Chengetedza zviuru zvemadhora muchibereko
Kana iwe wakatsunga kutaura zvakanaka kune chikwereti chako chikwereti chako chisati chapera, hezvino nzira shanu vanhu vanobhadhara mari yavo yekutengesa kare uye vanoveura ndezviuru kubva pamitengo yavo yekubhadhara.
Ita Zvikwereti zveBeweekly
Vazhinji vanhu vanongotadza kuita chimwe chekubhadhara mari pamwedzi. Asi kana iwe uchibhadhara hafu yemari yako yekutengesa kwevhiki mbiri, iwe uri kunyatsogadzirisa mutero wegore rimwe chete - usingatauri "kunzwa".
Iwe unoona, imwe mubhadharo pamwedzi inokwana zvikwereti 12 pagore. Kana iwe waibhadhara hafu yako chikwereti kaviri kakawanda, saka, muchirevo, iwe unogona kuripa 24.
Asi pane vhiki makumi mashanu nemakumi mashanu pagore. Kuita mubhadharo mumwechete kwevhiki mbiri zvinoreva kuti iwe uri kubhadhara 52 yakapatsanurwa ne 2, kana kuti 26 kubhadhara gore. Mune mamwe mazwi, iwe uri kuita kubhadhara mwedzi wedzimwega gore negore.
Tarisa nemutengi wako kuti uone kana vakapa chirongwa chebhabha chekubhadhara. Vamwe vanobhadhara mari inobatanidzwa nehurongwa, asi vamwe havaiti.
Ita Chete Chimwe Chepamwe Chete Gore roga roga
Kana mukweretesi wako achibhadhara mari yekubhadhara mari yake (kana kuti haatauri chirongwa chekubhadhara chaakabhadhare zvachose), iwe unogona kungosarudza kuita mwedzi wekubhadhara mwedzi wose.
Ichaita "zvakafanana" sekufanana nekuita zvikwereti zvake.
Izvozvo, zvisinei, zvinoda kurairwa zvakanyanya pamagumo ako - iwe uchada kuchengetedza iyo kubhadhara. (Mwedzi unoverengeka wakabatanidzwa neurongwa hwekubhadhara waJakobho, zvakasiyana, ndiyo mubhadharo wausinga "kunzwa" iwe pachako uchigadzira.)
Iwe unogona sei kuchengetedza mwedzi wedzimwe chikwereti?
Edza kuendesa kamwe chete mwedzi mumwe nomumwe mwedzi mune peji rekuchengetedza rekuchengetwa rakanzi "mari yokuwedzera mari yokubhadhara mari."
Kurarisa Maonero Ako
Mari yekubhadhara ndiyo nhamba wacky, se $ 1,476.82. Wadii kutarisa kusvika $ 1,480 (pasi pe $ 4 kuwedzera pamwedzi) kana kumativi ose kusvika $ 1,500? Iwe unenge usingazonzwi chinamato, asi iwe ugoveura makore kubva pamari yako yakakodzera.
Shoko rekuyeuchidza: chengetedza nemutengi wako kuti ave nechokwadi chekuti mupiro wowedzera unoshanda kune mukuru wako, kwete kuti uwane chido kana kuti mutero wemwedzi unotevera.
Wana mari yegore rechi15
Mhemberero yemari yekupedzisira yakapera kwemakore makumi matatu , asi unogona kusarudza makore gumi nemashanu kana makumi maviri. Kubhadhara kwako kwemwedzi kuchave (pachena) kuve kwakakwirira, asi iwe unofarira kutora huchava huri pasi. Iwe uchachengetedza mari nenzira mbiri: iwe uchabhadhara chikamu chechidiki chepasi uye kwenguva shomanana.
Kana iwe usingadi kuvhara mukuzvipira kwekubhadhara kwakanyanya kwemwedzi pamwedzi, unogona kutora makore makumi matatu ekubhadhara chikwereti uye uchingoita mari yakawanda yokubhadhara pairi, kuita sokunge waive nemakore gumi nemashanu ekubhadhara mari. Nharaunda yako yekutora ichave yakakwirira, asi mukudzoka, iwe uchange uine mafungiro akawanda mumitemo yako yekubhadhara.
Kanda Mari "Yisingatarisirwi" Pamba Wenyu
Wati wambowana mari ye "kushamisika" yakadai sebhonasi, mutemo, kubhadharwa mutero kana nhaka?
Iwe hauna kutarisira kuwana mari iyi, saka wakaronga kuti ugare pasina iyo . Mune mamwe mazwi, iwe hausi "unoda" mari iyi.
Zvino iwe unongoerekana uine cheki yezviuru zvuru zvemadhora. Unofanira kuitei nazvo?
Vanhu vazhinji vanofuratira mari iyi isingatarisirwi pa "zvishoma" zvishoma - zvimwe kudya kwemashoko, imwe grill, mamwe mavara maketeni. Ipapo ivo vanoti, "Handizivi kuti mari iyi yakaenda kupi!"
Pane kudaro, wadii kushandisa iyo yose yakasara-sum pane yako yekubhadhara mari? Inogona kuveura ndeye makore kubva pachikwereti chako. Zvakare, chengeta nemutengi wako kuti ave nechokwadi chokuti mupiro wako wekuwedzera uchashanda kune wako mukuru.