Izvi Zvinogona Kuonekwa Sezvishoma, asi Zvinogona Kuve Nechinetso Chaicho
1. Chengeta Little
Chokwadi, kuponesa zvakawanda kungave kwakanaka. Asi kuchengetedza zvaunogona zviri nani. Zvichida izvi zvinodarika $ 10 pamwedzi muhomwe yenguruve pamba yekicheni, kuisa $ 25 pamwedzi mubhengi rako rekuchengetera mabhengi, kana kutanga 1 muzana mupiro kune yako 401 (k).
Zvishoma zvishoma zvinotanga sezvizvi zvine simba guru pane nguva.
2. Ita Mari Yokuwedzera
Zvakadini kana iwe ukaita imwezve mari yokubhadhara mari pagore? Kana kuti yakapoteredza bhadharo yemotokari yako kusvika kune mazana emadhora emadhora? Zvimwe zvishoma pano neapo zvinogona kureva kuti chikwereti chako chabhadhara makore asati apfuura kana motokari yako inobhadharwa mwedzi isati yapfuura.
Imwe shoko rekuchenjerera-nemitengo yekutengesa iwe unogona kunge uchida kubhadhara mari yako yose pane imwechete panzvimbo pokubhadhara zvishoma mwedzi mumwe nomumwe. Kana ukawedzera zvishoma pamwedzi mumwe nomumwe anokweretesa angasashandisa mari yekuwedzera kune mukuru. Taura nemutengi wako kuti uwane nzira yekubhadhara mari yakawanda nenzira iyo kubhadhara mari yakawanda kunoderedza chikamu chako chikuru.
3. Dzidza Bracket Yako
Mitero inokosha. Kana iwe uchibhadhara, unofanira kudzidza kuti vanoita sei. Tanga nekudzidza mabheji emitero . Paunotarisa bhaketi iwe uchaona kuti mushure mokunge mari yako inotengesa inopfuura mimwe miganhu, mutero wekutengesa unoenda. Kana ukangonzwisisa izvi iwe unogona kuona kubatsirwa kwekupa mari yakakwirira kune 401 (k) kana kuti Traditional IRA-michero yakabhadharwa kunze kwekuda mari pamutengo wakakwirira.
4. Enda kune Index Index
Nokuti iwe haugone kuona mari inoderedzwa haireve kuti hazvina basa. Mari inowirirana inotora mari isati yapa chikamu chako chekudzoka kwekutsvaga. Zvave zvichiratidzwa kuti imwe yenzira dzakanakisisa dzekuwana mari yakanakisisa yekuita mari ndeyekushandura kubhadharo mari shoma-iyo inowanzoreva kushandisa shanduro yemari.
Sezvo mararamiro eakaunti yako anokura shanduko iyi iri nyore inogona kukuchengetedza zviuru zvegore gore negore.
5. Purojekiti
Zvingava zvakaoma kuwana nzira yako kuburikidza nedondo rakasviba kana pakanga pasina nzira. Zvinogonawo kuva zvakaoma kuchengetedza kubhadhara kunze kwekunzwisisa kuti zviito zvako zvichakutora iwe. Kurasikirwa kwemashandiro ekurenda paIndaneti vanogadzira nzira yako-vanokubatsira kuona kuti mari yako inokura sei nekufamba kwenguva uye rudzi rwemari inogona kuwanika iwe gare gare. Kana iwe usati wambotanga kuronga-enda paIndaneti ugoenda.
6. Verenga One Book Book
Bhuku rimwe chete rinogona kupa ruzivo ruchakushumira iwe kwoupenyu hwose. Kunyange kana iwe usingadi kuverenga, zvirokwazvo unokwanisa kudarika bhuku rimwe chete? Icho chandingakurudzira ndiBehavior Gap , naCarl Richards. Iri bhuku guru pamusoro pekuti maitiro edu anoita sei kuti tisingazivi takaita zvisarudzo zvisingasviki nemari yedu.
7. Kuronga
Zvinhu zvepfuma zvinogona kunzwa zvakanyanya. Nhanho iri nyore yaungashandisa kuita kuti iwedzere kutarisirwa ndeyokutora ruzivo rwezvemari rakarongeka . Ndakavigwa mune chikwereti pane imwe nguva muupenyu hwangu. Ndakanga ndisingadi kuona kuti zvakange zvakashata sei-asi zvakangoitika mushure mokunge ndazvimanikidzira kurongedza zvese zvangu zvekadhi rechikwereti uye kuwedzera ma totals kuti ndakatanga kuita zvakanyanya kufambira mberi pakubhadhara zvinhu.
8. Kutenga Used
Motokari, fesheni, zvipfeko ... unogona nguva dzose kuwana zvaunoda uye uchibhadhara zvishoma kuburikidza nokutenga kushandiswa. Kana iwe ukapinda mutsika yekutsvaga zvakashandiswa zvinhu pakutanga iwe unogona kuchengetedza mazana, dzimwe nguva zviuru, gore roga roga.
9. Bvisa chimwe chinhu
Vakawanda venyu vane rumwe rudzi rwemhosva yekudzoka iyo iri kubuda mubhengi renyu rebhangi kana kukwaniswa kune kadhi rako rekwereti-uye ndeyechimwe chinhu chausingatombochishandisa. Inogona kunge iri kubhadhara magazini, gore roga roga kubhadhara mitero, kana chimwe chinhu chawakanyora nokuda kwekukanganisa. Sora zvinyorwa zvako uye sarudza nguva yaunotora kuti uregere zvinhu izvo zvausingashandisi.
10. Dzorera Off Financial TV
Mumwe mutengi akanditaurira kuti chimwe chezvinhu zvaaifarira chaizvo nekushanda nemudzidzisi wezvemari ndechokuti haana kutarisa mari yeTV.
Akawana hupenyu huri kunyarara zvakanyanya paakaona zvinhu izvozvo kunze. Munhu wose anogona kubatsirwa nekubvisa mari yezvikwata zvinoratidza. Isa chimiro chakasimba kwenguva yakareba munzvimbo uye tarisa zvinhu zvinokuita kuti ucheke-kwete zvinhu zvinongokumanikidza kunze.