Paunounganidza Social Security pane imwe yekare, ndezera rako rinokosha zvikuru.
Kana ukangorambana, kana zvinosvika kuwanano hweHuman Security Security, makore ako anokosha kupfuura yezera rako rekare. Heino nzira iyo inoshanda.
Zvandinoda Kuve Zvakafanira Kuve Zvakare Sei?
Mubvunzo uyu wakanyorerwa kwandiri, "Hi, ini ndine mubvunzo pamusoro pekubatsira kwomufambidzani wangu wekuchengetedzwa kwevanhu." Ini ndichava nemuna 66 munaJune.Ari gore rimwe duku kwandiri.Takanga taroorana kwemakore makumi mana nemashanu, uye takarambana kwema 20. Handina kudzokera zvakare-kuroora.
Mari yake inowedzera kupfuura ini. Nyaya imwe neimwe yandinoverenga haina kunyatsoziva kana iye anofanira kunge ari 66 (gore rose rekurega basa ndisati ndatora hafu yake) kana kuti 62. Ndinokwanisa kuunganidza 30% kwegore rimwe chete, paanenge ari 65 kusvika ku66, uye ipapo ngaiunganidza 50% nokukurumidza paanoshandura 66? - K "
Mhinduro yacho ine zvikamu zvakati.
Pindura Chikamu 1: Munhu uyu anogona kukwanisa kubatsirana nemudzimai iye zvino, kunyange zvazvo vekare asiri 66.
Iwe unogona kuunganidza kubatsirana nemudzimai chero bedzi iwe uri 62, uye chero bedzi mudzimai wako ari 62 - kunyange kana wako wekare asina kubhadhara nekuda kwezvaanobatsira iye zvino. Ndinopindura izvi munyaya 6 ye10 yangu yeZviviri Zvekuchengetedza Nyaya Nezvebatsiro kune An Ex Wokwidziridza nyaya sezvinotevera, "Wawakaroorana naye haafaniri kuisa mari yehupfumi hwavo kuti iwe uwane kodzero yekuwana rubatsiro kubva kune rekodhi, asi inofanirwa kuve yakakodzerwa kune iyo inobatsira. (Vanofanira kunge vane makore makumi matanhatu nematanhatu, iyo yepakutanga iwe unobvumirana nehutano hwemagariro ehupfumi huripo.) "
Chikamu chinotevera chemubvunzo chinobvunza, "Ndingakwanisa kuunganidza 30% kwegore rimwe chete, paanenge ari 65 kusvika ku66, zvino anounganidza 50% achangoshanduka 66?"
Pindura Chikamu 2: Kwete, hachishande nenzira iyo. Kuderedzwa kwezvikwereti kunobva pazera rako rose rekurega basa , kwete yewawakaroorana naye. Ndeipi mashoko akanaka munyaya ino.
Kana iwe uchinge uchinge uchinge wabhadharwa nemudzimai paunenge uine makore makumi matanhatu nematanhatu uye iwe mudzimai wako 65, uchitenda kana kwete, iwe unowana huwandu hwe50% hwevakaroorana kubhadhara nokuti wakazadza zera rako rekurega basa.
Kana wako wekunge-wawakaroorana naye aine makore makumi matanhatu chete uye iwe uine makore makumi matanhatu nematanhatu, iwe unenge uchingowana huwandu hwe50% hwevakaroorana vanobhadhara. Usati waita izvi iwe unogona kuongorora imwe imwe sarudzo.
Sezvo wakasvika pazera rako rekurega basa, kana iwe wakaberekerwa musi waJanuary 1, 1954, kana uchida kubvunzurudza nzira iyo iwe unotora kushanda kusingabvumirwi kuti uwane rubatsiro rwemudzimai (iwe uri kuvhara chibvumirano saka iwe unongoshandisa murume nomudzimai.) Unogona kungoisa purogiramu iyi yekushandiswa kusingagumi kana iwe wapedza nguva yako yekusununguka. Zvadaro iwe uchashandura kune iwe pachako kubatsirwa paunosvika makumi manomwe.
Nokunyora kushandiswa kusingakwanisi kubatsirwa kwako pachako kuchapfuurira kuunganidza kunonoka kubhadhara mari yekusarura kusvikira uchisvika makore makumi manomwe. Iri sarudzo inogona kukushandira iwe kana makore makumi manomwe ekubatsira iwe unotarisirwa kuva akakwirira kudarika makore makumi matanhatu ekuberekwa kwako, sezvo zvingakubvumira kuti uwane mari yekuroorana kwemakore mana usati wachinja iwe pachako uchibatsirwa. Pamusana pemitemo mitsva yekuchengetedzwa kwehupfumi yakapfuura munaNovember 2015, izvi zvisingabvumirwe kushanda sarudzo hazviwaniki kana iwe wakaberekwa musi waJanuary 2, 1954 kana kuti.
Cherechedza: kana iwe ukaisa pamberi pako kuti usvike pazera rako rose rekurega basa, zvisinei nokuti zuva rawakaberekwa naro shanduko iyi haiti kushanda sezvo iwe usingakwanisi kuisa kushandiswa kusinganzwisisiki usati wasvika panguva yakazara yekurega basa.