Ndakarasikirwa Nhepfenyuro Yangu I Savings Bond Certificate. Ndinoitei?

Kungofanana Nekuti Wakarashika Kuponesa Kwako Bond Hazvirevi Kuti Uri kunze kweLuck

Kana iwe wakarasikirwa Nheyo yako Izvisungo zvekuchengetedza kana zvibvumirano zvako zvekuchengetedza zvakaparadzwa, kana kunyange zvakabiwa, haufaniri kutya. Zvose zvipfeko zvekuchengetedza ndizvo zvinonzi Wall Street inodana "kuchengetedzwa kwakachengetedzwa". Izvozvo zvinoreva kuti United States Treasury zvinyorwa zvinoratidza zita rako, nhamba yezvokuchengetedzwa kwevanhu, uye kana usati waita zvisungo zvako zvekuchengetedza. Ndinofara, iwe unogona kuva nechinzvimbo chinoshandiswa kwauri chakakonzerwa newe nechinguva chiduku chekuedza kwako.

Kudzorera Kubhadhara Bonds vs. Kushandura Kuchengetedza Bonds

Pane musiyano mukuru pakati pekutora kurasikirwa, kubviswa, kana kuparadzwa kwezvisungo zvekuchengetedza nekudzorerazve zvisungo zvekuchengetedza nokuti unoda kuwedzera mubiro wemurimi, anobatsiri, kubvisa mudzimai akarambana kubva muzvisungo, nezvimwewo.

Nzira Yokuchinja Nayo Yakarasika, Yakaparadzwa, kana Yakakanganiswa I I Savings Bonds

Pamusoro peChechi Izvisungo zvekuchengetedza (pamwe neketongwa EE zvisungo ) izvo zvakarasika, zvakaparadzwa, kana kubiwa, iwe uchada kuisa chibvumirano chakanyorwa neBhodhi yeFiscal Service nekuzadza FS Form 1048. Uchada shandisa chiratidzo chako chechipiri maererano nemirayiridzo inowanikwa pairi. Kana wapedza kukwana, iwe unozotumira zvakare kuDhipatimendi Rekuchengetedzwa Kwekuchengetedzwa Kwekuchengetedzwa Kwekuchengetedzwa kweZvenyika; kubva munaJune 2016, yakanga yakaita seizvi:

Pfuma Yezvekuchengetedzwa Kwekuchengetedzwa kweZvenzvimbo
PO Box 214
Minneapolis, MN 55480-0214

Vasati vazokwanisa kugadzirisa kudai kwako, zvinokosha kuti iwe ugoverenge zvinosanganisira mashoko anotevera newawakagadzirirwa FS Form 1048:

1) Bond serial number

kana

2) Zuva regore negore umo bhadhi yakatengwa, nhamba yako yekuchengeteka kwevanhu, zita rako rakazara kusanganisira mazita emapakati uye mapepa ekutanga, uye email yako.

(Sezvineiwo, haufaniri kuvimba nemashoko iwayo nokuti Hurumende inogona kuchinja maitiro ayo emukati.Unodikanwa kuti uone kuti iyo tsamba yekunyadzisa ichiri iyo yekuendesa fomu yako yekuchengetedza bhadha.

Ndapota shanyira TreasuryDirect.gov kuti uwane mamwe mashoko.)

Mumavhiki mashomanana, iwe unofanirwa kugamuchira kushandiswa kusungirwa zvisungo. Kana iwe ukaitika kuti uwane yakarasika yakasungwa ine zvikwereti zvekuchengetedza mushure mokunge zvigadziriswa, ivo zvino vari veHurumende yeUnited States uye zvakakosha kuti uvatumidze kudzokera kuHarare Reserve Retail Securities Site. Ndizvo zvose zvinotora! Nhanho yekukurumidza kuwana mamwe mashoko asina kuzivikanwa, akatumira zvakare kuHurumende, uye viola! Yatsva yakashandurwa Nhepfenyuro Izvisungo zvekuchengetedza zvinoratidzika mumakero.

Nzira Yokuwana Mari Yako Yokuchengetedza Mabhengi Inoshandiswa

Sezvandakambotaura kare, kune musiyano pakati pekutora zvikwereti zvekuchengetedza nekudzorerazve zvisungo zvekuchengetedza. Pane zvishoma mamiriro ezvinhu maunenge uchida kuva nezvisungo zvako zvekuchengetedza zvakare, asi zvimwe zvausingaiti. Heino runyoro rwakakosha rwemashoko ekukubatsira kuti uone kana iwe uchitsvaga zvikwereti zvako zvekuchengetedza zvakare.

• Mamiriro Ekuti Mabhizimisi Haadi Kutevedzwa
  Kuchinja kwezita pashure pekuroorana, zvinyorwa zvinyorwa mukupereta, kero inoshandiswa, uye zvisina kunaka dzehupfumi hwevanhu. (Kana zvichiitika zvekupedzisira, Hurumende ichada kuva nenhamba yakachengeteka yehupfumi hwevanhu munharaunda yekutaridzirwa uye kusununguka kwekutsvaga.Uchada kunyora tsamba kuChigaro cheNhepfenyuro yeZvenyika yeZita reNhepfenyuro nehuwandu hunosanganisira yakashata uye yakarurama nhamba dzekuchengeteka kwevanhu , uye nhamba ye serial, dhiabhorosi, sangano, uye vanyori (mutevedzeri, muridzi wemuridzi, mubhadhari) wezvisungo chimwe nechimwe chinoda kuchinjwa zvakare, tapota shanyira TreasuryDirect.gov kuti uwane mamwe mashoko.)

• Mamiriro Ekuti Mabhizimisi Anoda Kubviswazve
  Zvikanganiso muzita rokutanga kana rekupedzisira, guru guru kana kusakoshesa, kusarudzwa kwematare kune gaurdian kana muchengetedzi pamusoro pemuridzi wehupenyu wekusungirwa mari, rufu rweimba yekuchengetedzesa muridzi weimba kana vadzidzisi, kuchinja unhu hwehutano hwehutumi hwemunhu, kuchinja kwezita nekuda kwekurambana kana kusagadziriswa, kuwedzera dzimwe vashandi kuchisungo, uye kuchinja vanobatsira. Chimwe chezviitiko izvi zvine mazano avo ekutevera uye mafomu kuzadza. Kana chimwe chezviitiko izvi chinoshanda kwauri, ndinokukurudzira kuti uende kuHararealthDirect.gov kuti utsvake zvakanyanyisa kusvika kune zveruzivo pamusoro pokudzorerazve zvisungo zvekuchengetedza.

Zvimwe Pamusoro peNhepfenyuro I Savings Bond

Iwe unogona kuverenga Mutungamiri wedu wekutsvaga muChechi I Savings Bonds . Izvi zvichakutungamira nematoni ezvinyorwa pamusoro pezvisungo zvekuchengetedza, kunyanya nhepfenyuro yandinosunga bhadha, kusanganisira maitiro aunogona kuwedzera kwavari pamasitoreti ako, miganhu yegore rokutenga, umiridzi wezvinodiwa, mutero wekubhadhara, nezvimwe zvakawanda.