Dzidza Nezvengozi Yehupfumi Munyika Yose Yemabhizimisi

Nengozi dzemari dziri njodzi dzinokonzerwa nekushandura muhuwandu hunoshandiswa hwemari. Iko kushandurwa kunogona kugadzira zvisingagoneki kuwanikwa uye kurasikirwa apo zvikwereti kana zvikamu zvekutsvaga zvichishandurwa kubva kune imwe nyika mari ku US dollars. Vashandi vanogona kuderedza mari yakawanda kuburikidza nekushandisa hedge nemamwe magadzirirwo akaitwa kugadzirisa chero upi noupi-hunoenderana nemari kana kuti kurasikirwa.

Somuenzaniso, fungidzira kuti muAmerican-based investor anotenga chikamu cheGerman chema100 euro.

Paakabata chikwata ichi, euro inoshandiswa nehuwandu inotangira kubva ku 1.5 kusvika ku3,3 euros pamadhora eAmerica. Kana mutengesi akatengesa mamiriyoni zana emadhora, iye achaona kurasikirwa kwema 13% apo kutendeuka kwezvikwereti kubva kuEuro kusvika kuUS $ madhora.

Zvisinei, kana muzvinabhizimisi uyo akavhara nzvimbo yake nekutengesa kwenguva shoma iko-euro , zvino purogiramu yakabva ku euro inoderera inogona kukanganisa kurasikirwa kwema 13% pakutendeuka. Muchikamu chino, tichatarisa kuti vatengesi vanokwanisa sei kutarisa mari yakawanda yekudzivirira podfolio yavo uye kuvandudza mararamiro avo akachengetedzwa.

Nzira Yokushandisa Mari Inoshandiswa Nengozi

Vashandi vemunyika yose vane zvingasarudzwa pazvinosvika pakuchengetedza mari yekutengesa, kusanganisira kushandiswa kwezvishandiso semari yemangwana yemangwana , mberi uye zvisarudzo kana mari-yakavharwa mari. Asi, zvombo izvi zvinowanzokodha uye zvakaoma kushandisa kune mumwe munhu wekusima mari. Chimwe chinhu chakareruka, chinogadziriswa, uye chinoshandiswa chemvura pane imwe nzvimbo yekudzivirira kukanganisa mari ndeye mari-inotarisa kushandiswa-kutengesa mari (ETFs).

Kune huwandu hwehupfumi huri hukuru hunopa hutano hwakasiyana-siyana hweEFF. Vaya vaviri vanonyanya kufarirwa vatengi ndeyeMariShares uye WisdomTree, iyo iyo yose inopa maAFF akasiyana-siyana akafukidza mari dzakasiyana-siyana pasi rose. Idzi mari idzi dzinosanganisira dzinowanikwa munyika dzakawanda dzinotengeswa kubva kuCanada kusvika kune dzimwe nyika dzinotanga kuwanda seChina neBrazil.

Vatengesi vanogona kungotenga zvigadziro zvekuisa maTFs aya kuitira kuti vabatsirwe kubva kune zvakaderera muhuwandu hwemari, iyo inokwanisa kukanganisa chero kurasikirwa pakutendeuka. Imwe nzira ndeyekutenga mari-yakavharwa neTFF, iyo yakavakwa mukati mechidziro pamusoro pekuchinja kwemari kune US dollar. Izvi zvinonzi " smart beta" zvinopa mukana wakanakisisa kune vashandi vanofunga kuti mari-yakavharwa sarudzo inowanikwa kune iyo index yavanoda kuisa.

