Kugoverwa Kunogona Kutemwa uye Kubudirira Kunogona Kuchinja Nokukurumidza
Makambani haafaniri kubhadhara zvikamu. Dambudziko rinouya apo kambani inoderedza chikamu chayo. Misika yacho inowanzotarisira kutama uku, uye mutengo wematengo uchadonha pamberi pekambani ichizivisa zvirongwa zvayo kuderedza chikamu.
Sezvo mutengo wemugove wakaderera, paunotarisa chikamu chekugovera zvichibva pane chikamu chekupedzisira kambani yakabhadharwa, inotaridzika yakakwirira. Kana iwe uchitenga chikwata chinobva pane icho chikamu chikuru chekugovera, iwe unogona kunge uri mukushamisika kukuru kana kambani inoderedza kana inopedza chikamu.
Kuti kubudirire pakuisa mari muchikamu chekubhadhara zvikwereti, unzwisise ukama huri pakati pekutengesa mutengo uye chibereko chekugovera. Nhanho yekutanga ndiko kuziva kuverenga mugove wekugovera.
Sei Hasi Yose Makambani Anobhadhara Kugoverwa Kwekugoverwa?
Zvingave chokwadi kana kwete, iwe unonzwa vatengesi vanoti makambani matsva uye ari kukura haabhadhara mugove wekugovera apo vakuru, vakawanda vakakura uye vakagadzikana makambani. Apo Apple yakatanga kubhadhara chikamu, vazhinji vakaona kuti sekushandurwa kubva kune imwe kambani inokura ye tech tech kune imwe apo kukurumidza kukura kwapera.
Zviduku, zvitsva, makambani anowedzera nokukurumidza anoda mari yose yavanogona kuwana kuti vatsigire kuwedzera kwavo.
Nokuda kwechikonzero ichi, havakwanisi kuripa mugove wekugovera. Vatengesi vanopfuura kufara kuwedzera mari pamutengo wekutengesa. Kune makambani asingachaoni nokukurumidza mutengo kuonga, makambani anobhadhara mugove wezvikamu zvekutsvaga vatengesi kuti vagare mabiko avo.
Kuverenga Chidimbu Kugovera pane Stock
- Ngatiti iwe unotenga chikamu chemadhora gumi 10.00 mugove.
- Nzvimbo yacho inopa chikamu che $ .10 pamativi mana, iyo inoreva kuti mugove wega wega waunayo iwe uchawana masenti makumi mana pagore.
- Iyi nhumbi ine 4.0% mugove wekugovera ($ .40 yakagoverwa ne $ 10).
Makambani haafaniri kubhadhara zvikamu. Panguva yekudzoka, makambani anogona kuderedza chikamu chavanobhadhara pamatokisi avo kana kurega kubhadhara chikamu zvachose. Muchiitiko ichocho, mugove wekugovera unogona kukurumidza kusvika ku zero.
Nhamba yematengo Taura nokukurumidza kuZvirevo muDhadharo yeDhadharo
Mune nguva dzisinganzwisisiki chikamu chekubhadhara zvikwereti, kana chikamu chekubhadhara chikwereti chemari, chinogona kukurumidza kukurumidza kukosha nokuti pane ngozi yokuti zvikamu zveramangwana zvichaderedzwa. Kana kambani ichizivisa kuti iri kuderedza chikamu chavo, mutengo wematengo ichaita pakarepo.
Sezvo upfumi huri nani, mutengo wematengo ungasimuka mukufungidzira kuti kambani ichazowedzera zvakare chikamu chayo. Kana hupfumi huri kuwedzera, mutengo wematengo unogona kuwira zvakanyanya pakufungidzira kuti kambani icharega zvachose kubhadhara chikamu.
Usatenga Zvigaro zveMarikiti yakabva zvakakwana pazvibereko
Kana mutengo wegoveri wokubhadhara chikwereti ichikurumidza kudonha, pane chikonzero. Zvinoreva kuti kune mukana chaiwo wekambani inogona kuderedza kana kurega kubhadhara chikamu mune ramangwana.
Misika yacho inowanzotarisira kuchinja uku, uye kuti kutarisira kunoratidzwa mumutengo wematengo.
Muenzaniso:
Iwe unoona nhamba ine chikamu chekugoverwa kwe 10%. (Mutengo wemari ndeye $ 10.00 mugovera Gore rakapera mutengo wakabhadhara chikamu che $ .25 nehafu, kana $ 1 pagore.) Unofara kuwana chikwata chinopa mari yakadai yepamusoro. Iwe unotenga chikwata. Mazuva mashomanana gare gare kambani inozivisa kuti yava kuda kudhura chikamu chayo kusvika $ .10 pamakota (40 masentimita pagore). Nhamba yematengo nokukurumidza inodonha kusvika $ 5.00 pane.
Usati Watenga Munhu Wese Zvitoro, Tarisa pa Dividend Income Funds
Chikamu chemari inowana mari inenge ine chikwereti cheparadhiso inobhadhara mari. Mari idzi dzinoshandisa izwi rokuti "kugoverwa kwehuwandu" panzvimbo pe "mugove wekugovera", kurondedzera kuwanda kwemari yavanowana.
Kana iwe usingazivi kuongororudza humwe hutengi kupfuura hutenge uchitenga.
Shandisa chikamu chemari inowanikwa mari panzvimbo. Vane vaongorori vanoita basa renyu, uye kunyange iwe uchibhadhara chiyero chemari mukati memari, inogona kukuponesa kubva pakuita mari yakaipa.
Kuparadzana Kunobatsira Sei Kuenzanisa Nechibvumirano Ita
Bond zvibereko zvinotarirwa nenzira yakafanana segoverwa zvibereko. Zvisinei, kambani inofanirwa kubhadhara chikwereti chakadai kune vashandi vayo asi kupa chikamu kune avo vanochengetedza zvingasarudzwa, saka panguva dzisinganzwisisiki, ramangwana rako rekutsvaga mari yakachengeteka kana iwe une chikwereti chekubhadhara chikwereti pane chikamu chekubhadhara chikwereti.
Dhidzai Your Holdings
Vashandi vanofarira kuchengetedza marudzi akasiyana-siyana ekugadzirwa kwezvibereko kuti vadzivirire pakushamiswa kwemadonzvo anononoka mune imwe nzvimbo yekutengeswa kwemisika. Izvi zvinonzi diversification. Imwe nzira yekusiyana-siyana ndeyokubatanidza chikamu chechikamu chekubhadhara uye chikamu chisina chikamu chekubhadhara mari - kazhinji kutaura, kukura kwezvikwata zvichienderana nemari inowanikwa. Nemhaka yokuti chikamu chekubhadhara zvikwereti kazhinji hazviiti hazvo zvakanyanya kumisika yakawanda inoshandiswa, mari inowanikwa mari inomira yakagadzikana munguva dzakaoma apo kuwedzera kwezvikwata kuchadzoka kunakidza kunowanikwa munguva yematengesi akasimba.