Mari yekusarudzwa mari inoshandiswa kune imwe nzvimbo yakasiyana nekugadziriswa kwemabasa
Usati watenga chikwereti chemari inowanikwa, iwe unogona kusarudza kuwanda kwemari yaungagamuchira kuburikidza nokutarisa kwehuwandu hwekugoverwa kwemari.
Izvi zvakafanana nekutsvaga chikamu chekubhadhara chikwereti, apo iwe unogona kugona muwandu wemari yaungagamuchira kuburikidza nokutarisa pamutengo wemugove wezvibereko . Kunyange zvazvo zvakafanana, kugoverwa kwemitengo uye chikamu chekugoverwa hachisi chakafanana, uye zvinokosha kuti unzwisise kusiyana.
Kuparadzirwa Kwemajeri muGari Rekuwana Mari Chikamu
Usati watenga chikamu chemari yaunowana mari yaunofanira kudzidza pamusoro pemari yekupararira kwehuwandu hwematongerwo enyika. Dzimwe mari dzinobhadhara kunze kwezvikamu zvakabatanidzwa. Izvi zvingaita kuti chikwama ichi chekugovera chiyero chienzanise zvakaenzana kune mugove wekugoverana pachikwata.
Mamwe mari ane hurongwa hunoti ivo vachabhadhara mari yakawanda yemari, izvo zvinoreva kuti pane nguva apo vachadzoka mukuru kune chikamu chekuparadzirwa. Mutungamiriri wacho akadzoka angave pfuma yakawanikwa pakutengeswa kweiyo yaikoshesa muhofisi yemapurisa, kana kuti ingave iyo chikwereti chakamanikidzwa kubvisa chikamu pakurasikirwa kuzadzisa zvaidiwa pasi pekupararira kwehuwandu hwematongerwo enyika.
Hapana chakaipa nehuwandu hwekupararira kwehuwandu hwematongerwo enyika, asi kufanana nekutsvaga kwekutsvaga, iwe unoda kunzwisisa kuti unoshanda sei usati watenga.
Yakavharwa-kuguma Dividend Income Funds
Mari yakawanda inowanikwa mari inopfigirwa . Usati wasarudza purogiramu yekuvhara chikamu chemari, ivai nechokwadi kuti munonzwisisa dambudziko rakasiyana-siyana uye zvikwereti zvemari yekuvhara.
Havasi kushandisa nzira iyo inowanzovharika yekugadzirisa mutual fund inoshanda.
Imwe mari yekuvhara mari inotevera chikamu chekugovera tsananguro, zvinoreva kuti mari inotenga mashizha musati yasvika musi wavo wekare uye ichivatengesa mushure mokubhadhara chikamu. Sezvo chikamu chikuru chekubhadhara chikwereti chabhadhara chikamu chikamu chegore rimwe chete, kana mari yacho iine static portfolio, inogona kutora chikwereti chinokonzera chikamu pagore. Pane kudaro, kuburikidza nekuputika kworuzhinji rwepamusoro kubva pamazuva akaparadzana ekugadziriswa kwezvikwata zvakasiyana-siyana, mari yacho inokwanisa kutora chikwereti chezvikamu zvishanu pagore, panzvimbo yechina. Iyi sarudzo inogona kuguma nekupararira kwepamusoro. Inogonawo kukonzera kukanganisa kukuru kana kuwanikwa sezvo rudzi urwu rwebato rinopihwa mari rinoshingaira mukati uye kunze kwezvikwata.
Dividend Income Index Funds
Indekisi mari ndeimwe yenzira dzinoshandiswa mari yekushandisa. Dzimwe mari yemari inonyanya kuzivikanwa pakuva nemari inokonzera kubhadhara mashizha. Chikamu chekutsvaga mari inowanikwa mari ndeimwe yenzira dzakaoma dzekutora chikamu chekupa chikwereti chemari. Icho chinhu chakakosha kune vashandi vatsva kana avo vasina nguva kana unyanzvi hwokutsvakurudza mishonga pachavo pachavo.
Zvimwe Zvimwe
Kana iwe uri kutsvaga chikamu chekuwana mari yechikwata nekuti unoda mwedzi wose kubhadhara mari, funga kushandisa chimwe chinhu chinonzi retirement pension fund .
Kufanana nechikwata chekuwana mari, iyo mari yakagadzirirwa kubudisa nekubhadhara mari inowanikwa nguva dzose. Panzvimbo yekuva nemugove wekubhadhara zvikwereti, mari iyi inoshandisa nzvimbo dzakasiyana-siyana dzezvikwata uye zvisungo zvinokwanisa kuwana kubudirira kwenguva refu izvo zvichabvumira chikwereti kubhadhara mari yakatarwa yemari pamwedzi wega wega.