Aya makadhi achakudzosera pamutengo wemari wakarurama
Kuwana kadhi rechikwereti kana une chikwereti chakaipa hachisi nyore. Vakawanda vane kadhi rechikwereti vanotarisira kuti iwe uwane chikwereti chakanaka vasati vakubvuma iwe kadhi rechikwereti, asi iwe haugoni kuvaka chikwereti chako chikwereti kunze kwekuti iwe unogona kuwana kadhi rechikwereti. Nenzira yakanaka, kune makadhi mashoma emakadhi pamusika kune vatengi vane chikwereti chakaipa.
Mamwe mashoma emakadhi echikwereti pamakadhi edu ekukweretesa ezvakaipa madhodhi mazita akachengetwa makadhi emakadhi. Aya ndiwo mufananidzo wechikwereti chechikwereti chinokubvumira kuti uite kuchengeteka kuripo kune chikwereti chekwereti chekadhi rechikwereti. Chikwereti chako chekwereti chichave chakaenzana nekuchengetedzwa kwemari. Nokuti kuchengetedzwa kwako kuchengetedza zvimwe zvezvipingamupinyi, iwe unogona kunge uchibvumirwa. Sezvaunosarudza yakanakisisa kadhi rechikwereti kwauri, funga kuti iwe unokwanisa kubhadhara kuchengetedza mari, mari yegore negore nezvimwe zvinowanikwa zvekadhi rechikwereti.
01 Best for Low Security Deposit: Capital One Secured MasterCard
Iko Capital One Secured MasterCard inokubvumira kuita zvishoma zvishoma kuchengetedza mari ye $ 49, $ 99 kana $ 200 kuitira $ 200 chikwereti chikwereti. Nhoroondo yako yechikwereti inosarudza kana iwe unokodzera imwe yepamusoro chekuchengetedza mari yepamusoro. Mushure mokunge mawana kana iwe uchibvumira, unogona kuita imwe chekuchengetedza mari yekwereti yechikwereti chikuru pamberi pebhuku rako risati ratanga. Unofanirwa kuva ne-akhawunti yebhangi, saka iwe unogona kubhadhara kuchengetedza kwako mari.
Mushure mokugadzirisa mamiriyoni mashanu ekubhadhara mwedzi pamwedzi nenguva, Capital One ichakuona iwe nekuda kwechikwereti chikwereti chekuwedzera pasina kubhadhara mari yekuwedzera. Iwe uchavewo nekuwana chikwereti cheWebWise, chikwereti chekuona chikwereti chekubhadhara chinokubatsira kuti ugare pamusoro pekwereti yako chikoro.
Mitengo Inokosha : The APR inopera 24.99 muzana uye hapana Chebha yegore negore.
02 Zvakanakisisa Kuti Uwane Makomborero: Ona kuti Yakachengeteka
Ona kuti ndiyo chete yakachengetwa kadhi rechikwereti iro rinobvumira vashandi vemakadhi kuti vawane mubairo pakutenga kwavo. Wana mazana maviri muzana mari kumashure horesitorendi kana nzvimbo dzegesi kusvika kusvika ku $ 1 000 muunosanganiswa unotenga chikamu chega roga. Kunyanya imwechete muzana mari yakadzoka pane mamwe ose ekutenga kadhi rechikwereti. Tsvaga ichakurumidza kuenzanisa mari yose yawakagamuchira pakupera kwegore rokutanga. Iwe unogona kuregera mubairo wako chero nguva chero ipi zvayo yezvimwe zviyero uye zviri nyore pa Amazon.com.
Ita mari shoma ye $ 200 kusvika ku $ 2,500 uye chikwereti chako chikamu chinowirirana nekuchengetedza kwako mari. Mushure mekunge mave nekadhi rechikwereti kwemwedzi masere, Discover ichadzorera chikwereti chako kuti chimbofunga kubhadhara mari yako yekuchengetedza kana uchichengetedza kero yako yakazarurwa. Nyora kuwana rusununguko rusununguko rwehuwandu hweFICO yako pamashoko ako emwedzi.
