Nzira Yokudhonza Nayo Nhanho Dhanho Pamutero Wenyu
Dzimwe nhepfenyuro dzezvikwereti dzimwe nguva dzinotora mari yakaipa, kunyange apo inogona kuve yakabhadhara mutero, uye zvikwereti zvakawanda zvikwereti kana iwe ukatevera mitemo. Heino tsanangu yakanaka. Kuronga kutenga musha mutsva kupera kwegore? Edza kuvhara zvinhu kusvika musi waDec. 31. Mubairo wekusangana musi iwoyo wekupedzisira ndeyekuderedza mutero wegore rino kana iwe uchifanira kutenga mari yekutenga neimba yekutora chikwereti chaunobhadhara chikwereti chemari.
Mari Mazano Anoshanda Sei?
Ndezvipi pfungwa? Izvo zvinowedzera, kumusoro-mberi mari yemari, panzvimbo yezvikwereti zvinodarika . Kana mari ishoma, vanokweretesa vanowanzobhadhara zvikwereti, zvakare vanozivikanwa nemazita ekuti "mari yekubhadhara chikwereti," "premium fees," kana "kubhadhara chikwereti;" imwe pfungwa inokwana imwechete yezana yemari yakakweretwa.Kana iwe ukwereta $ 300,000 uye uchibhadhara imwe Pfungwa, iwe wakabhadhara $ 3,000.
Mari Mazano Anokodzera Sei Kuda Kubhadhara Mutero?
Chinokosha chekukweretesa zvikwereti kuva 100 muzana zvakabviswa mugore rekubhadhara, pamwe chete nedzimwe imba yako-kutora chikwereti, ndeyekuti iwe unobhadhara pfungwa kuti uwane rudzi rwemari. Inofanira kunge iri chikwereti kutenga, kuvaka kana kuvandudza (sekunge paunowedzera kana kugadzirisa chipinda) imba yako huru, kureva, imba yako yegore rose, kusiyana, inoti, imba yechipiri yaunoshandisa sezororo rekudzokera kana chivako chaunotenga chikwereti.
Chii chinonzi IRS Pamusoro Pechikwereti?
Hezvino iyo IRS inodaro mutemo kana iwe uchigadziridza chikwereti chiripo.
Kazhinji, kugadziridza mapepa hausi kubviswa zvachose mugore raunenge uchibhadhara kunze kwekuti rakabhadharwa maererano nekutenga kana kuvandudza imba. Izvi ndezvokwadi kunyange kana itsva yekutenga ichichengetedzwa neimba yako huru. Shanduro: Vashanduri vanofanira kunyora mapurogiramu kunze kwechirwere uye kudhora pamusoro pehupenyu hwechikwereti - aparadzanise nheyo dzinobhadharwa nenhamba yemari yekubhadhara pamwedzi kunofanira kuitwa pamusoro pehupenyu hwechikwereti.
Kuenzanisira, iwe unobhadhara $ 4,000 muhope dzekukweretesa uye uchaita 360 mimwe mwedzi kubhadhara pamakore makumi matatu ekubhadhara mari. Kutengesa kwako kwakagamuchirwa kuri $ 11.11 pamubhadharo, kana mari inokwana $ 133.33 pamitengo 12.
Iyi IRS mvumo yekugoverwa yakatsigirwa nekutongwa kweDare rekuTeresi ra1983, kunyange yeEighth Circuit Court of Appeals yakaramba mitemo yekugoverwa apo mapepa ari kubhadhara pane imwe nguva yekubhadhara mari inotora chikwereti chenguva pfupi nebhadhiro yekubhadhara .
Paunenge uchitsvaga kechipiri, kana kuti chikwereti ichibhadharwa kare, itora mubhadharo mugore rokubhadhara kwemafuro ose akasara asina kubviswa. Wow! Ndiani aiziva?
Mutemo unoita kuti zvive nyore kune IRS kuongorora kana muridzi weimba achideredza zvakananga pfungwa. Iko chikwereti inofanirwa kutaurira ku IRS kukosha kwemashoko, kunze kwekunatsiridza mapepa, yakabhadhara zvakananga neakwereta. Mari yacho inofanira kuve yakanyorwa pane Fomu 1098. Sezvinyorwa 1099 kubva kumabhangi uye mabhizimisi emabhizimisi anozivisa chikamu uye ruzivo ruzivo, 1098 mafomu anotumirwa ku IRS kuti ishandiswe nemakombiyuta ayo, anoenzanisa nhamba 1098 nemari inorondedzerwa sekutsvaga kwemashoko ari Purogiramu A yeFomu 1040.
Zvakadini Nekutengesa Kubhadhara Pfungwa Dhanho?
Zvimwe zvinetso zvinotanga iwe apo iwe uri mutengesi uye iwe unobhadhara mapepa kuti akurudzire chikwereti kugadzirisa mari kune mutengi.
Iwe haugoni kuverenga nhaurwa sechido. Asi sekutengesa mari, vanoderedza kuwanda kwepfuma chero ipi zvayo yaunoona kubva pakutengeswa uye inodzingwa nemutengi, uyo zvino anofanira kuita mamwe mapepa. Anofanira kubvisa mari yakabhadharwa kubva pamutengo wekutenga mukuenzanisa nheyo yemusha - chiyero chinoshandiswa kugona kuwana kana kurasikirwa pakutengeswa kwefa.
Inobhadhara Mutero Mhosva Deductible?
Ngwarira imwe kubwinya kana iwe uchibhadhara chikwereti pane imwe nzvimbo yepamusoro uye uine chirango chikuru (chikamu chemari isina kubhadharwa) yekodzero yokuripa nguva isati yasvika. Hazvina mhosva kuti uyo anopa chikwereti akadana chii, kuti mari yakawedzera inodzingwa pamusha kutora chikwereti.
Julian Block ndiye gweta, akabatanidza munyori wepamusoro uye aimbova IRS special agent (mupomeri wemhosva). Nyaya iyi yakabudiswa nemvumo kubva pamapepa ekuti: "Musha weKuTengesa Kwekubhadharwa Kwekubhadhara Imitero: Nzira Dzakadzirika kune Wose Mutengesi Kuderedza Mitero Kuda Kwemitemo Dzemitemo," iyo inogona kurayirwa nokutumira $ 19.95 pamubhadharo wepasipo kuna J. Block, 3 Washington Sq., # 1-G, Larchmont, NY 10538.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.