Zvisinei, matanho anoenderera mberi -muganhu wekuwana mari kuvarume kuvarume makumi masere muzana muna 2016, maererano neshumo neAmerican Association of University Women (AAUW).
Kubva "#TheFutureIsFemale," zviri kwatiri kuti tivhare zvipuka izvozvo. Heano mazano ekutsvaga mari kune vakadzi vanogona kuve nekukwanisa kukuru.
Bvunza kuti ndiani ari kutarisira mari yako
"Kuwedzera kwevakadzi kuchengetedza mari, mari yakawanda inowanikwa mune dzimwe nyaya vakadzi vanotarisira," anodaro Nathalie Molina NiƱo, CEO weBrava Investments. "Kana mumwe munhu achiuya kune mumwe mukadzi wechikwata chemari, tinenge tichitaura nezvemazana emabhiriyoni emadhora anoendeswa kune imwe nzira." Anoti mibvunzo yakadai se "Ndedzipi vatungamiri venyu vemari?" mhizha, asi iye zvino vanhu vakawanda vachikumbira, masangano makuru ari kutya-kunyanya nokuti mhinduro ndeyekuti "hapana" kana "vashomanana."
Saka kana iwe uri murima wehupi-uye izvo zvinosanganisira 401 (k) s uye IRAs -edza kutumira email kune vatungamiri veurongwa. Taura chimwe chinhu, "Ndinoda kuziva kuti mari yangu iri kupi. Unogona kundipa here nhamba yevashandi vako vemari?
Ndechipi chikamu chevakadzi vacho? "Iwe nevamwe vako vanogona kusvika kusvika kune imwe yepamusoro pane kambani (unogona kuwana mazita avo uye, kazhinji, iyo maimiriri emafomu eEndaneti). Kana ukangowana mhinduro, funga kuendesa mari yako kune mari yakatungamirirwa nevakadzi panzvimbo yako iripo kana imwe.
Shandisai Makambani Nevakadzi Vakatungamiri
Vakadzi vanongobata ma4% chete emahofisi eEECO mumakambani makuru eMamerica 500, maererano nekuongorora kubva kuFortune Knowledge Group.
Uye muongororo yakatarisana, kunyange zvazvo makumi manomwe kubva muzana evanhu vakapindura vakati sangano ravo "rinotsvaga zano revakadzi rekujekesa," inenge hafu yega yavo yakataura kuti kambani yavo iise mazano aya kuita.
Ndosaka zvakakosha kuti vakadzi vashandise mumakambani anotsigira vamwe vakadzi. Mumwe muenzaniso? Pax Ellevate Global Women's Index Fund (PXWEX). Iko mari yekubatana pamwe naSarlie Krawcheck, mutungamiri wevanakadzi vezvemari yemari yemagetsikadzi, Shevest, ari sachigaro. Heino mhemberero: Inotengesa makambani anobva pakubudirira kwavanoita nekusiyana kwehutano-sekuti vangani vakadzi vanoshumira pabhodhi kana sevatungamiri vakuru-uye vanoisa mari yenyu kune avo vanobuda pamusoro. Inobva pakutsvakurudza kwenyika yose kunoratidza kuti kuva nevakadzi vazhinji vari kubatsiri kunogona kuwedzera kudzoka uye kuderedza mari, anodaro Blayney. Kana zviri zvemigumisiro? Iko mari yakaderedza MSCI World Index yemakore matatu ekupera kweSeptember 30, 2017.
Tarisa Mentorship
"Tinotaura nezvenguva, pfuma uye tarenda, uye izvo zvose zvinogona kuiswa pakufambira mberi vakadzi nevanasikana," anodaro Eleanor Blayney, mupi wezano wehutano hwakasiyana-siyana hweCFP Board Centre yeChechi yeChechi. Vatungamiriri vakuru vanodzoka shure kuzobatsira avo vanovatevera, uye imwe nzira yekuita izvi iri kuva mutungamiri.
Kana iwe uri kufarira, bvunza vashandi kana ivo pachavo vachiziva chero vashandi vechidiki vanopinda mumhizha yenyu, shandisa mari mune mumwe mukadzi anotanga basa rake kune kambani yako kana kuti ubatanidze mazano evakadzi vevakadzi (seMillion Women Mentors nokuda kwebasa re STEM).
Batsirai Vakadzi Vashambadziri
Kiva Microfunds isangano risina maturo uye mudziyo we microloan unobvumira vanhu kukweretesa mari kune vamwe vanodiwa munyika yose, kutanga pa $ 25. Inotarisa kune vadzidzisi vemari vashoma nevadzidzi munyika dzinopfuura 80, zvichiita kuti zvive nyore kutsvaga vakadzi nekuisa mari mune ramangwana ravo. Sangano rine chikamu chekubhadhara chikwereti chinokwana 97 muzana uye nhamba yechina-nyeredzi kubva kuCharity Navigator. Imwe nzira yakadhura ndiyo SheEO, kambani inotora zvipo mumari ye $ 1,100 kuti inotsigire vakadzi vekutanga vezvemabhizimisi nekukura mabhizinesi avo.
Vabatsiri, vanonzi "vashanduri," vanogona kuvhota nguva dzose apo vakadzi-vanotungamirirwa vanoendesa mari yekusingabatsiri ichasimudzira.
Shandisa Rutsigiro Rwenharaunda yeVasikana
"Kune zvikonzero zvakakosha nei vakadzi vachifanira kutora mari kuburikidza nedzidzo nekugonesa," anodaro Blayney. (Chimwe chikonzero chakakura: Vakadzi vanowanzokweretesa nguva refu kupfuura varume, saka ivo vachada mari yakawanda pamusoro pehupenyu hwavo.) Zvisinei, vanenge 35 muzana yevarume munyika yose vane mari yekuverenga, vachienzanisa ne30 muzana yevakadzi, maererano nepasi rose Ongororo yezvemari yekuverenga nekunyora neThe Standard & Poor's Ratings Services . Kuwedzera kune dambudziko racho, nyika dzinosvika 17 dzinoda kuti vadzidzi vekusekondari vatevere mari yavo-uye nhamba iyoyo haina kuchinja kubvira muna 2014, maererano neChristian for Economic Education.
Mashoko akanaka: Misangano yakafanana neR Rock The Street, Wall Street (501 (c) (3) risina purofiti) chinangwa chekuzadza zvikanganiso. Ndiyo purogiramu yemakore ekudzidza nekunyora mari iyo inodzidzisa vasikana vechikoro chesekondari nezvemabasa emari, uye purogiramu inosanganisira dzidzo pamusoro pekuchengetedza, kuisa mari, misika yemari uye kugadzirisa mari munekoroji. Nzira dzisina kubudirira dzakadai dzinofanirwa kubvuma nguva imwechete kana kuti zvipo zvekare zvehupi hupi.