Mitengo inokosha : Kudhindwa kwebhasiro yekutangira APR ndiyo 10.99 muzana kwemwedzi mitanhatu kubva pazuva rokuwedzerwa. Kudhindwa kunofanira kutumira ku-akhawunti yako musi waMarch 10, 2018 kuti zvikwanise. IAAP nguva dzose ndeye 23.99 muzana APR uye hapana mari yegore negore.
03 Best Top-Tier Yakachengetwa Kadhi Kadhi: Citi Secured MasterCard
Zvichida chinhu chakanakisisa pamusoro peCiti Secured MasterCard ndechekuti yakabudiswa neCiti - imwe yemakadhi makuru ekukwereta. Nhoroondo yakanaka yekutonga nekodhi yako yakagamuchira kadhi rechikwereti inogona kukubvumira kuti uwane chikwereti chakanaka chekwereti.
NeCiti Secured MasterCard, unogona kuita kuchengetedzwa kwekuchengetedza pakati pe $ 200 ne $ 2,500 panguva yaunoita shanduro. Mari yako yaiswa mu "Collateral Holding Account" kwemwedzi 18. Zvinosuruvarisa, mari yako haigoni kuwana mubereko uye kubhadhara mumwedzi 24 yapfuura kunogona kukudzivirira kuti usagamuchirwe.
Mitengo inokosha : The APR is 23.74 muzana. Iko hakuna mari yegore negore.
04 Best For No Credit: First Progress Sarudza MasterCard Secured Credit Card
Kufambira Mberi Sarudza MasterCard Secured Credit Card haudi kuti uve nechikwata chekwereti kana kuti zvishoma zvishoma chikwereti chikwangwani chinobvumirwa. Kadhi inobudiswa neSynovus Bank, Columbus GA, iyo inhengo ye FDIC uye inoshuma kune zvitatu zvikuru zvikwereti zvekwereti kubatsira kubatsira kuvaka chikwereti chako.
Iwe unofanirwa kuita zvishoma zvishoma kuchengetedza mari ye $ 200 kuti ienderwe. Mari yegore negore ye $ 39 inotarirwa pane yako kadhi rechikwereti kubva pazuva rawakabhadharwa. Izvo zvinoreva kana iwe ukaita chekuchengetedzwa kwekutanga kwe $ 200, yako kutanga chikwereti chiripo chichava $ 171.
Kuchengetedzwa kwako kuchengetwa kunobatwa mune imwe nharaunda isina kubata nhoroondo. Kuti uwane mari yekuchengetedza pakachengeteka kwako, iwe unofanira kubhadhara bhadha yako yakazara, yevhara akaunti yako uye udzose chikwereti chako chekwereti chakatemwa hafu.
Mitengo Inokosha : Kutenga APR ndeye 13.99 muzana APR. Mari yegore negore ndeye $ 39.
05 Best for No Bank Account: OpenSky Visa Secure Card
The OpenSky Secured Visa inokubvumira kuti uchengete kuchengetedza pakati pe $ 200 ne $ 3,000 kuti uwane chikwereti chako. Unogona kubhadhara kuchengetedza kwako neVisa kana MasterCard debit kadi - iyo inowedzera nokuti vazhinji vakagamuchira kadhi yemakadhi yemakadhi vanoda kuti iwe ushandise bhangi yebhangi.
Iwe unogona kukumbira kuti uwedzere chikwereti chako chekwereti mushure mekunge akaunti yako yakavhurwa. Kana chikumbiro chako chichigamuchirwa, Open Sky ichakubvumira kuti iwe uwedzere mari yekuwedzera kwekwereti yekwereti uye unogona kutengesa mari yakawedzerwa. Iwe haungakwanisi kuwana chikwereti chekuchengeteka kwako.
Zvinosuruvarisa, iwe haungasarudzo yekushandura kadhi rino kune kadhi rechikwereti risina kuchengeteka. Mari yako inongodzorerwa kwauri mukati memavhiki mana kusvika matanhatu ekuvhara account yako.
