makumi matatu nemakumi matatu anotevera. Coverage inoshandiswa kune zvikwereti muU.S. uye kune dzimwe nyika dzenyika. Coverage ndeyedzipiri apo iwe uchishandisa kadhi rako rekwereti kubhadhara motokari nekuda kwezvikonzero zvako paunofamba muU.S.
Gamuchira mapeji emabhonasi 80,000 mushure mekunge iwe uchitenga $ 5,000 pakutenga mumwedzi mitatu yokutanga yekuvhura account yako. Zvakakosha $ 1 000 kuenda kune imwe nzvimbo kana iwe uchidzikinura kuburikidza neChase Ultimate Rewards. Kubhadhara zvikamu zvitatu pamadhora pamutengo we $ 150,000 mukutengesa kusanganiswa pakufamba, kutumira, Internet / cable / foni, uye nhepfenyuro yehupfumi uye injini yekutsvaga kuzivisa gore rimwe nerimwe regore; pfuma imwechete pamadhora kune zvimwe zvose.
Mitengo Inokosha: The APR iri 17.24 kusvika 22.24 muzana. Mari yegore negore inodarika $ 95. Ikoko hakuna mari yekubhadhara kune dzimwe nyika.