Asi kana iwe wakatsunga kuchinja nzira dzako, kadhi kadhi rechikwereti rinogona kukubatsira kubvisa chikwereti chako , kuvakazve chikwereti chako, kuchengetedza mari pamari, kana kuchengetedza mubayiro.
Heano mamwe emakadhi makuru emakadhi anowanikwa kune avo vanoda rubatsiro rwekuwedzera rupiro rwekugadzirisa maitiro avo akaipa emari :
Kune Vanhu Vanoramba Vachibhadhara Kare
The Citi Simplicity Card: Kana mari yako isingarangarirwi kuti iwe unoramba uchikanganisa kusabhadhara mari nemazuva mashomanana kana kupfuura, Citi Simplicity kadhi ingakubatsira kuti usapedzisira uri kupomerwa mhosva uye APR isingagadziriswi. Kusiyana nemakadhi akawanda ekwereti, Citi Simplicity kadhi haitengi kubhadhara nguva pfupi kana iwe uchidzorera nguva refu. Izvo hazvo hazvibhadhari chikamu chechirango, zvichiita kuti chive chisarudzo chakachengeteka kune vadhigiri vemakadhi vari pangozi yekurasikirwa kana kukanganwa mutemo. Makadhi akawanda, zvakasiyana, anotora chirango chematengo sepamusoro se 29% kana kupfuura. Iwe unofanirwa kuva nechikwereti chakanaka kuti uve akakodzera, zvakadaro, saka kana iwe wakaramba uchinge usina kukweretwa chikwereti nemakore makumi matatu kana kupfuura, haugoni kubvumidzwa.
Vanomhanya Kumusoro:
- Kune avo vanoita makadhi vanofanirwa, PenFed Promise Visa kubva kuPentagon Federal Credit Union inonyanya kukanganwira. Hazvibhadhari mari yekupedzisira, kubhadhara mari yekubhadhara, kana imwe yemhando ipi yekubhadhara, uye haibhadhara chikamu chechirango. Dambudziko chete? PenFed card inowanikwa chete kune boka rakasarudzwa. Kuti ukwanise, iwe kana nhengo yemhuri unofanira kunge uri nhengo yemasoja , shandisa hurumende yeUnited States kana kuva nhengo yesangano rinotora chikamu.
- Zivhurawo waives mamiriyoni ekupedzisira pamakadhi ayo emakadhi, kusanganisira Discover It kadi uye Discover Miles Card ... Asi chete nguva yokutanga iwe uchibhadhara nguva pfupi. Iwe unofanirwa kubhadhara kusvika ku $ 37 pamutemo wekubhadhara kana iwe uchinge uchinge usina kukweretwa.
Kune Vanhu Vanokwereta Zvikwereti
Bhuku reBarclaycard Ring MasterCard: Kune vashandi vemakadhi vanotarisa kuveura misoro yekwereti , Ring Ring Barclaycard Ring MasterCard inopa imwe yepamusoro yekutsinhanisa kutengesa inotenderera.
Zvinoita kuti zvive nyore kukurumidzira kubhadhara chikwereti kuburikidza nekuisa mari yekubhadharisa mari pazvinhu zvose zvinotamiswa. Zvichienderana nemari yaunokwereta, izvo zvingakwanisa kukuponesa mazana emadhora mumari. Kazhinji makadhi, kuburikidza, kubhadhara mari yekubhadhara mari yepamusoro yepamusoro se 3 kusvika ku5 muzana. Ring Ring MasterCard inokupawo kusvika kumwedzi gumi nemashanu kuti uende kubva kune imwe nyika yakatarisana kare kadiki yekadhi yakatarwa inopinda.
Vanomhanya Kumusoro:
The Chase Slate card uye BankAmericard MasterCard uyewo kwenguva pfupi vanosiya mari yavo yekubhadhara mari, asi kusungirirwa kunongotora nguva imwe chete. Vose Slate neBhangeAmericard makadhi ane mazuva makumi matanhatu mushure mokuzarura maakare avo kutumira zviyero zvavo, mari isingabhadhari.
Kune Vanhu Avo Vanoda Ikukurudzira Kuve Vakanaka
Citi Cash Double Cash Card: Kana iwe kazhinji uchitarisa zviyero zvako kubva pamwedzi kusvika pamwedzi, iwe haufaniri kubhadhara chikwereti pane zvaunenge watenga, iwe unotangawo mukana wekuunganidza imwe chikwereti kupfuura iwe unogona kuwana - kunyanya kana iwe uchibhadhara chikamu chiduku due. Iko Citi Double Cash Card inobatsira vatori vemakadhi kuputsa tsika inodhura iyo kupa 2 muzana mari zvakare kumutengo wose unobhadharwa zvakakwana. Kutenga kusina kubhadharwa, nekusiyana, kunowana 1 peresenti yemari yakadzoka.
Runner Up:
Rwendo Rwendo Rwevadzidzi Makadhi emakadhi kubva kune Capital One anopawo mararamiro akanaka kuburikidza nekupa kusvika kuna 1.25 muzana mari yekudzoka pakutenga apo iwe uchibhadhara mari yako yemwedzi nenguva. Kadhi revadzidzi rinopawo chikwereti chakakwirira chechikwereti mushure memaawa mashanu chete-nenguva.
Kune Vanhu Vanoramba Vachibva Kubasa rakaipa
Ikaiwana yakawana kadhi rechikwereti: Zvakaipa chikwereti hazvirevi kuti iwe unofanira kusiya kadhi rechikwereti mibayiro shure. Ikaiwana yakawana kadhi inopa vashandi vemakadhi vanovaka kana kuvakazve chikwata purogiramu yekukwikwidzana iyo inopawo rupo sezvo mapurogiramu ekubhadhara anopiwa kuvaridzi vemakadhi ane zvikwata zvakakwirira. Vakachengetedza makadhi vanochengetwa vanopiwa kusvika 2 muzana cash-back paresitorendi uye gasi rezvitoro kutenga uye 1 muzana mari-kudzoka pane zvimwe zvose. Iyo Inoziva kuti yakachengetedza kadhi inopawo nguva imwechete yezana muzana mutsva wemubairo inowanikwa mushure megore rokutanga.
Vanomhanya Kumusoro:
- Kusiyana nemakadhi akawanda akachengeteka, Capital One Secured MasterCard haiti kuti iwe ubhadhe mari yakawanda mberi. Pane kudaro, iwe unogona kubhadhara mari yakaderera se $ 49 (zvichienderana nekodzero yako yekwereti) uye inopiwa chikamu chekutanga chekwereti ye $ 200. Inopawo chikwata chakakwirira chechikwereti mushure memaawa mashanu chete-nenguva.
- Kana iwe usingadi kushungurudza nekodhi rakagadziriswa kadhi rechikwereti, Chikwereti Chekutanga chinopa imwe chete yevasingachengeteki vadhigiridzi vepprime inowanikwa pasina mari yakawanda. Chikwereti One Platinum kadhi rinodhura kusvika ku $ 99 mubhadharo yegore negore, asi haibhadhari mari yekugadzirisa mwedzi kana purogiramu yepurogiramu. Icho chinopawo kuenzanisa kweApri, kubva 16.15 muzana kusvika 24.65 muzana.