Kupiwa muganhu kunogona kuwedzera ruzivo rwekuwana mari mukutora basa.
Dividend Basics
Paunotenga chikwata, unova muridzi wekambani, uye sezvo kambani inoita purofiti, iwe unobatanidzwa mune iyo purogiramu mune imwe yenzira mbiri:
- Ikambani ichabhadhara chikamu, chamuchawana. Chikamu chinongori kambani inobhadhara zvimwe zvezvaakakuitira - mugoveri.
- Kambani ichashandisa purofiti yavo kuti iwedzere kukura bhizinesi, uye, kana zvose zvikafamba zvakanaka, iwe unofanira kuzoona kuti mari yako inokura muhutano.
Kana ikambani inopa chikamu, iwe uchaiona ichiziviswa pane "per share". Semuenzaniso, muna 2010 Coca-Cola Co akazivisa a .44 muga wega wega dividend. Izvi zvinoreva chikamu chose che Coca-Cola chaunayo, uchawana zvimwe .44 cents.
Kakawanda Kwekubhadharwa Kwekugoverana
Zvikamu zvinowanzobhadharwa gore roga roga, saka munyaya iri pamusoro, yega yega yeCoca-Cola yawaina yako yaizowana $ 1.16 yemugove wemari pamwaka.
Kuti uve nekodzero yekugovera chikamu kubva muchigadzirwa, iwe unofanira kuva wezvokudya pane imwe nguva yakaparadzanisa. Pasi apa mashoko pamusoro pezuva rekare-rega uye mamwe mazuva aunofanira kuziva nezve:
- Zuva rokuzivisa - zuva iro kambani inoshuma chikamu chavo chinotevera uye kana ichabhadharwa.
- Zuva rekuparadzanisa-Zuva iri rakagadzirwa nekutengeserana kwematokari uye iwe unofanirwa kuva nemugove wekutsvaga kwezuva rino kuti uve nekodzero yekuparadzanisa.
- Zuva rakabhadharwa - rino ndiro zuva iro chikamu chinowanikwa.
Kana iwe pachako uine mari inobhadhara chikwereti chekubhadhara zvikwereti, mutual fund inounganidza zvikwereti kwauri uye unozvibhadharira kwauri maererano nemitemo yavo, kazhinji kana yegore rimwe chete kana pamwedzi.
Mari Inobhadhara Sei Kwauri?
Mune zvimwe zviitiko, chikamu chacho chinotumirwa kwauri nenzira ye cheki, kana iwe unogona kubatanidza kambani yebhangi kuitira kuti iiswe mu-akhawunti yako mune mari. Mune zvimwe zviitiko, iwe unogona kutora chikamu muchirongwa chekugadzirisa zvekugoverwa, pane iyo iyo chikamu chako chinoshandiswa kutenga zvimwe zvikamu zvezvikwata.
Munyaya yekubhadhara mari, zvikamu zvinogona kubhadharwa kwauri kana kudzorerwa zvakare; kana akadzorerwa vanozotenga mamwe mapato emari.
Zvaunotarisira Mukurasikirwa
Kugoverwa kunogona kuva chikonzero chakanaka chekuwedzera mari yekurega basa. Kana iwe ukatarisa muganhu wekubhadhara muparadhiso weCoca-Cola iwe unoona chikamu ichi chave chichiwedzera kubva muna 1962. Izvi zvingave zvakapa nzvimbo yekuwana mari yekubvisa mari iyo yaizowedzera pamusoro pemakore kuti ibatsire mari yako inofambidzana nehutsika.
Kuti uwane zvikwata zvine nhoroondo yezvikamu zvinowedzera, tarisa pa Dividend Aristocrats , iyo inotengeswa pamatokari anotengeswa pamasangano ane nhoroondo yekuwedzera kugovera chikamu chekubhadhara. Kana iwe uri muchengeti wezvitoro iwe unogona kutarisa mawebsite anotangira-kutarisa mapato ekuparadzanisa iwe.
Panzvimbo pokutsvaga chikamu chako pachako uchibhadhara mashizha iwe unogona kushandisa chikamu chemari inowanikwa muganhu iyo ichava nemari zhinji yevaparadhariti yokubhadhara, kuunganidza zvikamu uye kuiripa ivo.
Chenjeri: Zvausingadi kuita ndeyekutarisa mashizha chete kubva pane zvikamu. Kazhinji matanda ane zvibereko zvakawanda nokuti kambani iri mumatambudziko. Nhamba yematengo ingangodaro yakaderera zvishoma uye saka kana iwe wakatarisa chikamu chekugovera zvichienderana nechagovera chikamu chinowanikwa (icho chiri nguva dzose chinotarisa chekare) chichatarisa chakakwirira. Kambani inogona kuderedza chikamu chayo chero nguva; izvo zvinokonzerawo mutengo wemari inodonha. Usaisa mari chete kubva pane zvikamu. Kana iwe usingazivi kuvhara kwezvikwata, tora pamwe nehomwe iyo inoita basa iwe.
Kana iwe ukavaka chirongwa chemari yekubvisa mari zvichienderana nekugamuchira zvikwereti, iva nechokwadi chekuti unoziva kuti mari yako inowanikwa uye kukosha kwayo inogona uye ichachinja, uye mune mamwe makore, inogona kuderera.