Mitengo Inokosha : The APR ine 18.39 muzana. Mari yegore negore ndeye $ 35.
06 Best for Large Security Deposits: Wells Fargo Secured MasterCard
Kana iwe uchikwanisa kuwana mari uye uchida kadhi rechikwereti rine chikwereti chakakura chekwereti yako, taura nezve Wells Fargo Secured MasterCard. Iwe unogona kuita kuchengetedzwa kuri $ $ 100 kubva kune $ 300 kusvika kusvika $ 10,000.
Kuchengetedzwa kwako kuchengetedzwa kunowanikwa mune imwe yenyaya isina chikwereti yekutakura kusvikira kadhi rako rechikwereti ravharwa kana rakasimudzirwa kune kadhi rechikwereti risina kuchengeteka. Hapana nguva yakatarwa yokuti account yako ivandudzike. Zvingangodaro wakagadziridzwa zvachose zvinotarisa kuti unotarisira sei Wells Fargo Secured MasterCard uye chero dzimwe nhoroondo pamusoro pekwereti yako yechikwereti.
Matengo Anokosha : Ane 20.24 muzana APR. Kune $ 25 yemari yegore negore.
07 Best For Military & Interest on Security Deposit: USAA Secured American Express
IU USAA Secured American Express inonyanya kuchengetedza kuchengetedza kwako muU.SA Bank yemakore maviri Certificate of Deposit (CD), iyo inowedzera kufarira. Iwe unofanirwa kuita mari shomanana $ 250 chekuchengetedza mari kuti utange uye iwe unogona kuwedzera mamwe mari kuCD yako chero nguva uye kukumbira kuwedzera kwemari yechikwereti kufanana. Iwe uchachengetedza mari yako pamwe chete nemari inowanikwa pairi chero bedzi iwe usingatenderi pamitero yako.
Iri kadhi rechikwereti rinowanikwa chete kune vemuU.SAA: vanoshingaira kana kuti vakasiya basa revarwi nemhuri yavo. Hondo inofarira kushandiswa kwekuda mari yehurumende pasi peMusangano weChristian Relief Act.
Nepo pasina chechi chirango kana iwe wakanonoka kubhadharwa, haudi kuita tsika yekubhadhara nguva nokuti iwe unotora mari uye iwe uchaisa kero yako pangozi yekusafa.
Mitengo Inokosha : The APR iri pakati pe10,90 uye 20.90 muzana. Mari yegore negore ndeye $ 35. Iko hakuna chekubhadhara mari kune dzimwe nyika.
08 Best for Previous Bankruptcy: Indigo Platinum MasterCard
NeIndigo Platinum Mastercard, unogona kuwana zvakakodzera kare pane webhusaiti yavo kuti uone mukana wekuti uchazobvumirwa. Pre-qualification haina kukanganisa chikwereti chako uye iwe uchawana chisarudzo mumasekondi makumi matanhatu. Iko kusangarika kwekare hakuzobvumirwi kunopesana newe, zvichienderana nezvimwe zvakakodzera.
Iri ndiro kadhi rechikwereti rinogara riripo - hapana kuchengetedzwa kwemari inowanikwa. Kana iwe ukabvumirwa, uchagamuchira $ 300 chikwereti chikamu uye sarudzo yekuwedzera tsika yekukwereta kadhi rechikwereti.
Izvo chete ndezvokuti iwe hauzoni mari yako yegore rose kusvikira iwe uchibvumirwa. Pane mukana wekubhadhara mari yegore negore, mari ye $ 59 yegore roga roga kana $ 75 yemari mugore rokutanga. Kana iwe uchibvumirwa kune $ 75 yemari yegore negore, mari yacho ichawedzera kusvika $ 99 mugore rechipiri uye gore rimwe nerimwe shure. Izvo zvinoreva kusvika ku 33 kubva muzana yako chikwereti chikwereti chichaenda kune mari yegore negore.
Matengo Anokosha : Apamu ane 23.9 muzana uye mari yegore negore inogona kusvika kusvika $ 99.