Unogona Kurasikirwa Nemari Nokuwana Kubhadhara Mutero?
Kana nguva yemutero inouya kuzere, izvi zvinonzwika here ?:
"Ndiri kuwana $ 3,000 kumashure! Hooray! Ndinoda kuwana mari yekubhadhara mari! "
Hmmm. Izvo hazvina chokwadi.
Mune zviitiko zvakawanda, kuwana mari yekubhadhara mutero kubva kuhurumende kunogona kukutengesa kupfuura kungogadzirisa mitero yako yekuregeresa kuitira kuti iwe usabhadharwa.
Chokwadi Pamusoro Pokuwana Kubhadhara Imitero
Kana uri kuwana mvumo yekubhadhara mutero, zvinoreva kuti iwe uri kubhadhara mitero yako, izvo zvinoreva kuti uri kupa hurumende chikwereti chekuzvipira.
Vanhu vazhinji havazivi izvi nokuti vanongofara kuva kuwana mari, asi muzvokwadi, iwe unogona kunge uchingoridza kuti mari mukati megore panzvimbo.
Kurega hurumende kubata mari yako kunogona kuva pfungwa yakaipa, uye inonyanya kukosha kune vanhu vanotakura chikwereti .
Kana iwe une chikwereti - zvakadai sechikwereti chemudzidzi , kubhadhara motokari, chikwereti chekadhi rechikwereti, kana kunyange chikwereti - uri kubhadhara chikwereti pane chikwereti ichocho. Asi iwe panguva imwe chete uchipa Amai Sam chikwereti chisingabatsiri.
Izvi zvinodhura zvakadini iwe? Ngatitarisei nezvekufungidzira.
Kushandisa Kubhadharwa Kwemitero Yako: Zviitiko zviviri
Rimwe gore, Sally anowana kubhadhara mutero we $ 3,000. Izvi zvinoreva kuti akabhadhara mutero wake ne $ 250 pamwedzi. Anogadzirisa mutero wake nekubvisa kuitira kuti izvi zvisazoitika zvakare.
Sally iye zvino anowana imwe $ 250 pamwedzi mubhadharo rake.
Gore rimwe chete gare gare, Sally anotora chikwereti chemadhora gumi nemadhora gumi nemadhora (8) Mari yake ye $ 304 pamwedzi kwemwedzi 60.
Sally anomushandisa mari yakawanda $ 250 pamwedzi kunotora chikwereti chemotokari yake, achiita mwedzi wose kubhadhara $ 554.
Chengetedza nhau yaSally mushure mepfungwa dzako. Zvino, ngatimbofungidzirai chiitiko chechipiri:
Gore rimwe chete, John anotora chikwereti chemadhora gumi nemadhora gumi nemadhora (8,000) yemari yemari. Mari yake inokwana $ 304 pamwedzi kwemwedzi 60 - yakafanana nemari yaSally.
Gore rimwe chete gare gare, John anowana kubhadharwa kwemitero ye $ 3,000 uye anoshandisa mari yose yekubhadhara kuti aite chikwereti chakawedzerwa kune chikwereti chake chemotokari.
John anowedzera mari ye $ 3,000 pamotokari yake gore negore.
Ndiani anoponesa mari yakawanda, Sally kana John?
Kushandisa Refund yako Refund Toward Mudhadharo Wako Hazvikudziviriri Mari
Sally anoveura $ 1,652 pamitero yake yekufarira. Kunyanya, motokari yake ichabhadhara mukati memwedzi makumi matatu, panzvimbo pemwedzi 60.
John anochera $ 1,342 chete kubva pane zvaanofarira. Motokari yake inobhadharwa pashure pemwedzi 36.
Mune mamwe mazwi: John anorasikirwa $ 300 uye anoshandisa mwedzi mitanhatu yakawanda achibhadhara motokari yake, zvichienzaniswa naSally.
Sally akatora urefu hwechikwereti chake muhafu nekushandisa imwe $ 250 pamwedzi kunotora chikwereti chemotokari panzvimbo yekubhadhara mitero yake.
John anorasikirwa ne $ 300 nekupa hurumende chikwereti chisingabatsiri panguva imwe chete achibhadhara chikwereti pane chikwereti chake.
Rega Kunze-Kubhadhara Mitero Yako
Kana iwe uchida kumira pamusoro-kubhadhara mitero yako, heino mazano mashomanana:
# 1: Taura nemudzidzisi wezvemitero kuti uwane kuti ungawana sei madhora mashomanana akatorwa kubva pamari yako yepamusoro. Mutungamiri wenyu wezvemitero achaumba urongwa hunoenderana nemamiriro ako ezvinhu.
# 2: Verengai musiyano mubhadharo yako yekudzorera kumusha mushure mekunge machinja mitero yenyu yekuregererwa. Somuenzaniso: waimbounza kumba $ 1 500 pamari yekubhadhara, uye zvino iwe unouya kumba $ 1,600 pamari yekubhadhara.
Izvi zvinoreva kuti iwe unouya kumba imwe ye $ 100 pamari yekubhadhara.
# 3: Itai kuti mutengo wekutsvaga kwechiyero ichi-muenzaniso uyu, $ 100 - muakaunti yekuchengetedza. Shandisai kuti musimbise mari yenyu yekukurumidzira, kana kuti muishandise kubhadhara chikwereti.
Zvakakosha kuziva kuti chirongwa ichi chinoshanda zvakanaka kana iwe uchigadzirira vhiki nevhiki kana mwedzi kamwe chete kutumira mari ye "mari" pane yako yekubhadhara. Kana iwe wapedzisa kuparadza mari iyo pamafiriki, iwe hauzove uri pedyo nekudzorera chikwereti.