Kusarudza kana Hedge ichidiwa

Kuumba rusvingo kurwisana nematambudziko emari kunogona kudhura. Nenzira, vatengi vanofanirwa kubvisa mari yose yekunze kwekune imwe nyika ne US dollar kuitira kuti ive yakazara yakavharwa. Zvimwe zvezvinhu izvi zvinogona kuderedzwa nekushandisa sarudzo dzekutsvaga panzvimbo yekuenzanisa, asi mari inogona kunge isingabvumirwi kune vamwe varimi nemari miduku. Somugumisiro, varimi vanofanira kutanga vatarisa kana rusvingo ruchidikanwa. Heano mimwe mibvunzo yakawanda inowanzobvunzwa usati wavhara:

• Ko mari yekomba inomiririra chikwereti chakawandisa chekutsvaga kwemari? Mune mamwe mazwi, zvinodhura zvinodarika dambudziko rekupera kwemari here?
• Unosvika kwenguva yakareba sei kubata kuchengetedzwa kwenyika? Pamusoro penguva pfupi, mari inoshanduka kuchinja zvishoma, izvo zvinoreva kuti mari yehuta inogona kunge isingakodzeri kubatsirwa kwepakati.

• Iwe unofunga kuti kune ngozi yakawanda yekuderedza mari? Munguva dzenguva dzoupfumi, mari inoshandiswa nekutengesa zvishoma nezvishoma, zvichiita kuti hedge isinganyanyi kukosha.

Kuumba Hedge kunopesana nemari yenjodzi

Kana rusvingo rwunoita sechinhu chinonzwisisika, danho rinotevera riri kuwana ETF yakafanira kushandisa. Rwendo rwakakwana rwemari ye ETFs rinogona kuwanikwa paDashShares uye / kana WisdomTree websites. Panguva iyi, dzimwe dzakawanda dze ETF dzinopa hupi hupi hupi hupi hupi hupi hupi hupi hunogadzirwa hunogona kana husingafananidzi, zvichienderana nemamiriro emari. Heano zvimwe mari yakawanda ETFs:

• CurrencyShares Canadian Dollar Trust (NYSE: FXC)
• MoneyShares Australian Dollar Trust (NYSE: FXA)
• WisdomTree Dreyfus Chinese Yuan Fund (NYSE: CYB)
• WisdomTree Dreyfus Brazil Real Fund (NYSE: BZF)

Heano matanho ekudzivirira kukanganisa mari ne ETF:

1. Zivai ETF . Tanga nekutsvaga CurrencyShares, WisdomTree nedzimwe vashandisi ve ETF yeA ETF mari iyo inofanirana nekutsvaga kwekune imwe nyika. Kana zviverengeka zviripo, vashandi vanofanirwa kutsvaga ETFs nechepasi kudhura uye mari.
2. Sarudza Mutungamiri . Mahedheni anogara achitora zvinopesana nezvinoitwa kune dzimwe nyika. Saka, kana mutengi ari nguva refu muCanada , vanofanirwa kuva vashoma kuCanada dollar ETF. Pamusoro peflip side, kana mutengi ari pfupi muchibage cheChinese, vanofanira kunge vari kwenguva refu cheChinese Yuan ETF.
3. Verenga Nhamba . Vatengesi vanogona kuisa zvikwereti zvavo kune dzimwe nyika kuti vasatarise mari. Kuti vagadzire zvakakwana, vatengesi vanofanira kutenga iyo imwechete yemadhora mumari ye ETF. Kana kuti, vaigona kutenga masarudzo nekodzero yemadhora imwechete.
4. Shandisa Mutengo . Kana imwe yekutengeswa ichiitwa, vashandi vanofanirwa kuongorora mamiriro acho ezvinhu zvakanyanya kwenguva yekutengeserana. Kana mari ikava yakanyanyisa, zvingangodaro kutengesa kutengesa chikamu cheruzho, asi mamiriro ekugadzirisa angaita kuti pave nekudzivirirwa.

Key Takeaway Points

• Mari yekutengesa inzira yengozi inotangira kuchinja kune kuenzana kwehurumende yemari, iyo inogona kukanganisa kudzoka kwezvekutsvaga.
• Nzira iri nyore yekuti vatengesi vemunhu mumwe nomumwe vagone kupikisana nehuwandu hwemari ndeyekushandiswa kwemari yeEFs, iyo inogona kukanganisa mari kuchinja kwema dollar.