Mutungamiri weMutangisi wekutsvaga muZvondo
Ini ndakazvigadzira sechikamu cheMutevedzeri Wekutanga wekutsvaga mari muStock uye inopa rudimbu rwekuongororwa kwemashure, akazadzikiswa nehukama kune zvimwe zvakadzama muzvinyorwa, apo iwe unogona kudzidza chero zvaunoda kutsvakurudza pamusoro pekutsvaga muzvikamu.
Kana wangove wakagadzirira kufamba kubva pane izvi, unogona kutarisa anenge 1 000 zvinyorwa zvandakanyora panzvimbo ino uye nezviuru zvezvinyorwa zvandakanyorera pabhugi rangu rega, rinofukidza bhizimisi rakakwirira, mari, uye kuisa masheji.
Nzira Nhanhatu Dzakawanda dzekushandisa Mari yako muSvondo
Iko kunowanzoita mazano mana makuru ekuisa mari yako mumatanda:
- Kuisa mari kuburikidza nepurogiramu ye 401k kana, kana ukashandira kune risina purogiramu, chirongwa che 403b .
- Kuisa mari kuburikidza neIra Traditional , Roth IRA , Simple IRA kana SEP-IRA account.
- Kuisa mari kuburikidza nekambani yekwereti .
- Kuisa mari kuburikidza nepurogiramu yakatengwa yekutenga zvigadziriswa kana chirongwa chekugadzirisa zvekugoverwa (DRIP) .
Mhando Ichishanu Yezvipfeve Unogona Kuzvipa Paunenge Waita
Kazhinji, kune marudzi mashanu emari iyo mudireji wepaguru anokwanisa kuva naye munguva yehupenyu hwake, angave kana kwete iye anowirima mune zvinhu izvi zvakananga kana kuburikidza nehutano hwakakonzerwa sehurumende yehurumende , index index , exchange exchange exchange , kana hedge fund :
- Nzvimbo Dzakabatanidzwa - Kana iwe uine mari muzvitoro, iwe unowana mugove wemugove mubasa rekushanda chaiyo, pamwe chete nemugove wako wemari inobhadhara uye zvikamu zvinokonzerwa nekambani. Kunyangwe iwe haufaniri kuisa mari muzvitoro kuti uwane upfumi , pamusoro pemakore ekupedzisira ezana remakore, zviyero (zvikwata) zvakave zvikwereti zvakanyanya zvakadzoka zveasset uye zvakakonzera pfuma yakawanda. Kuti udzidze zvakawanda, verenga Chii Chiko ? , iyo inoputsa zvisizvo.
- Nzvimbo dzakasarudzwa - Nhamba yakasarudzwa inokosha yemaoko inowanzopa zvikamu zvakakwirira asi ine zvishoma.
- Bonds - Paunokweretesa mari kune imwe nyika, masuwa, bhizimisi, kana imwe nzvimbo, unotenga zvisungo zvakadai sezvisungo zvehurumende , masangano emasitrasi, zvisungo zvekuchengetedza , hurumende yehurumende yeUnited States, nezvimwewo.
- Mari Maoko - Misika yemari inowanikwa mari yakawanda yemari yakagadzirirwa kuchengetedza simba rako rekutenga. Inonzi inofanana nemari . Kune mhando mbiri, mabhizimusi emari uye mabhizimusi emari yemari . Iko kune zvimwe zvishanu zvingashandiswa pamisika yemari .
- Real Estate Investment Trust (REITs) - REITs inonyanya kushandiswa kwekambani yekambani iyo inobvumira kusabhadhara mutero wekambani yakapiwa zvinopfuura 90% zvebhadharo inobhadharwa kune vashandi. Izvo zvinhu zvinowanzoiswa muzvinhu zvakasiyana-siyana zvemahofisi edzimba uye nzvimbo.
Kukosha kweKutsvakurudza Paunenge Uchida Kuitisa
Paunotsvaga nezvekutsvaga kwekutsvaga, pane zvinyorwa zvidimbu zvishanu iwe waunoda kuisa maoko ako kuitira kuti ugone kuongorora kukosha kwekodzero yekushandisa. Aya mapepa, ausingafaniri kuva nekunetseka kuwana, ndeaya:
- Iyo Fomu 10-K - Iyi ndiyo inonyorwa gore negore ne Securities and Exchange Commission (SEC) uye zvichida ndiyo imwe chete inonyanya kukosha inotsvakurudza inowanikwa kuvashambadziri nezvekambani.
