Kupera Kwemhepo Kuchengetedza Zvigadzirwa uye Kunobatsira paHurumende Vashandi

Iyo Inopera Kuparadzanisa Zvigadziriswa (WEP) ihurumende yekuchengetedzwa kwehupfumi iyo inogona kuderedza zvikomborero zvako kana iwe ukawana mubhadharo kubva kumushandi apo iyo penheni inotarirwa nemakore ekuwana mari iyo isina kuvharwa pasi peSocial Security system.

Kupera Kwemhepo Kugovera Zvingaitwa Nekuda Kwako Kana

WEP inowanzoshanda kana iwe wakashanda kune sangano rehurumende, rehurumende kana rekune imwe nzvimbo kana kuti mushandi mune imwe nyika.

WEP inogona kukanganisa mauto emoto, kushandiswa kwemitemo, vashandi vepositi uye vadzidzisi vanoshandira mahurumende ehurumende kana masunhare ane purogiramu yavo yehupfumi uye haabatanidzi mu Social Security. Somuenzaniso, WEP inokanganisa vadzidzisi mune gumi nemana inoti: Alaska, California, Colorado, Connecticut, Illinois, Kentucky, Louisiana, Maine, Massachusetts, Minnesota, Missouri, Nevada, Ohio, uye Texas. (Kubva: Chirongwa cheOr Research)

Iyo windfall elimination disposition haina kushanda kana:

Ndinoziva Sei Kana Ndine Makore 30 Ezvibereko Zvikuru?

Kana uine makore anopfuura makumi matatu emabasa akavharwa neSocial Security uye akawana zvakawanda kana kupfuura zvekuti Social Social Security inofanirwa kuve "yehuwandu hwekuwana" mumakore iwayo ose, ipapo WEP haizoshandi kwauri.

Iko kunowanikwa mari yakawanda inowanikwa paWhenfall Elimination Provision peji yeWeb Social Security website, kuitira kuti iwe unogona kufananidza nemari yako yekuwana purogiramu iyoyo kuti uone kana mari yako yekuwana yakaonekwa yakakosha.

Kana Iyo Kuparara Kwemhepo Inogadziriswa inoshanda kwauri, shanduro yakagadziridzwa inoshandiswa kugadzirisa chiyero chemari yako.

Heino nzira iyo inoshanda:

Muchitsauko chechitatu chekuti Ungaratidza Sei Zvaunogara Uchichengeteka?

Kana Iyo Kuparara Kwemhepo Inogadziriswa inoshandiswa, nhamba shoma inowanikwa kuti ichinje "90%" iyo yaunoona mumutambo. Nhamba yepasi inoshandiswa inotsanangurwa nemakore mangani emabasa aunawo ayo akafukidzwa pasi pe Social Social system. Pamusoro peEllfall Kuchengetedza Zvinyorwa peji ye Social Security website (yakataurwa pamusoro apa), inokuratidzai nhamba ipi yekuisa mufomula maererano nemakore mangani emakore akavharwa nebasa nemari yawakawana.

Zvikomborero Zvipi Zvakawanda Zvangu Zvinogona Kuderedzwa?

Kuderedzwa kwezvikwereti kunogona kunge kwakakwirira sehafu yepenjeni yaunogamuchira, asi kwete kupfuura iyo. Somuenzaniso, kana penheji yako yaive $ 2,000 pamwedzi, unogona kuona yako Social Security inobatsira inoderedzwa ne $ 1 000 pamwedzi, asi kwete ne $ 1,100 pamwedzi. Pepeni chete yebasa risati ravharwa pasi peHuman Social Security kuverenga - saka kana iwe waive nemapensheni maviri uye mumwe wakabva kune waaishandira apo mari yaibhadhara yakaiswa pasi pe Social Social kuti mari yekubhadhara haifaniri kukukanganisa Social Security yako.

Kuparara kweMhepo Kunogadziriswa Kwandinoita Kunondibata - Zvino Ndingawana Sei Kururamisa Kwakarurama kweMagariro Evanhu Akachengeteka

Nhamba dzinoverengeka dzeInternational Security calculators dzinosvika pane zvaungagona kuisa nhoroondo yebasa rako uye zvibatsiro sezvazvakataurwa pamusoro pehutano hwako hweSocial Security, uye ivo vachaverenga kuongororwa kwezvipo zvako mushure mekukanganisa kwemitemo yakafanana neEllfall Elimination Provision. Ndinofunga kubhadhara mari yekushandisa kushandisa imwe yeiyi calculators kuti uone kuti zvikomborero nzvimbo yakanaka yekutanga paunenge uchiita urongwa hwako.

Sezvaunoswedera pedyo nekusvika kwaunogona kutanga mazano iwe uchada kuonana nehofisi yeHuman Security kuchengetedza ivo kugadzirira muongorori wekubatsira iwe shure kwekuverenga migumisiro yeWEP.

Iko Inopera Kuparadzanisa Zvigadziro zvinobatsira sei vatsigiri vako?

Iyo Inopera Kuparadzanisa urongwa hunobata zvikomborero zvako uye saka yako inonyanya inshuwalisi mari (PIA).

Kudzivirirwa kunobatsira kunoverengerwa uchishandisa PIA yako senzvimbo yekutanga. Kana Iyo Kuparara Kwemhepo Kunogadzirisa zvikomborero zvako, zvinosanganisirawo zvido zvinotarisirwa zvinoverengwa zvichienderana nekunyoresa kwako. Zvisinei, hazvizogadziri chirikadzi / chirikadzi dzinobatsira kuti wako wako agone kugamuchira mushure mekufa kwako. Chirikadzi / chirikadzi inobatsirwa inodzokororwa pasina WEP paunofa. Vanodavirwa vanogonawo kugadziriswa kana munhu anozvigamuchira anogamuchira pamba yavo kubva kubasa risati raiswa pasi pe Social Security. Uyu ndiwo mutemo wakasiyana unonzi Government Pension Offset .

Chii chinokonzerwa neKuparadzwa kweMhepo Kuparara?

Uyu hutongi hwehutano hwehupfumi hwakaiswa panzvimbo yekuchengetedza vanhu kubva "kudarika kaviri." Social Security yakagadzirirwa kuva sangano umo munhu wese anokweretesa muhupenyu hwavo hwekushanda nguva. Nzira dzakadaro dzinoshanda chete kana munhu wese (nokuda kwechikamu chikuru) achibhadhara. Kana mumwe munhu akashanda zvigaro zvakakwana pasi peSocial Security system kuti akwanise kuwana zvidzidzo zvinokosha, uye zvakare asina basa risina kubvongodzwa, pasi pekusashandurwa kwakasarudzwa, vangadai vave vachigamuchira hurumende Social Security rubatsiro pamwe chete nemari yavo, uye hurongwa hwacho hwakanga husati hwagadzirwa nokuda kwechiitiko ichi. Iyo windfall elimination disposition yakagadziriswa kuti iparadze kukwanisa uku kukwiridzira kaviri.