- Iyo yeFomu 10-Q yakakurumbira - Iyi ndiyo yega yechina yeFomu 10-K.
- Proxy Statement - The Proxy Statement inosanganisira ruzivo rweBhodi reVatungamiri pamwe chete nekubhadharwa kwekugadzirisa uye zvinowanikwa kune vagoveri.
- Nyaya yegore rapfuura - Paunenge uchiverenga mushumo wegore negore, iwe unoda kubhadhara zvakanyanya tsamba yakabva kuna Sachigaro, CEO, uye dzimwe nguva CFO kana vamwe vakuru vakuru vakuru kuti vaone kuti vanoona sei bhizinesi. Haasi yose yegore yemitambo yakasikwa zvakaenzana. Kazhinji, yakanakisisa mubhizinesi inofungidzirwa kuti ndiyo yakanyorwa naWarren Buffett kuBerkshire Hathaway , iyo iwe unogona kutora kubva kune imwe nzvimbo panzvimbo yekambani yekambani.
- Nhamba inoratidza kuratidzika kudzokera shure makore mashanu kana gumi. Makambani akawanda anogadzira rudzi urwu rwemashoko zviri nyore-ku-digest mafomu, kunyanya nokuda kwokubhadhara mari. Mamwe emakororo makuru ekutsvakurudza uye zvigadzirwa zvinosanganisira Morningstar, The ValueLine Investment Survey , Standard and Poor's, uye Moody's.
Zvinyorwa zvitatu zvemari zvinotarisirwa zvinokosha zvekutsvaga mari
Usati watenga nhengo yemugove mukambani nekuisa mari mune zvayo, zvakakosha kuti uongorore zvirevo zvitatu zvinotevera zvemari zvakanyatsotevera:
- Mutemo wokuwana mari .
- Chikamu chemari .
- Mutemo wekubuda kwemari.
Zvose zvitatu zvemitemo zvemari zvinoshanda pamwechete uye zvinomirirana - haugone kudzidza ari oga kana iwe uchazviwana iwe uchiita zvisarudzo zvichienderana nedhimwe rutivi; kukanganisa kunogona kuwedzera mari, kunyanya apo iwe unosarudza kuisa mari mumatokari panzvimbo pekuwedzera kwekuchengetedzwa kwekuchengetedzwa kwepamusoro muhutungamiri hukuru , hwakadai sechisungo.
Mamwe mazano uye Zvimwe zvinobatsira zveVashandisi vatsva Vanowedzera mune zveSvondo
Pakupedzisira, kune zvimwe zvinhu zvaunoda kutsvaga mukambani uye nevatungamiri vayo usati watenga zvikamu zvechitoro. Ndinowedzera pane mazano aya munyaya dziri pasi apa.
- 7 Zviratidzo zveShareholder Friendly Management - Chii chaunotarisira uye nei
- Chikamu Gumi Chikamu Chekurova Misika
- Kuita Mari muMakampuni Akaipa
- 7 Mazano Okubudirira Kubudirira - Mhemberero Dzakakosha yeZvipamusoro Zvitsva
- Itai mari mune zvaunoziva
- Kunzwisisa: Simba Rakavanzika Risiri
- Bhizimisi-Sekutsvaga Kuita: Kufunga SeMuridzi
- Manifesto yeMutengesi
Mukuwedzera, hewa mamwe mazvinyorwa zvishoma zvaunowana uchibatsira mukufamba kwako kwekutsvaga.
- Svitsa kuChishe Trading
- 10 Matanho ekuvaka Gwaro Rakazara
Kana iwe uchida kudzidza zvakawanda nezvekutsvaga mari muchitoro, chengetedza bhuku rekutsvaga vatori vezvinyorwa zvandakanyora, zvakarongedzwa nehurukuro kana musoro pamusoro pebhuku rangu rega rega kune mamwe esoteric uye nyaya dzakapfuura dzisina kunyatsokodzera for vanotanga. Chero chii chinoitika, yeuka kuti matanda ndeye imwe yemhando dzakawanda dzezvinhu zvaungashandisa pakuvaka upfumi uye kuva mari yakazvimiririra .